For residents of Iowa, American Trust & Savings Bank is offering up to 3.01% APY with a maximum balance of $15,000 with their free Rewards Checking Account. Reward yourself with a free checking account that actually pays YOU! Receive an amazingly high interest rate with no minimum balance, plus ATM fee refunds nationwide! If you live in the state of Iowa, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with American Trust & Savings today!
 | BMO Bank Checking: Open a new BMO Smart Advantage Checking Account and get a $400 cash bonus* when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Checking Review *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening. |
 | Chase Total Checking®: Earn $300 bonus when you open a new Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment. Apply Now---Chase Total Checking Review |
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American Trust & Savings Bank Rewards Checking:
- Sign up Offer
- Account Type: Rewards Checking Account
- Interest Rate: 3.01% APY
- Maximum Balance: $15,000
- Availability: Iowa (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: None
- Additional Requirements: 12 debit transactions, receive eStatements, and use online banking
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
American Trust & Savings Bank Rewards Checking Features:
- FREE checking account
- No minimum balance requirements
- Earns extremely high dividends
- Qualifying accounts get reimbursed up to $25 per month on ATM fees
- To qualify you must have per month: at least 12 debit transactions, receive eStatements, and use online banking
How To Earn Up to 3.01% APY Rate:
- Sign up to American Trust & Savings Bank Rewards Checking Account to earn 3.01% APY for up to $15,000.
- Have at least 12 debit card purchases post and settle
- Be enrolled in and receive eStatements
- Be enrolled in and log in to online banking at least once per statement cycle
Note: Balances over $15,000 earn 0.25% APY. Balances that fail to meet all requirements earn 0.05% APY
Bottom Line:
American Trust & Savings Bank is offering a great rewards checking account program for those that are residents of Iowa. It’s a free, high-interest checking account that pays you! Remember that if your balance is over $15,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
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 The Chase Sapphire Preferred® Card offers 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
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