
Find the most up-to-date Alabama Credit Union promotions, bonuses, and offers here.
Update 8/24/26: There’s currently a $100 referral bonus when referring friends / family to open a new account. Feel free to leave your links in the comment section.
About Alabama Credit Union Promotions
Eligibility: Membership in Alabama Credit Union is open anyone through:
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Alabama Credit Union $100 Referral Bonus

- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: AL, FL (Bank Locator)
- Direct Deposit Requirement: No (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $4-$5, see below
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Limited time offer)
| Chase Total Checking® ($400 bonus), | Chase Secure BankingSM ($175 bonus), |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
- Get a $100 reward for each friend you refer! Here’s how:
- Enter the email associated with your Alabama Credit Union account to generate your unique referral link.
- Send your link to friends and family, encouraging them to open an Alabama Credit Union checking account.
- Once your friend opens an account and sets up online banking, you both get $100 deposited into your checking!
- Refer-A-Friend Program Disclosure: To qualify for the Refer-A-Friend Reward, the Referrer must be an existing Alabama Credit Union member in good standing with a minimum balance of $5 in a primary savings account and have a valid email address on file.
- The Referrer must submit the Referee’s email address through the official referral process.
- The Referee must complete all of the following Qualifying Actions for the referral to be considered valid: (1) Be referred by a Referrer and use the same email address associated with their new account as the one provided at the time of referral; (2) Be eligible for and establish membership by opening a primary savings account with a minimum deposit of $5; (3) Open a qualifying checking account (Value Checking or Lifestyle Checking); (4) Enroll in online banking; (5) Maintain the checking account in an open status for a minimum of forty-five (45) calendar days.
- Both the Referrer and Referee must be at least eighteen (18) years of age and must not have caused a loss to Alabama Credit Union, whether resolved or outstanding.
- Youth accounts and business accounts do not qualify.
- Upon verification that all Qualifying Actions have been completed within the required timeframes, each the Referrer and Referee will receive a $100 reward, delivered via email within four (4) weeks.
- Referrers may earn up to $300 in rewards per calendar year, based on a maximum of three (3) valid referrals.
- This promotional offer is subject to change or termination at any time without notice.
How To Avoid Monthly Fees
- Lifestyle Checking: $5 monthly fee
- Value Checking: $4 monthly fee. FREE with Online Banking, if you are age 23 and younger, or age 55 and older!
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Bottom Line
*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back on this page for updated Alabama Credit Union promotions, bonuses, and offers.




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