Current Hot Laptops at Best Buy, OfficeMax, and Office Depot

September 30, 2007 · Filed Under Hot Deals · 1 Comment 

If you are looking for a brand new laptop with good specs and a great price, check these out:

1) Compaq HP Presario C714NR Notebook PC 1.46 GHz Intel Pentium dual core processor T2310 at Best Buy starting today. Visit your local Buy Buy to get this laptop. The price is $449.

Quick specs:

Microprocessor Cache 1 MB L2 cache
Memory 1024 MB DDR2 (2 Dimm)
Memory Max 1024 MB
Video Graphics Intel Graphics Media Accelerator X3100 (shared)
Video Memory Up to 251 MB
Hard Drive 120 GB (5400 RPM) Hard Drive (SATA)
Multimedia Drive Super Multi 8X DVD±R/RW with Double Layer Support
Display 15.4″ WXGA High-Definition BrightView Widescreen (1280 x 800) Display
Fax/Modem High speed 56k modem
Network Card Integrated 10/100BASE-T Ethernet LAN (RJ-45 connector)
Wireless Connectivity 802.11b/g WLAN
Sound Altec Lansing
Keyboard 101-key compatible
Pointing Device Touch Pad with dedicated vertical and horizontal Scroll Up/Down pad
External Ports 3 Universal Serial Bus USB 2.0

2) Everex StepNote ST5340T 12.1″ UltraPortable Notebook PC $599 at Office Max

Operating System: Genuine Windows Vista® Home Premium
Display: 12.1″ WXGA Widescreen (1280 x 800) with DiamondBrite Technology, TFT Active Matrix LCD
Processor: AMD Athlon™ 64 X2 Dual-Core Processor Dual-Core Processor TK-53 (512KB L2 Cache, 1.70GHz, 1600MHz)
Chipset: NVIDIA® GeForce Go 6100, NVIDIA® nForce® Go 430 Memory: 1GB DDRII 533MHz (512MB x 2) 2GB maximum memory
Hard Disk Drive: 120GB SATA, 5400RPM, 9.5mm
Graphics: NVIDIA® GeForce® Go 6100 with 256MB dynamically allocated
Modem: (1) 56K Motorola SM56 Data/Fax Modem (V.92, 56kbps)
LAN: (1) Realtek RT8201CL, 10/100 Base-T Fast Ethernet
Wireless LAN: Built-in RaLink RT2571WF 802.11b/g
Battery: 6-Cell Lithium-Ion (11.1V, 4400mAh) included
Weight: 3.8 lbs

3) Compaq F572US 15.4″ Notebook PC, AMD 64 Athlon X2, 1.7GHz, 1GB RAM, 80GB HD, Vista Home Premium $399 AR at Office Depot

Microprocessor 1.7 GHz AMD Athlon ™ 64 X2 Dual-Core Mobile Technology TK-53
Microprocessor Cache 512 KB L2 Cache
Memory 1024 MB DDR2 System Memory (2 Dimm)
Memory Max 2048 MB max supported
Video Graphics NVIDIA GeForce Go 6150 (UMA)
Video Memory Up to 287 MB
Hard Drive 80 GB (5400 RPM) Hard Drive (SATA)
Multimedia Drive Super Multi 8X DVD±R/RW with Double Layer Support
Display 15.4″ WXGA High-Definition Brightview Widescreen (1280 X 800) Display
Fax/Modem High speed 56k modem
Network Card Integrated 10/100BASE-T Ethernet LAN (RJ-45 connector)
Wireless Connectivity 802.11b/g WLAN
Sound Integrated Speakers
Keyboard 101-key compatible
Pointing Device Touch Pad with dedicated vertical and horizontal Scroll Up/Down pad

Check out this JetBlue Business Credit Card from American Express

  • Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased directly from JetBlue, using your Card*
  • 50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase*
  • Double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more*
  • Automatic discounts at leading merchants through the OPEN Savings® program*
  • Your TrueBlue® points do not expire when you use your Card*
  • Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*

    • Apply Now!

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Can’t beat Free!

September 29, 2007 · Filed Under Freebies · Comment 

Check out these freebies:

  1. Today only, go to your favorite museum for free.
  2. Free $10 from Obopay
  3. Free dog treats
  4. Free Purex Sample
  5. Free Flip Book & 20 free digital camera prints from Snapfish
  6. Free Backup Assistant for Verizon Wireless
  7. Kids go to San Diego Zoo for free in October
  8. Free $50 Bonus from ING
  9. Free Online Money Management
  10. Free 48 Hours X-Box Live code

Hot Business Card:

Up to 5% cash back, 12 months 0% APR, and fee-free purchased checks with Discover Business Card.

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Champs, Footlockers, Footaction 40% off coupon

September 28, 2007 · Filed Under Coupons · Comment 

This Saturday and Sunday only, print out this coupon and get 40% off at Champs Sports.

this coupon

If you want Footlocker, check out this coupon for up to 40% off starting today Sept 27 to 30th.

Footlocker online 30% off code: FF79L924

Here’s a similar 40% off coupon for Foot Action too.

Foot Action online 30% off code: FF79AL24

My top recommended gas card is the Discover Open Road Card

  • 0% Intro APR*
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our
    80 Cashback Bonus Partners

    • Apply Now!

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Best Business Card: AmEx Simply Cash

September 28, 2007 · Filed Under Credit Card bonuses · Comment 

One of the best business cards out there is the American Express SimplyCash Business Card. It’s by far the most generous rewards for business owners with its cash back on their purchases and the resources for their businesses. If you have decent credit score, then you need to capitalize on its cash back reward program.

Here are the specifics on the cash back reward program:

  • Minimum rebate of 1% on almost all purchases
  • Maximum of 5% rebate on selected category of purchases

Don’t forget that, unlike most rewards program, you will earn cash back automatically on its monthly statement credits.

The 5% rebate on purchases include automobile gasoline, wireless telephone services, equipment in office and other supplies. What is best part of all of this? There is no limit to the earn cash back.

Basic Features

Check out these basic features of Simply Cash from American Express:

  • Absolutely no annual fee
  • 12 months 0% introductory rate on purchases
  • Interest rate is low on balance transfers and purchases
  • 7.99% introductory rate on balance transfer for the life of the loan

Top Features

The best features are in its OPEN(r) program of Simply Cash Business card. You can access the OPEN(r) network that provide special services for small businesses and their owners. It locates resources and discounts to help owners run their businesses. American Express gives you the option of providing each of your employees with Simply Cash Business Card to pay for qualified expenses. There is absolutely no fee for the additional cards.

Their Open Savings program save you money on travel and shipping expenses from well known companies such as Hyatt Hotels, FedEx, Hertz, and many more. These savings are stackable with any other savings you might already received. Other features include online management, whereas you can access summary of your accounts and track charges from the Expense Management Reports. In your account, you can chat and pose questions to other small business owners to help expanding your business. There is also advice from experts through the online tool to help you save and built a successful business.

American Express SimplyCash Business Card gives you more additional services and benefits such as travel purchase protection, special discount from retail outlets, and accidental insurance.In conclusion, AmEx Simply Cash is a must have card for those those with a small business.

I wrote previously that anybody can apply for a business credit card. Here’s a quick recap:

Whether you have a home-based business or that you have sold something on Ebay, you can apply for a business credit card. You can put your name as the business name and your social security number as the tax id. Your business is called sole proprietorship and it’s perfectly legal with the IRS.

If you are still having several credit cards that still not meeting your needs? Switch to CitiBusiness Card and find that the CitiBusiness card help you manage your expenses, pay all your bills, and earn rewards for all your purchases.

Quick Summary:

  • Earn 5% cash back on gas, office supplies and wireless services
  • Earn 1% on cash back on virtually all other purchases
  • No limits to the cash back you can earn
  • Cash back is automatically credited to the statement each month
  • 0% introductory APR for the first 12 months
  • No fee with the flexibility to pay in full or carry a balance
  • OPEN Savings® : Automatic discounts with FedEx, Delta®, Courtyard by
    Marriott®, and more

    • Apply Now!

American Express SimplyCashSM Business Card

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Personal Finance’s Graduating Class of 2007

September 27, 2007 · Filed Under Noteworthy · 71 Comments 

I’ve been blogging for almost a year now and it seems like there is a new personal finance blog every day. Some manage to stay in the game, others have faltered. If you don’t enjoy what you are writing, then blogging is not your cup of tea. I present you the Class of 2007 for Personal Finance to acknowledge all their hard work and dedication.

**The List Below is My Own. If you feel like you should be on the list or in a different GPA category, comment below. If you like to exchange link, holla at your boi hustlermoneyblog@gmail.com **

Summa Cum Laude - 4.0 GPA

These bloggers have thousands of readers with a very active commenting community. They are the cream of crop and are well respected for their knowledge in personal finance. To be considered for Summa Cum Laude, they must have a minimum of 2K RSS readers, over 2K incoming links, and at least 200K pageviews every month.

  1. The Simple Dollar
  2. PFblog
  3. Iwillteachyoutoberich
  4. GetRichSlowly
  5. MyMoneyBlog
  6. Wisebread
  7. FiveCentNickel
  8. Bargaineering
  9. Consumerismcommentary
  10. FreeMoneyFinance
  11. AllFinancialMatters
  12. PFAdvice

Magna Cum Laude - 3.9 GPA

Their content are unique and easy to read. They update their sites daily with a minimum requirement of 1K RSS Readers, 1K incoming links, and 100K pageviews every month.

  1. Thedigeratilife
  2. NCNblog
  3. Makelovenotdebt
  4. Probargainhunter
  5. Frugalforlife
  6. BostonGalsOpenWallet
  7. OkDork
  8. Genxfinance
  9. MyOpenWallet
  10. Stopbuyingcrap
  11. Money, Matter, and More Musings
  12. Lazymanandmoney
  13. Bloggingawaydebt
  14. Canadiancapitalist
  15. Dontmesswithtaxes
  16. FatPitchFinancials
  17. Money Musings

Cum Laude - 3.5 GPA

Cum Laude graduates are the up and coming PF bloggers. They have at least 300 RSS Readers, with 300 incoming links, and over 30K pageviews a month.

  1. Hustler$$$Blog
  2. MoneySmartLife
  3. Cleverdude
  4. Milliondollarjourney
  5. 2Million
  6. Financialfreedumb
  7. MightyBargainHunter
  8. Bankdeals
  9. Thesunsfinancialdiary
  10. TheFrugalDuchess
  11. Mytwodollars
  12. Queercents
  13. Single Ma
  14. Everybodylovesyourmoney
  15. Frugal Law Student
  16. BudgetingBabe
  17. 1stMillionat33
  18. Moneywalks
  19. ExperimentsinFinance
  20. Thedividentguy
  21. FinanceisPersonal
  22. Bluntmoney
  23. SoundMoneyTips
  24. GradMoneyMatters
  25. Experiments in Finance
  26. BiggerPockets
  27. Accumulating Money
  28. StockGumShoe
  29. MoneyMing
  30. MomAdvice

Read more

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$50 Best Buy Gift Certificate for a Chevy Test Drive

September 26, 2007 · Filed Under Uncategorized · 1 Comment 

Here’s the special link for $50 Best Buy gift certificate:

https://market3.campbell-ewald.com:4443/pls/htmldb/f?P=132:10:3022587750469544

The above link send you to Orlando, Florida Chevy Dealers.

It depends where you live, so simply play around with the bold number and change it from 1 - 77

E.G.

Boston:

https://market3.campbell-ewald.com:4443/pls/htmldb/f?p=132:61:1448827372298372

LA:

https://market3.campbell-ewald.com:4443/pls/htmldb/f?p=132:65:1448827372298372

Here’s the complete list of codes:

1 = Miami - Palm Beach, Fl

5 = Jacksonville, Fl

17 = Mobile, Al - Pensacola, Fl

21 = Atlanta, Georgia

25 = Birmingham, Al

29 = Nashville, TN

33 = Knoxville, TN

37 = Charlotte, NC

41 = Raleigh - Durham, NC

45 = Richmond, VA

49 = Norfolk, VA

53 = Greensboro, NC

57 = Greensville, NC

69 = Salt Lake City, Utah

73 = Fresno, CA

77 = Hawaii

For Best Buy Redemption page, visit this page:

https://market3.campbell-ewald.com:4443/pls/htmldb/f?p=132:81:1448827372298372

Redemption page??

https://market3.campbell-ewald.com:4443/pls/htmldb/f?p=132:82:1448827372298372

If you just want the dealer’s BAC codes and not do the test drive, check out this site:

http://www.gmc.com/locatedealer/

Also, for those that live in Massachusetts and New Hampshire, check out this $75 Gift Certificate for test driving a Hummer.

Most dealers already know that some people just want to show up to get the gift certificate. So if you let them know up front that you are not interested in buying the car, they are more than happy to fill out all the info in order for you to get the gift certificate without wasting their time.

Amtrak Guest Rewards World MasterCard

  • 5,000 bonus points after first purchase
  • No annual fee
  • 2 points per $1 spent on Amtrak® purchases
  • 1 point per $1 spent everywhere else
  • Low intro APR

    • Apply Now!

Speedway SuperAmerica Platinum MasterCard

Earn Speedy Rewards™ Points with every purchase you make on yourSpeedway® SuperAmerica® Platinum MasterCard®!

  • 40 extra Speedy Rewards points for every $1 spent at Speedway and SuperAmerica in addition to the points you earn on every Speedy Rewards purchase.
  • 10 Speedy Rewards points for every $1 spent everywhere else MasterCard credit cards are accepted.
  • Plus 10,000 bonus points after first use!
  • These
    points are above and beyond the points earned by presenting your Speedy
    Rewards membership card at Speedway and SuperAmerica stores!

    • Apply Now!

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Pull the Grand Hustle with Your Credit Cards Issuers

September 25, 2007 · Filed Under Noteworthy, Street Smarts · 4 Comments 

Yo YO…check this out.

  • U sitting all Alone, and Now you bitchin’ and MOanin
  • Cuz Your Cards’ interest too high, and You wanna take out a Loan
  • Sh$t, that was dumb, INstead listen to da Hustla
  • Chorus:
  • Pick up da Phone..Dial 1-800-Back-of-Your-CC-Number
  • la la da da da..la la…

Okay okay..that was my pathetic attempt at rapping. NO Kidding though, this post might save you hundreds and hundreds of dollars if you follow these Play-by-Play “hustles” for those with credit cards debt.

Step 1:

Don’t call your creditors right away. Take a few minutes to come up with your game plan. List out your net incomes and expenses. Getting your financial information in order on paper. NOW, Pull out all your credit cards. List all the amounts on your cards, fees for the past few months, current % APR, and others.

Step 2:

Now call the number behind your credit card. Talk politely and calmly. Explain to them, clearly and concise…”How are you?”..” Hello, My name is ____” “I’m calling today concern my credit card balance with you guys” “Unfortunately, I’m in a financial crisis and I want to work out a payment with you guys” “I’m experiencing financial hardship due to my recent…._________”

Again, come up with similar lines or “story” from above. Be assertive in your requests. Be prepared for the Hard Sell Don’t fall for the “Can you make a payment today to bring the account current” from the CSR. Make your stand and tell them you want a long term solution. Emphasize that you and your family are going through financial hardship.

Step 3:

Most likely, you will be transferred to a special department that deal with these types of problems. They will pepper you with questions about your financial information such as income and expenses. I don’t need to tell you that list out all your expenses and keep income low. You Do Not Need to Tell Them Who Your Employer Is. Period. Make that clear you are not willing to share, no matter how hard they try. If the CSR refuses to continue, escalate the conversation by asking to speak to his/her Manager.

Step 4:

Whether you are in a financial crisis or not, no-one should ever have to pay 30% APR in interest. Normally, ask them that you want a 48-60 month repayment program. They should offer you 6% APR or less. Of course, let them do the talking at this point. Let them offer you first. If they can give you for 9%, ask for 3% over the loan payment plan. Play hardball with them. This work for all Cards Issuers such as BOA, Citi, AmEx, etc. Have your pen and paper and calculate your monthly payment with their offer. If the payment is too high, again, ask for a lower interest rate. Remind them that you want to work with them, but they got to help you out. Otherwise, the alternative is not paying at all.

Step 5:

This step it the utmost important. ASK FOR THIS IN WRITING FOR THE AGREEMENT ON PAYMENT AND INTEREST RATE. Ask everything about the fine print, when will the first payment be, type of communication, etc.

Ask them if they can Re-Aging your account if your past payments are late. This will help out your credit report, because in do so, it will clear up those late payments after 6-12 payments are made.

Believe me, the issuers want to work with you. They do not want you to go into bankruptcy, because that would mean less money for them. They want some money rather than no money at all. Tell them you want to pay them first, but with the lowest interest rate only. You don’t need no credit agency to help you out. Deal with them directly. Take care of this today!
If you are successful with this after reading this post, please share you experience by commenting. Help others out so they can learn from it.

WaMu

My favorite and only everyday’s brick & mortar bank is Washington Mutual. By signing up online, you will get free checking + 5% APY Savings account. You can’t beat that for a brick & mortar bank! From personal experience, I get great customer service. If you ever overdraft your account, they will give you one freebie per year. Did I mention that you will get free bill pay and free checks for life! There is no monthly checking fees. This bank deserves Hustler’s 5 out 5 stars rating. If you already has a WaMu account and you are not getting the 5% APY rate, simply open this new one and close your old one. Open now by clicking through the link below.

Open a free checking and high-yield savings account, with a 5.0% APY by filling out the WaMu Free Checking™ application. Learn more!


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Make $65 with CA Internet Security Flash Drive 2nd Round

September 24, 2007 · Filed Under Free Random Money · 3 Comments 

If you miss out the first time around, check out this CA Internet Security Flash Drive at Circuit City.

Follow these steps:

  1. Shop through Jellyfish to get 2.2% cash back from Circuit City.
  2. Once through the your account Circuit City shopping portal, search for 757943322910
  3. Add the item and choose in-store pickup.
  4. Go to your local Circuit City pickup, and ask for a price match to this Best Buy price.
  5. Regular price is $70 - $45(110% price match) = $25 cost
  6. Now Visit Carebatecenter.com and search for the followings:
  7. 07-75282 (8/1/2007-9/30/2007) Upgrade/Competitive Rebate participating retailers $40
    07-71356 $40 Upgrade/Competitive Rebate (6/1 - 9/30)
    07-75280 $20 Rebate (8/1 - 9/30)

If you did the last deal, I believe you can make another $40 since 07-75282 is a new rebate. Just submit the new rebate with your old receipt.

Update: If you don’t have an upgrader cd, you can visit this site to print the cover.

The Nest Credit Card from American Express

    • Start out with a great nest-warming gift - 5,000 Membership Rewards® points the first time you use the Card, which can be redeemed for a $50 gift card.
    • Earn an additional 10,000 bonus points when you spend over $15,000 on the Card annually.
    • No annual fee. Pay over time or in full.
    • Exclusive Welcome Gift: The Nest Planning Kit, filled with many helpful items to get the two of you started including The Nest planning binder, designed to help you organize and manage home expenses and joint finances.

      • Apply Now!

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Best Coupons of the Week

September 23, 2007 · Filed Under Coupons · 1 Comment 

Check out these new coupons for this week:

  1. Free Purina Dog Food Coupon
  2. Oldnavy.com $10 off 75 online code: S1ZBBPD7N9K9
  3. Macy’s $15 off 15 for cardholders
  4. Best Buy’s $10 off 75 Games and accessories coupon
  5. Toy R Us $5 off 25 coupon
  6. 15% off $75 or more at Banana Republic
  7. Fye.com online paypal code $10 off 35: paypal10
  8. Babies R Us 15% off coupon
  9. Chuck E Cheese Buy 40 Tokens Get 60 Free
  10. Shoes.com 25% online coupon code: luckybreaks7
  11. McCormick & Schmick $25 gift certificate free for online reservation
  12. Petsmart $5 off 25 coupon
  13. Sportsauthority.com 20% off online code: TSA20
  14. JC Penny 15% off coupon
  15. Meijer.com 20% off $50 promo code: meijercomgift

Remember to get 2.2% cash back money when shopping through Jellyfish Best Buy store and maximum(**Now $50 Cashback bonus) Chase Freedom 3.75% Cash Back Credit Card.

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3 Free Gift Cards Worth $75 for Signing Up, Then Cancel

September 23, 2007 · Filed Under Free Random Money · 1 Comment 

These three promotional offers are free to join for 7 days, and $4.95 a week afterward. The coolest part is that once you are a customer, you will get $25 in Gift Card. Within that seven days, cancel your membership and you will still get your $25 Gift Card.

  • Get $25 Walmart Gift Card with Pricestore Bargain.com - Start searching for bargain products today! Pricestore provides users with access to over 20 Million Price Comparisons, Thousands of Coupons from Major Retailers, Hard to Find Auctions, and Exclusive Customer Product Reviews! This includes the following details: Contact Information, Account Information, and CC information. Once users sign up they can claim their $25 gift card. Cost to consumer is $1.00 refundable activation fee. After your 7-day trial period your membership continues at $4.95 per week.
  • Another $25 Walmart Gift Card with Free Credit Report at Bargain.com - Take advantage of this special FREE trial offer today and learn how you can get a FREE credit report! The $25 Wal-Mart Gift Card is yours to claim as our way of saying “thanks” for being a member of Bargain Network!
    Offer Details: You must be a current Bargain Network Member to be eligible to claim your Wal-Mart Gift Card. Upon completion of the sign up form, you will receive an email with instructions on how to claim your gift card.
  • Free $25 PepBoys Gift Card with Bargain Network Autos Free Trial - Users can find new and used cars in their area with this Free 7-day Trial Membership to the Autos Bargain Network. Cost to consumer is $1.00 refundable activation fee. The following details are required:Contact Information, Account Information, and CC information. Once the user signs up they can claim their $25 gift card. You must be a current Bargain Network Motors Member to be eligible to claim your $25 Pep Boys Gift Card. Upon completion of the sign up form; you will receive an email with instructions on how to claim your gift

In order to get your gift cards, I would sign up and check my email immediately. Log into my account or call them to expedite your order. Fill out all the necessary information to claim your gift cards. You want to do this ASAP when you sign up since you only have a 7 days window. You should also take advantage of the services such as free credit report, bargain search, and find best deal on cars.

Worst scenario, you might have to pay your 1 week membership to claim your $75 in gift cards if you sign up all three offers. You would still get $75 gift certificates - $15 membership = $60 Profit.

Check out the Discover® Business Miles Card

Sign up for a Discover® Business Miles Card today and enjoy a 0% Introductory APR* on Card Purchases and Balance Transfers for 12 months with a BT Fee. Plus, get 12,000 Bonus Miles*. There is no annual fee and you can earn Double Miles on travel and gas and get up to 1 Mile per dollar on all other purchases. Travel with no restrictions –
book any airline, any date, any seat. APPLY NOW!

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