For those of you who shop at a Ralphs, here’s some good news because they now have a Ralphs Rewards World Mastercard. It is a credit card that has an introductory offer of $50 Cash Bonus after you make your first purchase.
In comparison to other rewards credit cards, this isn’t that great of an offer. However if you shop here a lot, then the benefits might be worth your while. With the Ralphs Rewards card, you earn points towards free groceries. It offers triple points on Ralphs and Kroger brand products, double points on all other Ralphs and Kroger store purchases and 1x points for everything else.
There is a $0 annual fee and no limit on number of rewards you can earn. If you would like to get some more information over this card, here is some more information below!
Table of Contents
Ralphs Rewards World Mastercard Summary
| Bonus Available | Get $50 cash back when you apply, get approved and make your first purchase. |
| Ongoing Rewards/Benefits | 3 points for every $1 spent on Ralphs and Kroger brand products.
2 points for every $1 spent on all other Ralphs and Kroger store purchases. 1 point for every $1 spent on all other purchases. |
| Foreign Transaction Fees | None |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score) 690 – 850 (Good – Excellent)
PROS
- No annual fee
- Bonus cash
- Simple rewards
- No foreign transaction fees
CONS
- Low points value
- Minimum redemption requirements
- Limited to Ralphs and Kroger redemptions
Editor’s Alternate Pick
Ralphs Rewards Card $50 Cash Bonus Offer
Take advantage of the Ralphs Rewards card’s introductory offer: $50 bonus cash in the form of statement credit. To qualify, charge your first purchase to your card. There’s no spend amount or time limit to worry about.
Earning Ralphs Rewards
Earn between 1 to 3 points for every dollar you spend on eligible purchases made with your Ralphs Rewards card:
- 3x points on all eligible purchases of Ralphs and Kroger brand products
- 2x points on all eligible purchases inside Ralphs and Kroger stores (excluding brand products)
- 1x points on all purchases outside Ralphs and Kroger stores (excluding Ralphs and Kroger Fuel Centers)
Theres no limit to the number of points you can earn.
Redeeming Ralphs Rewards
For every 1,000 reward points you cash in, you get a $5 check. As such, each Ralphs Rewards point is worth $0.005. That’s far below the industry average of $0.01 per point.
Reward checks are cut no less frequently than four times a year, generally when you’ve accumulated the minimum redemption of 1,000 reward points. You can use your reward checks in Ralphs or Kroger stores to buy groceries and other merchandise.
If you haven’t earned enough to redeem, your points will stay in your account for up to 24 months.
Bottom Line
If you are a looking to earn fast rewards from Ralphs or Kroger, consider signing up for the Ralphs Rewards World Mastercard.
This rewards card offers a $50 Cash bonus after you make your first purchase. You’re essentially getting free groceries by making a single purchase!
The Ralphs Rewards card is only really good if you shop at Kroger or Ralphs heavily, otherwise you would probably be better off with a general rewards credit card. If you’re interested in more posts like this, check out more U.S. Bank Promotions!
What’s The Competition?
Below are some of the top alternatives to the Ralphs Rewards World Mastercard you should consider:
- Blue Cash Everyday Card from American Express
- Capital One SavorOne Cash Rewards Credit Card
- Chase Freedom Unlimited
 The Capital One® SavorOneSM Cash Rewards Credit Card offers a one-time $150 cash bonus after spending $500 on purchases within the first 3 months from account opening. You'll earn an unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases with no rotating categories or sign-ups needed to earn cash rewards. This card comes with no annual fee and no foreign transaction fees. |
 The Chase Freedom Unlimited® Card offers double cash back. You'll earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Ink Business PreferredSM Card | 80,000 Points | Review |
| Chase Sapphire Preferred® Card | 60,000 Points | Review |
| Chase Ink Business UnlimitedSM Credit Card | $500 Cash | Review |
| Chase Ink Business CashSM Card | $500 Cash | Review |
| Chase Freedom® | $150 Cash | Review |
| Chase Freedom Unlimited® | 3% Cash Back | Review |
| UnitedSM Explorer Business Card | Up to 100,000 Miles | Review |
| ABOC Platinum Rewards Mastercard® | $150 Cash | Review |
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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