Find the latest American Heritage Federal Credit Union CD Rates, Offers, and Promotions here.
Best CD Rates: Share Certificates – 30-month (4.10% APY), 48-month (4.05% APY), and 60-month (4.05% APY), $1k minimum deposit.
Availability: Nationwide. Easy membership requirement.
Easy Membership Requirement: Individuals who join the Kids-N-Hope Foundation qualify for American Heritage membership.
Credit Inquiry: Unknown
About American Heritage Federal Credit Union
American Heritage Federal Credit Union lives by the values of community and are always looking for ways to make a positive, lasting impact. As an organization that treats its members as family, we welcome the opportunity to celebrate those values with community events and outreach initiatives.
| Eligibility: Membership is available if you live, work, worship, or attend school in Philadelphia or one of the following: Ambler, Bensalem, Bridgeport, Bristol, Bryn Athyn, Butler, Cheltenham, Conshohocken, Fort Washington, Norristown, Penndel, Souderton, Southampton, Tullytown, Villanova and Warminster Heights For more information on eligibility requirements please check out their full list of membership requirements. |
American Heritage Federal Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
| Term | APY Rate | Minimum Deposit |
| 3-Month | 2.00% | $500 |
| 4-Month | 2.00% | $500 |
| 4-Month** | 4.00% | $500 |
| 5-Month | 2.00% | $500 |
| 6-Month | 2.00% | $500 |
| 7-Month | 2.00% | $500 |
| 8-Month | 2.00% | $500 |
| 9-Month | 2.00% | $500 |
| 10-Month | 2.00% | $500 |
| 11-Month | 2.10% | $500 |
| 12-Month | 3.25% | $500 |
| 13-Month | 3.25% | $500 |
| 15-Month | 3.25% | $500 |
| 18-Month | 3.25% | $500 |
| 18-Month Legacy | 3.35% | $500 |
| 20-Month | 3.30% | $500 |
| 24-Month | 3.80% | $500 |
| 30-Month | 4.10% | $500 |
| 36-Month | 3.70% | $500 |
| 48-Month | 4.05% | $500 |
| 60-Month | 4.05% | $500 |
*The above rates are accurate as of 12/15/2022*
American Heritage Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $500, you can invest in a American Heritage Federal Credit Union CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $500
- Maximum deposit: None listed
- Early withdrawal penalty:
- For accounts with terms of 12 months to 35 months, the amount of the early withdrawal penalty for your account is 180 days’ dividends.
- For accounts with terms of 36 months or longer, the amount of the early withdrawal penalty for your account is 360 days’ dividends.
(NCUA Insured)
| Alliant Credit Union 12-Month Certificate (4.80% APY) | Quontic Bank 6-Month CD (5.10% APY) |
| Western Alliance Bank 3-Month CD (4.30% APY) | Western Alliance Bank 5-Month CD (4.10% APY) |
| Ponce Bank 3-Month CD (5.10% APY) | Blue Federal Credit Union 9-Month No Penalty CD (4.25% APY) |
| SkyOne Federal Credit Union 5-Month CD (4.75% APY) | Sun Canyon Bank 11-Month CD (4.29% APY) |
| Nelnet Bank 12-Month CD (5.00% APY) | Nelnet Bank 24-Month CD (3.56% APY) |
| Nelnet Bank 36-Month CD (3.30% APY) | Rising Bank 12-Month CD (4.25% APY) |
| Rising Bank 6-Month CD (4.50% APY) | |
American Heritage Federal Credit Union CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
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Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $500.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While American Heritage Federal Credit Union does have competitive rates with their launch, their product line is limited. I recommend taking a look at Discover Bank Promotions here
This is a great opportunity to invest in a high-interest CD from American Heritage Federal Credit Union. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest American Heritage Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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