Find the most up-to-date America’s Credit Union promotions, bonuses, and offers here.

Update 5/19/26 There’s currently a $200 bonus when you open a checking account and complete the qualifying actions. Limited time offer.

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About America’s Credit Union Promotions

Eligibility: Membership in America’s Credit Union is open to:

Texas (Texas Counties). If you or a family member live, work, worship, or attend school within Dallas, Collin, or Rockwall County, we’d love the opportunity to serve you!
Missouri. (Springfield Select Employer Groups). If you work for: Kraft Heinz, Don Johnson’s Tobacco World, or commercial Metals Company, in Springfield, we’d love the opportunity to serve you!
Other Eligibility. If you are a family member of the Texas or Missouri eligibility groups, we’d love the opportunity to serve you!

See current membership details.

America’s Credit Union $200 Checking Bonus

What you’ll get: $200 bonus
Account Type: Checking
Availability: MO, TX (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystems: Unknown
Credit Card Funding: Unknown
Monthly Fees: A $9.99 monthly maintenance fee is automatically waived when your direct deposits total exceeds $600.00.
Early Account Termination fee: Not listed
Household Limit: Not listed

$200 Offer at America’s Credit Union

(Limited time offer)

For more advanced features in a checking account, compare this offer to:
BMO Smart Money Checking ($400 cash bonus*)	KeyBank Checking ($300 bonus)
HSBC Premier Checking (Up to $5,000 Cash Bonus),

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a Momentum+ Rewards Checking and Savings account.
Set up monthly direct deposit.
Hit your deposit tier for 3 months. Your new member bonus is paid automatically; no extra action required.
Want even more? Refer-A-Friend and earn $75 for every friend or family member that opens an account with America’s CU.

Offer valid for qualifying new Momentum+ Rewards accounts.
The one-time bonus eligibility is based on qualifying direct deposits received during the third full month-end cycle period after account opening, with the applicable bonus credited the following month.
Qualifying direct deposits generally include payroll, pension, or government benefits and exclude person-to-person payments (including but not limited to Zelle®, Cash App®, PayPal®, Venmo®, or similar services), transfers, or deposits made by the account holder themselves.
Determination of qualifying direct deposits is at the Credit Union’s discretion. Limit one bonus per membership.
Bonus requires opening both a Momentum+ Rewards Checking account and a Momentum+ Rewards Savings account, and both accounts must be open and in good standing at the time the bonus is paid.
Bonus not available for account conversions.
Members without a checking account who have not had a checking account with the Credit Union in the past 12 months may qualify.
Bonus funds will be reported as dividend income and will be reported on IRS form 1099-INT. Offer subject to change.

Bottom Line

Feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.

*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*

*Check back on this page for updated America’s Credit Union promotions, bonuses, and offers.