Capital City Bank Promotions: $50, $100, $250 Checking, Referral Bonuses (AL, GA, FL) – Ends 5/31/25

• For a limited time, use promo code WELCOME250 when you open your Carefree Checking account online with Capital City Bank AND receive a $250 bonus.
• Complete at least one (1) direct deposit of $750 or more within the first 90 days.
• To qualify for the $250 bonus, your Carefree Checking account must be open at least 90 days and in good standing at the time your bonus qualifying period ends.
• Within five (5) days of when your bonus qualifying period ends, $250 will be deposited into your new account.

• O?er good for new personal checking accounts only and is not available to existing Capital City Bank personal checking clients.
• To accept $250 new-account offer: Present this mailer at in-office account opening or use promo code WELCOME250 during online opening, fulfill the offer requirement to complete at least one (1) direct deposit of $750 or more (Direct deposit is an electronic deposit of paycheck, pension or government benefits [e.g. Social Security] from an employer or government entity received regularly as monthly income) within the first 90 days, and $250 will be deposited into the new account within fifteen (15) days of when your bonus qualifying period ends. One $250 bonus o?er per household.
• May not be combined with other o?ers.
• New account must be open and in good standing at the time bonus is credited.
• Bonus o?er is not available to those whose accounts have been closed within the past 90 days.
• Bank rules and restrictions may apply.
• Business and corporate accounts do not qualify for personal checking. Account subject to fees if overdrawn.
• Account features and service charges are subject to change. See account Disclosures(Opens in a new Window)(Opens in a new Window) and Guide to Bene?ts(Opens in a new Window)(Opens in a new Window) for complete details.
• Capital City Bank may report the value of any bonus received through any o?er to the Internal Revenue Service as required by law.
• IDProtect®: is a personal identity the? protection service available to personal checking account owner(s) and their joint account owners.
• Credit ?le monitoring may take several days to begin following activation.
• Registration/activation required.
• Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Bene?ts described.
• Please refer to the Guide to Bene?ts and/or insurance documents provided at account opening for complete details of coverage and exclusions.
• Coverage is o?ered through the company named in the Guide to Bene?ts or on the certi?cate of insurance.
• Cellular telephone bill must be paid through Carefree Checking account to receive this bene?t.
• Available online only.

Personal Checking Bonus:

• Receive a $50 Visa Reward Card when your friend registers, opens a new Capital City Bank personal checking account, and meets the following qualifications within 60 days of account opening:
  • Makes ten (10) or more debit card transactions (eligible transactions must be posted and settled; excludes ATM and pending transactions), OR
  • Completes at least one (1) direct deposit of $250 or more

Business Checking Bonus:

• Receive a $50 Visa Reward Card when your friend registers, opens a new Capital City Bank business checking account, and meets the following qualifications within 60 days of account opening:
  • Makes ten (10) or more debit card transactions (eligible transactions must be posted and settled; excludes ATM and pending transactions ) OR
  • Completes at least $500 in cumulative deposits

• The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred (Referred Person) to Capital City Bank who registers for the offer, opens a new Capital City personal checking account or business checking account, and completes all offer requirements within the time specified.
• To make a referral, the Referrer must be an existing client of Capital City Bank, register for the program at www.referlive.com, 888.402.3165 or a Capital City Bank office, and share the offer via e-mail, text, or social media.
• A Referrer may receive up to ten (10) Visa Reward Cards within a calendar year ($500 total value), but only one Referrer may receive a Visa Reward Card for each Referred Person who fulfills the offer requirements (the first referrer who enters information for a Referred Person will be the eligible Referrer).
• The Referred Person may only receive one Reward Card for opening an account and completing the offer requirements, but may also be eligible as a Referrer.