Credit cards just don’t give 5% on EDP and no tiers anymore. This 5% cash back Associated Bank credit card with no tiers is very little known. You can only apply this card by phone. Simply call this number 1-877-577-9485 to apply.
Here’s info on the Associated Bank Cash Rebate card:
5% cash rebate on supermarkets, gas stations, drug stores.
1% on everything else.
Max $300 Rebate Dollars every calendar year.
Request checks when reward balance $50 or more.
No annual fee.
Apply by calling 1-877-577-9485.
At the prompt, you will get a phone message given indicating the card you are applying for. After that, the application is a completely automated process. This means that your responses are recorded and you might need to spell out your responses. This is a great card to use in conjunction with the 2% Cash Back on Everything Charles Schwab card. Some people claim that this card gives 5% cash back at WalMart and Target too.
Hustler’s Saving Money Tip of the Day:
One of the things I learn with car insurance is that you can always cancel your policy at any time. There is no early termination fee and you get your money back pro-rated if you pay it full in advance. Since rates are always changing, you can be sure to find a lower price from all the competitors.
It took me less than 5 minutes to find a lower rate by going through online with Netquote. After filling out online, the offers begin to pour in from at least 10 insurance companies. The major companies include Farmers, Allstate, Progressive, Nationwide, and many more. I put in the year and model of my car, along with the type of coverage I would like, and they will email you the best rates. I didn’t put my real phone number because I didn’t want to be bothered with them calling.
Out of work? need extra cash? Nothing is free in this world, so do something about it! I’ve been able to make $300 or more simply by cashing in and out with my 2% Schwab cash back credit card. In order to get 2% on everything, you must also open a brokerage account with Schwab. The cash back will go through automatically into your brokerage account and you can cash out by doing ACH transfer to your bank account.
There are two methods to utilize this card:
1) Discover Teen card – full method and explanation through here.
2) U.S mint – full method and explanation through here.
I’ve been using these two methods to make $300 or more per month. Again, follow my guidelines or comment below if you have any questions.
$100 AmEx Preferred Rewards Gold Card
American Express Preferred Rewards Gold Card gives you 10,000 bonus points when you spend $500 within the first three months. The 10,000 points can be exchanged for $100 in gift card to stores such as Gap, Home Depot, Barnes & Noble, etc.
This is a good card for frequent travelers since the membership rewards program allows you to earn unlimited points that do not expire.
There is no fee for the first year. If you do not find the card worth keeping, make sure to cancel the card before the first year anniversary.
Here are some more details about the card:
- First year fee-free – $125 Thereafter
- Get 10,000 Membership Rewards® points redeemable for Rewards right away
- No Pre-Set Spending Limit
- The Membership Rewards® program – a fast, flexible rewards program that lets you
redeem travel rewards on over 21 airlines.
- Gold Card Events—exclusive access to tickets for select concerts, shows,
major sporting events, and more in cities nationwide
- Global Assist® Plus Hotline and many more benefits included.
Apply Now!
Simply open a new Wells Fargo checking account by August 15, 2009 with $100 deposit and get a $50 bonus. You get free access to Wells Fargo Online Banking, convenience of over 3,300 banking locations, and the services of a bank dedicated to its customers and the community.
From the fine print:
To qualify for your $50 bonus, you must open and fund a new consumer Wells Fargo checking account with a minimum opening deposit of $100 (not including the $50 bonus) by August 15, 2009. Limit one $50 bonus per household. The $50 bonus is available with all Wells Fargo checking accounts, including non-interest-earning checking accounts, except for Wells Fargo Teen CheckingSM accounts and Wells Fargo Opportunity Checking® accounts. You will receive the $50 bonus within 45 days of account opening. May not be combined with any other offer by using the link above, calling 1-877-250-2240 or visit one of our banking locations. This offer is only available to consumers in the household that receive this special mailing from Wells Fargo Bank, and is not transferable.
Sharebuilder $25 Bonus
If you never open a Sharebuilder account, then these bonuses are pretty easy. There is no hard pull on your credit report. Here are some more codes to enter on your ShareBuilder application page.
:
Here’s the newest code I just found: 25WOLS
Follow these Hustler’s steps:
- Sign up to your ShareBuilder account.
- Click on the “Get Started” tab.
- Select account type Individual Account and then click “I’m responding to a Promotion”.
- Fill out the rest of the form. Click “Next” to fill out second form. Under Promotion Code, enter promo code E.G.: 25WOLS
- Select “No I don’t have an account” and fill out the owner information and username/password information. Click “Next”.
- Select “Sharebuilder Basic Account” (Don’t select Standard or Advantage as those programs have monthly fees).
- Deposit $5 from your checking account, Fund your account with an Electronic funds deposit from savings or checking account .
- Make a $5 minimum investment. You must do this on Tuesday since it will only cost you a $4 fee. Make sure you pick the automatic investment, and not real time trade. ($4 is the fee, $1 is the crap stock)
- Receive email that you got the promotion.
- Wait 4-6 weeks to get your bonus.
We all know that you can’t just get cash out of your credit card for free. There is a hefty credit card fee for doing any cash advance. However, you can order coins with up to $500 per president out of five, making a total of $2500 worth of coins, and get it deliver for free. Order this through the Charles Schwab 2% Cash back and deposit the coins back into your bank. Also, there is no limit to the Native American Agriculture coins, hence order as many as you like. Buying these coins is considered a purchase. Hence, it’s no different than buying a coffee latte from Starburcks.
Info from fatwallet:
- Coins come in $250 boxes (ten rolls of $25). You can order two boxes of each design ($500) for the presidents; there is currently no apparent limit for the Sacajawea dollars. Shipping disappears once you complete the order.This is charged as a purchase, not a cash advance. The Mint will initially authorize the entire amount. The final charge is usually made the day after the coins ship. A few folks have noted receiving partial orders; the amount may not be charged until the order ships complete.The Mint appears to be back to matching order information. Keeping orders small (<$1000) seems to to be helpful in avoiding order matching, allowing one to order more than the item limits over time. To guarantee mismatched orders of the same item, the billing and shipping addresses, and credit card numbers must be different.
All orders from the Mint of $300 or more will ship expedited (UPS Next Day Air or Priority Mail), signature required. Bellyaching about the signature requirement in the thread is verboten.
Many have reported long (sometimes extreme) hold periods for orders. Coins also sometimes get back ordered (the website usually notes an expected ship date). Do not order with any expectation as to shipment and delivery dates. If you are planning on getting a large number of boxes, consider making separate orders of $500 or $1000. Orders appear to be filled on a rolling basis, one design at a time. Also, remember that there may be a hold for your order amount on your credit card for some time.
Due to the vagueries of the Internet, shipping notices are sometimes received the day of or after delivery. The tracking number is the third in the block on the shipping notices. The first two lines have no obvious meaning.
To check the status of your order over the phone, call 1-800-USA-MINT and select option 2. The system will ask you to input your order # and billing zip code. The order number is in both the subject line and body of the order receipt e-mail.
If you do not know your bank or credit union’s policy on deposits of large amounts of coins, contact them before going. Most do not require that the coins be unrolled; however, you do need to remove them from their shipping box. Larger banks that handle commercial deposits have coin bags to place unrolled coins in. One poster reported adverse action from Chase after making coin deposits.
Adams, Jefferson, Madison, Washington, and Monroe available and you can buy 2 boxes each. Choose standard shipping during the order process and the shipping charge will revert to free.
$100 Starwood Bonus
Starwood Preferred Guest® Credit Card from American Express gives you 10000 bonus Starpoints after first purchase. This can be converted to $100 gift card.
- Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 econds. Apply Now!
This is a little known trick with Current by Discover whereas you can deposit money into your “teen card” using your chase credit card. This count as a purchase and you can withdraw money from your “teen card” via ATM machine. Since you are funding with a cash back credit card, you make money say 2% cash back with the Charles Schwab credit card.
Discover Teen Card
Few important facts must know:
- Best to use it with Schwab 2% cash back to maximize profit.
- Teen Card can be loaded up to $2500 each time. But do so only once per month in order to avoid audit.
- Withdrawal can only be at $500 maximum per day, but only do it once a week. Again, avoid fraud audit by minimizing abuses. No ATM fee if you can find one through the Pulse Network.
- $5 monthly fee to keep the card open, but free first month with offer code “DM110806“
- Get up to 3 cards, so in theory, credit up to $7500.
- Also, try to use the teen cards for small purchases every now and then so they won’t be so suspicious. Again, try to follow my directions if you do not want the cards to be closed down.
Quick Free FICO Score and Report
MyFico is giving your credit Score Watch and report Free Trial for thirty days. They will remind you when your free trial is up. The best part is they are making the cancellation extremely easy. Simply visit this MyFico cancellation page so you won’t ever have to pay anything! Once you login, the cancellation is quick with an easy cancellation button. No need to call customer services or dealing with them selling other financial products.
Checking your credit score and report are vital to your financial health. Visit MyFico today to get your free credit score and report.
Good news! Lending Club’s bonus is back up to $25 for new lenders. New Investors Get $25 to Invest in Lending Club notes. With average net annualized returns of 9.61% it’s a great time to join Lending Club and they will give you $25 to get started.
Lending Club was kind enough to allow me to offer my readers a special promotion: Open a lending account and receive a $25 bonus. You can use this bonus to make your first loan. To take advantage of this promotion, please click on this specific promotional link. Many of my readers have gotten the bonus and have enjoy their experience.
Here’s what to do:
- Go though this Special Lending Club link
- Fill in your name, email, password, and make up a user ID.
- Verify your identity
- Add your bank account and wait them to withdraw an amount less than $1
- Wait for a few days, and verify the amount that has been withdrawn.
- Deposit $1 to get $25 bonus.
- Bonus will show up after the initial deposit.
Currently, Lending Club is charging their borrowers 7.37% to 20.11% interest rate depending on their credit grade. Funding the type of credit grade is all up to you. The greater the risk you want, the greater the reward. Since I like to take very little risk, I have fund all my loans with credit grade of A. Luckily, no default so far on any of my loans.
My experience has been a positive one. I have funded several loans and the return has been good. There is no hard pull on my credit report. My recommendation is to fund your account and try out their lending program. You will get your $25 bonus money with nothing to lose since it’s free money.
Get T-Mobile 12% discount for AAA members by calling T-Mobile regular customer services. Tell CSR you are an AAA Member to get the 12% AAA discount. You will be transferred to “migration services.” Give them your T-Mobile account details, AAA card number and the advert promotion code (bottom right of the newsletter) TM/6531/09.
Allow 30-45 days to verify with AAA and the monthly discount should appear on my T-Mobile bill as an “adjustment”. This does not renew your 1 or 2 year contract and your new billing date will change to 27th of every month.
Looking to make $1020 in free money? Check out Virtual Bank. Only a few more referral links, email me for one today!
Here is how you make $1020. You guess it, it is a referral program. For example, email me at hustlermoneyblog@gmail.com to ask for a referral to Virtual bank along with your full name. Once you open up the account through my referral link, you must deposit $100 into your account. You will make $20 and I too will make $20. If you have a blog, great…do exactly what I am doing. If not, in your Virtual bank account, you can send out referral links to 50 of your friends and family. I would ask them first if they want to open up an account before sending.
Office Depot has Intuit QuickBooks Simple Start 2009 for $50 – $80 Rebate = Free ($30).
To purchase:
1. Click Here and add to cart
2. Proceed through checkout, price should be $49.99
To get rebate:
1. Click Here then “get your rebate”, then “Quickbooks”
2. Scroll down to offer # 09-88121
3. Select, fill out electronically, print out the rebate
Wachovia $25 Referral Bonus
Looking for an easy $25 bank bonus? I can now refer you to Wachovia with their $25 referral program. Just open a free checking with $100 deposit and they will send us both a $25 Visa Gift Card. Very simple, email me hustlermoneyblog@gmail.com with your full name and ask for a Wachovia referral link. This nationwide bonus is easy because it can be done online and takes less than 5 minutes to complete the online process. Make sure to deposit $100 to get your bonus. There is no direct deposit requirement and it’s a totally free checking. Best part is you can refer your friends and family up to 20 referrals per calendar year. That’s another $500 a year for you if you manage to refer 20 people.
