An ideal card for big-ticket purchases or balance transfers, the Citi Platinum Select Visa Card is offering those with good to excellent credit a 0% introductory APR for a lengthy 18 months, which can save you a large amount of money by not accruing interest as you pay off your balance. In addition to having one of the longest introductory periods in the industry, this card also has a $0 annual fee as well as allowing you to earn cash back totaling 10% of your monthly eligible purchases. You can use this cash back on travel, entertainment, merchandise purchases and more through the Extra Cash Bonus Center, an online store with over 400 retailers. In addition, by shopping through the Extra Cash Bonus Center with your eligible Citi card, you can earn additional cash back bonus of 1 to 10 % on top of the discounts offered.
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- $0 Liability on unauthorized purchases
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
With an attractively long introductory APR, low interest rates, and no annual fee, the Citi Platinum Select Visa Card is definitely worth giving a gander. If you are looking for a credit card that will allow you to not be penalized with high interest rates for paying off a large ticket item or from existing balances with higher interest credit cards, this card may be the one for you.