Find the most up-to-date Bank of Texas promotions, bonuses, and offers here.
Update 3/10/25: There is now a $800 personal checking bonus exclusively for The Woodlands clients available at the 24 Waterway Ave, The Woodlands, TX 77380 location valid through 5/31/25.
Bank of Texas $800 Checking Bonus
- What you’ll get: $800 bonus
- Account Type: Checking
- Availability: TX (Bank Locator) 24 Waterway Ave, The Woodlands, TX 77380
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None (see below)
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 05/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- The offer will vary by product type: Access Checking accounts $400, and Premier Checking $800.
- Open a new Access Checking or Premier Checking account by May 31st, 2025 by visiting a banking center, calling our ExpressBank, or opening online using the notice code “TEXOFR”; and
- To Receive $400: Open an Access Checking account and have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening.
- To Receive $800: Open a Premier Checking account and have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening; AND maintain a monthly average balance of $10,000 or higher.
- Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within the following 30 days.
- Offer available to new customers only. New customer is defined as individuals not listed as a primary or secondary accountholder on an existing checking account or checking account that has closed within the last 180 days. One bonus per customer. The offer will vary by product type: Access Checking accounts $400, and Premier Checking $800.
- To receive the personal checking bonus:
- Open a new Access Checking or Premier Checking account by May 31st, 2025 by visiting a banking center, calling our ExpressBank, or opening online using the notice code “TEXOFR”; and
- To Receive $400: Open an Access Checking account and have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening.
- To Receive $800: Open a Premier Checking account and have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening; AND maintain a monthly average balance of $10,000 or higher.
- Person-to-person payments such as Zelle OR bank-to-bank transfers are not considered ACH deposits. Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open and in good standing at the time of payout. The bonus is considered interest and will be reported on IRS form 1099-INT. Offer ends on 5/31/2025. Offer may change or discontinue at any time before this date without notice. Offer only available in The Woodlands, Texas.
Bank of Texas $250 Checking Bonus (Expired)
- What you’ll get: $250 bonus
- Account Type: Checking
- Availability: TX (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None (see below)
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 08/15/2024)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- The offer will vary by product type: Access Checking & Opportunity Banking accounts $150 bonus, Select Checking $200, and Premier Checking $250 bonus.
- To receive the bonus:
- 1) open a new account either by visiting a banking center, by calling ExpressBank, or online using the Notice Code “MTGOFR“; and
- 2) Have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening. Person-to-person payments such as Zelle are not considered an ACH deposit.
- Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within 30 days.
- One bonus per account. The offer will vary by product type: Access Checking & Opportunity Banking accounts $150, Select Checking $200, and Premier Checking $250.
- To receive the bonus: 1) open a new account either by visiting a banking center, by calling ExpressBank, or online using the Notice Code “MTGOFR”; and 2) Have an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening.
- Person-to-person payments such as Zelle are not considered an ACH deposit.
- Ninety (90) days after account opening, accounts will be evaluated and, if qualifications are met, will receive the credit within 30 days.
- New accounts are subject to approval.
- To receive the bonus, the qualifying account must not be closed at the time of payout.
- The bonus is considered interest and will be reported on IRS form 1099-INT.
- Offer ends on 8/15/24.
How To Avoid Monthly Fees
- Premier Checking: For each statement cycle that one of the following requirements of average daily balances are met, you’ll avoid the $25 monthly service fee:
- $25,000 or more in linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs)
- or $50,000 or more in any combination of qualifying linked banking, brokerage (available through BOK Financial Advisors – excluding 529s and managed trusts) and 10% credit balances (mortgage, HELOC, PLOC, auto loan & personal loan – excludes small business loans). Accounts are not automatically linked. Please notify your banker which accounts should be linked.
- We will waive the monthly service fee for the first two statement cycles after opening the Premier Checking account to allow you to meet the requirements and avoid the monthly service fee.
- Select Checking: $15 monthly fee is waived when you maintain one of the following:
- EITHER maintain $10K average combined monthly balances in any combination of the following personal accounts: checking, money markets, savings, CDs, IRAs, installment loans, and lines of credit. Your mortgage balances with us are excluded from the combined balance calculation.
- OR maintain a mortgage from us with auto-debit. Accounts are not automatically linked. Please notify your banker which accounts should be linked.
- Access Checking: There is no monthly service fee for this account.
- If you choose to receive a monthly statement via postal mail, a statement fee of $2 will be assessed each month. To avoid this fee, you can turn off paper statements by logging in to Online or Mobile Access, selecting “online only”, and accepting the Online Statements Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.
- Opportunity Banking: $5 monthly service fee
- If you choose to receive a monthly statement via postal mail, a statement fee of $2 will be assessed each month. To avoid this fee, you can turn off paper statements by logging in to Online or Mobile Access, selecting “online only”, and accepting the Online Statements Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.
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Bottom Line
Feel free comment below and let us know about how it went and if you could fund your account with credit card or not.
*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!
*Check back on this page for updated Bank of Texas promotions, bonuses, and offers.
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