For those of you who shop at a Ralphs, here’s some good news because they now have a Ralphs Rewards World Mastercard. It is a credit card that has an introductory offer of $50 Cash Bonus after you make your first purchase.
In comparison to other rewards credit cards, this isn’t that great of an offer. However if you shop here a lot, then the benefits might be worth your while. With the Ralphs Rewards card, you earn points towards free groceries. It offers triple points on Ralphs and Kroger brand products, double points on all other Ralphs and Kroger store purchases and 1x points for everything else.
There is a $0 annual fee and no limit on number of rewards you can earn. If you would like to get some more information over this card, here is some more information below!
Table of Contents
Ralphs Rewards World Mastercard Summary
| Bonus Available | Get $50 cash back when you apply, get approved and make your first purchase. |
| Ongoing Rewards/Benefits | 3 points for every $1 spent on Ralphs and Kroger brand products.
2 points for every $1 spent on all other Ralphs and Kroger store purchases. 1 point for every $1 spent on all other purchases. |
| Foreign Transaction Fees | None |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score) 690 – 850 (Good – Excellent)
PROS
- No annual fee
- Bonus cash
- Simple rewards
- No foreign transaction fees
CONS
- Low points value
- Minimum redemption requirements
- Limited to Ralphs and Kroger redemptions
Editor’s Alternate Pick
 The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. You'll earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% cash back at U.S. gas stations and at select U.S. department stores, and 1% back on other purchases. There are no annual fees with this card (See Rates & Fees). |
Ralphs Rewards Card $50 Cash Bonus Offer
Take advantage of the Ralphs Rewards card’s introductory offer: $50 bonus cash in the form of statement credit. To qualify, charge your first purchase to your card. There’s no spend amount or time limit to worry about.
Earning Ralphs Rewards
Earn between 1 to 3 points for every dollar you spend on eligible purchases made with your Ralphs Rewards card:
- 3x points on all eligible purchases of Ralphs and Kroger brand products
- 2x points on all eligible purchases inside Ralphs and Kroger stores (excluding brand products)
- 1x points on all purchases outside Ralphs and Kroger stores (excluding Ralphs and Kroger Fuel Centers)
Theres no limit to the number of points you can earn.
Redeeming Ralphs Rewards
For every 1,000 reward points you cash in, you get a $5 check. As such, each Ralphs Rewards point is worth $0.005. That’s far below the industry average of $0.01 per point.
Reward checks are cut no less frequently than four times a year, generally when you’ve accumulated the minimum redemption of 1,000 reward points. You can use your reward checks in Ralphs or Kroger stores to buy groceries and other merchandise.
If you haven’t earned enough to redeem, your points will stay in your account for up to 24 months.
Bottom Line
If you are a looking to earn fast rewards from Ralphs or Kroger, consider signing up for the Ralphs Rewards World Mastercard.
This rewards card offers a $50 Cash bonus after you make your first purchase. You’re essentially getting free groceries by making a single purchase!
The Ralphs Rewards card is only really good if you shop at Kroger or Ralphs heavily, otherwise you would probably be better off with a general rewards credit card. If you’re interested in more posts like this, check out more U.S. Bank Promotions!
What’s The Competition?
Below are some of the top alternatives to the Ralphs Rewards World Mastercard you should consider:
- Blue Cash Everyday Card from American Express
- Capital One SavorOne Cash Rewards Credit Card
- Chase Freedom Unlimited
The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. You'll earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% cash back at U.S. gas stations and at select U.S. department stores, and 1% back on other purchases. There are no annual fees with this card (See Rates & Fees). |
 The Capital One® SavorOne® Cash Rewards Credit Card offers a one-time $200 cash bonus after spending $500 on purchases within the first 3 months from account opening. You'll earn an unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases with no rotating categories or sign-ups needed to earn cash rewards. This card comes with no annual fee and no foreign transaction fees. |
 The Chase Freedom Unlimited® Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. In addition, you can earn: • 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. • 5% on travel purchased through Chase, • 3% on dining at restaurants and drugstores, and • Unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too. |
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| Huntington 25 Checking $500 Bonus | Huntington 5 Checking $200 Bonus |
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The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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