BMO Harris Bank $300 or $500 Business Checking Bonus

Earn $300 or $500 cash reward bonus from BMO Harris Bank when you open & use a qualifying BMO Harris business checking account.

Below is a breakdown of how to earn the $300 or $500 bonus:

• To receive the $300 checking bonus:
  • Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account between June 4, 2022 and September 30, 2022.
  • By Day 31 your balance must be $5,000 and it cannot drop below $5,000 for the next 90 days.
  • Have at least 10 electronic transactions post to the account within 90 days of account opening. Electronic transactions can be any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions. ATM transactions and POS credits do not qualify as electronic transactions.
• To receive the $500 checking bonus:
  • Open a new BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account between June 4, 2022 and September 30, 2022.
  • By Day 31 your balance must be $10,000 and it cannot drop below $10,000 for the next 90 days.
  • Have at least 10 electronic transactions post to the account within 90 days of account opening. Electronic transactions can be any combination of: ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions. ATM transactions and POS credits do not qualify as electronic transactions.

BMO Harris Bank $300 or $500 Business Checking Bonus

• Account Type: Essential Business Checking or Business Advantage Checking
• Availability: Nationwide. Branches located in AZ, FL, IL, IN, KS, MN, MO, WI
• Credit Inquiry: None
• Credit Card Funding: No
• Opening Deposit: Not listed
• Direct Deposit Requirement: No
• Monthly Fee: $15 – $20, waivable
• Household Limit: Limited to one per business entity
• Closing Account Fee: Must keep account open for 120 days to receive bonus

(Expires September 30, 2022)

Fine Print

• How to get a business checking bonus: You can receive either the $300 bonus or the $500 bonus. You can apply online or at a BMO Harris branch. To apply online, click Open Now for the checking account of your choice above and we’ll automatically apply the promo code for you. Before you apply at a branch, enter your information, and click “SEND MY PROMO CODE” to receive the promo code you must use when opening your account.
• You are not eligible for the business checking bonus if you have an existing BMO Harris business checking account, or, have a closed a BMO Harris business checking account within the past 12 months, using the same Taxpayer Identification Number/Employer Identification Number/Social Security Number as the new account. Bonus will be reported to the IRS for tax purposes, and you are responsible for any applicable taxes. Offer can be changed or cancelled without notice at any time, cannot be combined with any other offer, and is limited to one per business entity.
• The minimum deposit to open a business checking account is $100, however, to receive the bonus you must meet the applicable balance requirement as stated below. For business checking account and fee information, including current interest rates for the variable rate BMO Elite Business Checking account, visit bmoharris.com or call 1-800-546-6101.
• You are only eligible for one business checking bonus. Day 1 is the day you open your account and begins the tracking period. If you open your account on a day other than a Business Day, Day 1 is the next Business Day. The bonus will be deposited into the new checking account within 14 (fourteen) days of meeting the respective promotion requirements stated above, approximately Day 135.
• In order to receive the bonus, you must meet the associated criteria for the offer and on the day of payment your checking account must be in an open status and in good standing; have a balance greater than zero; and be either a BMO Digital Business Checking, BMO Simple Business Checking, BMO Premium Business Checking, or BMO Elite Business Checking account.

Bottom Line

Make sure you check out BMO Harris Bank to earn the business checking bonus promotion. Keep in mind that the offer may be extended, modified or discontinued at any time.

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If you would like to see more, see our list of the latest BMO Harris Bank Promotions or check out our full list of business bank promotions.