Love traveling by train to avoid all those long airport lines? Then be sure to check out the Amtrak Guest Rewards® World Mastercard®! This card offers a 20,000 points bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
This card is great if you travel with Amtrak often as it offers 3X points per $1 spent with Amtrak, 2X points per $1 spent on all other qualifying travel purchases and 1X point per $1 spent on all other purchases.
Additionally, you’ll enjoy no foreign transaction fees, a complimentary Companion Coupon, One-Class Upgrade and a single-day ClubAcela pass for access to ClubAcela, Amtrak Metropolitan LoungeSM or First class and more!
If you’re interested in what more the Amtrak Guest Rewards World Mastercard Credit Card has to offer, see below!
| Chase Sapphire Preferred Card 60K Points* | Citi Premier® Card 60K Points* |
| The Platinum Card® from American Express 100K Points* | Capital One Venture Rewards Credit Card 75K Points* |
| American Express® Gold Card 60K Points* | Citi CustomSM Cash Card $200 Bonus* |
| Chase Freedom Flex $200 Bonus* | Chase Freedom Unlimited Card $300 Bonus* |
| Blue Cash Preferred® Card from American Express $350 Welcome Offer* | Blue Cash Everyday® Card from American Express $200 Welcome Offer* |
| Chase Ink Business PreferredSM Card 100K Points* | Chase Ink Business UnlimitedSM Credit Card $750 Bonus* |
| U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus* | Capital One Quicksilver Cash Rewards Card $200 Bonus* |
| Aspiration Zero credit card $300 Bonus* | *Must make minimum spending requirement to earn bonus |
*The Amtrak Guest Rewards World Mastercard is issued by Bank of America. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
Table of Contents
Amtrak Guest Rewards World Mastercard Summary
| Bonus Available | Get 20,000 points bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
| *Bonus Value | $500 Amtrak travel |
| Travel Credit | No travel credit, but you get:
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| Ongoing Rewards/Benefits | Earn 3 points per $1 spent with Amtrak.
Earn 2 points per $1 spent on other qualifying travel purchases. Earn 1 point per $1 spent on all other purchases. Get a 5% point rebate when you book your Amtrak redemption travel. |
| Foreign Transaction Fees | None |
| Airport Lounge Access | Receive one single-visit station lounge pass for access to ClubAcela, Amtrak Metropolitan or First Class lounges. |
| Annual Fee | $79 |
(Visit Amtrak to learn more about this card and its features)
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
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Amtrak Guest Rewards World Mastercard
20,000 Bonus Points
Take advantage of the Amtrak Guest Rewards’ 20,000 bonus points offer since these points value around $500 in Amtrak travel. To qualify for the offer, you need to charge at least $1,000 to your card within the first 90 days of opening your account.
Here are some ideas on meeting the spending requirements:
Amtrak Guest Rewards World Mastercard Benefits
- Enjoy a complimentary Companion Coupon, One-Class Upgrade and a Single-Visit Station Lounge Pass for access to ClubAcela, Amtrak Metropolitan Lounge or First class lounges upon account opening.
- 1,000 Tier Qualifying Points (TQPs) every time you make at least $5,000 in purchases in a calendar year, up to 4,000 TQPs.
- There’s no limit to how many points you can earn and you can redeem them when you want since your points will not expire as long as your card account is open.
- 5% Amtrak Guest Rewards point rebate when you book your when you book your Amtrak redemption travel.
What are Amtrak Guest Rewards Points Worth?
The value of your rewards depends on how you use them, each Amtrak Guest Rewards point at approximately $0.025! It’s above the industry average of $0.01 per point.
When you’re ready to redeem your points, you have a few options:
- Amtrak travel
- Hotel stays
- Car rentals
- Cruise vacations
- Gift cards
- Points transfer to:
- Audience Rewards
- Choice Privileges
- Hilton Honors
Redemption starts at 800 points, so in order to get the best value for your Amtrak Guest Rewards points, use them towards Amtrak award travel.
Amtrak Guest Rewards Top Features
When you open your card account, you can enjoy the following one-time benefits:
Companion coupon. Take a travel companion with you on your Amtrak journey for free. On a one-way journey or round-trip. This could potentially save you over $100 and more than negates the card’s annual fee.
One-class upgrade. Move up one travel class on a one-way trip. If a coach ticket costs $50 and a business class seat costs $200 on the same journey, you would be saving $150.
Single-visit pass to Amtrak clubs and lounges. Valid for you and one guest or for your domestic partner and children under the age of 21. This benefit is worth $25. Eligible lounges include:
| Lounge | Locations |
| ClubAcela | Boston New York Philadelphia Washington, D.C. |
| Metropolitan | Chicago Los Angeles Portland |
| First Class | St. Paul/Minneapolis St. Louis New Orleans Raleigh |
Receive a 5% point rebate when you redeem for Amtrak tickets. This perk is unlimited and will automatically post to your account. The redemption rebate will essentially raise your rewards value from $0.025 per point to over $0.03 per point.
Make purchases abroad without worrying about foreign transaction fees with the Amtrak Guest Rewards World Mastercard.
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Bottom Line
Constantly heading to new places? Then make sure to take advantage of what travel credit cards have to offer. The Amtrak Guest Rewards® World Mastercard® is great for those who plan on traveling with Amtrak! With this card you’ll enjoy a 20,000 points bonus when you make at least $1,000 in purchases within 90 days of account opening.
You’ll also receive travel perks such as no foreign transaction fees, a 5% Amtrak Guest Reward point rebate when you book your Amtrak Redemption Travel and more. For more credit cards, see our latest list of other Bank of American Promotions or the best credit card bonuses!
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
The spend qualifier for the 40,000 bonus points is wrong. You have to spend $2,500 in 90 days to get the 40,000 bonus points.