Find the latest Agriculture Federal Credit Union CD Rates, Offers, and Promotions here.
Best CD Rates: 16-Month Special Certificate, 3.00% APY, $250 min/$100k max deposit, new money. 36-Month 3.25% APY, $250 min/$100K max deposit.
There is also the Asset Builder Certificates for 24-Month (2.65% APY), $25 min opening deposit, unlimited additional deposits (no min) throughout the term.
Availability: Nationwide with easy membership requirement.
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About Agriculture Federal Credit Union
Agriculture Federal Credit Union is headquartered in Washington and is the 4th largest credit union in the District of Columbia. They have around 26,000 members at 6 locations. This Credit Union’s money market rates are 2X the national average, and it has an A health rating.
| Eligibility: Membership in AgFed Credit Union is open to anyone through either The Friends of National Zoo ($20 one-time fee) or The Friends of the National Arboretum ($20 one-time fee); joining either is part of the Credit Union’s application process. Membership is also open to those who live, work, worship, volunteer, or attend school in the District of Columbia, and employees (current and retired) of the 60+ SEGs. See current membership details |
Agriculture Federal Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
| Term | APY Rate | Minimum Deposit |
| 6-Month | 1.50% | $250 |
| 12-Month | 2.25% | $250 |
| 16-Month | 3.00% | $250 |
| 18-Month | 2.60% | $250 |
| 24-Month | 2.90% | $250 |
| 36-Month | 3.25% | $250 |
| 48-Month | 2.90% | $250 |
| 60-Month | 3.20% | $250 |
Agriculture Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $250, you can invest in a CD account from Agriculture Federal Credit Union to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $250
- Maximum deposit: $100K
- Early withdrawal penalty: If the qualifying period is greater than 11 months but less than 60 months, the member shall forfeit an amount equal to the lesser of:
(A) All dividends for 180 days on the amount withdrawn, or
(B) All dividends on the amount withdrawn since the date of issuance or renewal.
(NCUA Insured)
| Compare to the best CDs such as SkyOne Federal Credit Union 22-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (5.00% APY), Idabel National Bank 24-Month CD (4.35% APY), Blue Federal Credit Union 15-Month CD (4.60% APY), Quontic Bank 60-Month CD (4.45% APY), Sallie Mae 14-Month No-Penalty CD (4.05% APY), and CIT Bank 11-Month No-Penalty CD (3.65% APY). |
Agriculture Federal Credit Union CD Features
- Competitive interest rates
- Open a CD with a just $250
- Dividends are paid quarterly
- NCUA Insured
Bottom Line
With this being a credit union in one state, the offer is unavailable to most. However , if you do qualify, you should take a look at the 18-Month special. Enjoy a nice rate on a very low minimum balance on all accounts!
These rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While this post is about Agriculture Federal Credit Union and their CD accounts, I would recommend to compare them to the popular Discover Bank Promotions here
This is a great opportunity to invest in a high-interest CD from Agriculture Federal Credit Union. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Agriculture Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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