Find the most up-to-date Bank of Oklahoma promotions, bonuses, and offers here.
Update 3/28/25: The $300 student checking bonus has been extended through 6/30/25 and a $200 personal checking bonus available for a limited time.
Bank of Oklahoma $200 Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Checking
- Availability: OK (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None (see below)
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive the bonus:
- 1) open a new account either by visiting a banking center, by calling ExpressBank, or online using the Notice Code “FinBen“; and
- 2) Have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening. Person-to-person payments such as Zelle are not considered an ACH deposit.
- Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within 30 days.
- Offer available to new customers only.
- A new customer is defined as an individual not listed as a primary or secondary account holder on an existing checking account or checking account that has closed within the last 180 days.
- One bonus per account.
- To receive the bonus: 1) open a new account either by visiting a banking center, by calling ExpressBank, or online using the Notice Code “FinBen”; and 2) Have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening. Person-to-person payments such as Zelle are not considered an ACH deposit.
- Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within 30 days.
- New accounts are subject to approval.
- To receive the bonus, the qualifying account must not be closed at the time of payout.
- The bonus is considered interest and will be reported on IRS form 1099-INT. Offers may end at any time.
Bank of Oklahoma $300 Student Checking Bonus
- What you’ll get: $300 bonus
- Account Type: Access Checking
- Availability: OK (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None (see below)
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 06/30/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- For a limited time, there is a $300 bonus offer to college students that open a new Access checking account with direct deposit.
- To receive the bonus with online account opening:
- a) Open a new account online;
- b) email a photo of current college ID and new account number to CollegeCash@bokf.com within 60 days of account opening;
- c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
- d) 10 debit card transactions within the first 90 days of account opening.
- To receive the bonus with a banking center or phone (ExpressBank) account opening:
- a) Open a new account either by visiting a banking center or by calling ExpressBank;
- b) show proof of current enrollment in a college, university or vocational school; and
- c) have an aggregate of at least $200 in aggregate deposits from any source/channel within the first 90 days of account opening; and
- d) 10 debit card transactions within the first 90 days of account opening.
- Customer must present current and valid school ID from any college, university, or vocational school to qualify for the offer. Offer available to new customers only. New customer is defined as individuals not listed as a primary accountholder on an existing checking account or checking account that has closed within the last 180 days. One bonus per account. The offer is $300 for an Access Checking account. Student must be listed as primary owner on the new checking account.
- Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open at the time of payout. The bonus is considered interest and will be reported on IRS form 1099-INT. Offer ends on 06/30/2025.
How To Avoid Monthly Fees
- Access Checking: No monthly service fee when you choose to receive online statements
- Select Checking: $15 monthly fee is waived when you maintain one of the following:
- EITHER maintain $10K average combined monthly balances in any combination of the following personal accounts: checking, money markets, savings, CDs, IRAs, installment loans, and lines of credit. Your mortgage balances with us are excluded from the combined balance calculation.
- OR maintain a mortgage from us with auto-debit. Accounts are not automatically linked. Please notify your banker which accounts should be linked.
- Premier Checking: For each statement cycle that one of the following requirements of average daily balances are met, you’ll avoid the $25 monthly service fee:
- $25,000 or more in linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs)
- or $50,000 or more in any combination of qualifying linked banking, brokerage (available through BOK Financial Advisors – excluding 529s and managed trusts) and 10% credit balances (mortgage, HELOC, PLOC, auto loan & personal loan – excludes small business loans). Accounts are not automatically linked. Please notify your banker which accounts should be linked.
- We will waive the monthly service fee for the first two statement cycles after opening the Premier Checking account to allow you to meet the requirements and avoid the monthly service fee.
- Student Checking: No monthly service fee
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Bottom Line
Feel free comment below and let us know about how it went and if you could fund your account with credit card or not.
*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!
*Check back on this page for updated Bank of Oklahoma promotions, bonuses, and offers.
I have opened an account a few weeks ago and it didn’t hurt my credit. Definitely a soft pull!