Find the latest Agriculture Federal Credit Union CD Rates, Offers, and Promotions here.

Best CD Rates: 12-Month Special Certificate 5.25% APY ($250 min/$100k max deposit, new money), 18-Month 5.10% APY ($250 min/$100K max deposit).

Availability: Nationwide with easy membership requirement.

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About Agriculture Federal Credit Union

Agriculture Federal Credit Union is headquartered in Washington and is the 4^th largest credit union in the District of Columbia. They have around 26,000 members at 6 locations. This Credit Union’s money market rates are 2X the national average, and it has an A health rating.

Eligibility: Membership in AgFed Credit Union is open to anyone through either The Friends of National Zoo ($20 one-time fee) or The Friends of the National Arboretum ($20 one-time fee); joining either is part of the Credit Union’s application process. Membership is also open to those who live, work, worship, volunteer, or attend school in the District of Columbia, and employees (current and retired) of the 60+ SEGs. See current membership details

Agriculture Federal Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.

Term	APY Rate	Minimum Deposit
6-Month	4.25%	$250
12-Month	5.25%	$250
18-Month	5.10%	$250
24-Month	4.90%	$250
36-Month	4.65%	$250
48-Month	4.45%	$250
60-Month	4.35%	$250

*The above rates are accurate as of 08/28/2023*

Agriculture Federal Credit Union CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

With as little as $250, you can invest in a CD account from Agriculture Federal Credit Union to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.

Minimum deposit: $250
Maximum deposit: $100K
Early withdrawal penalty: If the qualifying period is greater than 11 months but less than 60 months, the member shall forfeit an amount equal to the lesser of:
(A) All dividends for 180 days on the amount withdrawn, or
(B) All dividends on the amount withdrawn since the date of issuance or renewal.

CD Rates at Agriculture Federal Credit Union

(NCUA Insured)

Compare the best CD rates:
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)
Quontic Bank CD (Up to 4.25% APY)

Agriculture Federal Credit Union CD Features

Competitive interest rates
Open a CD with a just $250
Dividends are paid quarterly
NCUA Insured

Bottom Line

With this being a credit union in one state, the offer is unavailable to most. However , if you do qualify, you should take a look at the 18-Month special. Enjoy a nice rate on a very low minimum balance on all accounts!

These rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While this post is about Agriculture Federal Credit Union and their CD accounts, I would recommend to compare them to the popular Discover Bank Promotions here

This is a great opportunity to invest in a high-interest CD from Agriculture Federal Credit Union. However, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Agriculture Federal Credit Union CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.