You can earn a $1000 bonus when you open a new Capital One business checking account.

Update 10/26/25: There’s currently a $1000 business checking bonus valid through 10/31/25.

To qualify for the bonus, simply

Open a new Basic or Enhanced Checking account with promo code BIZBONUS1000.
Choose the bonus that’s right for you. Earn $500 with at least a $5,000 balance or earn $1,000 with at least a $30,000 balance.
Deposit money. Deposit required balance from non-Capital One accounts within 30 days of account opening.
Maintain minimum required balance. Maintain the minimum required end of day balance for at least 60 days during the first 90 days of account opening.
Complete transactions requirement. Make 10 qualifying electronic transactions within 90 days of account opening. Qualifying transactions include electronic wire, electronic ACH, and remote check deposit.
Bonus time. Bonus will be deposited into your new business checking account after you complete these steps.

Table of Contents

Capital One $1000 Business Checking Bonus

What you’ll get: $1,000 bonus
Account Type: Business Checking
Availability: Nationwide (Branch Locator)
Direct Deposit Requirement: No
Credit Inquiry: Soft Pull
ChexSystems: Mixed
Credit Card Funding: None
Monthly Fees: $15-$35; waivable
- Basic Checking account incurs a $15 monthly service fee, which can be waived with a minimum balance of $2,000.
- Enhanced Checking account incurs a $35 monthly service fee, which can be waived with a minimum balance of $25,000.
Early Account Termination Fee: None listed
Household Limit: None listed

$1000 Bonus at Capital One

(Expires 10/31/2025)

Compare to some of the best business checking accounts such as
U.S. Bank Business Checking ($400 or $1200 Bonus)	Bank of America Business Checking ($200 bonus offer)
Axos Business Premium Savings ($600 Bonus)	Axos Bank Basic Business Checking ($200 Bonus)
Huntington Unlimited Business Checking ($400 Bonus)	Huntington Unlimited Plus Business Checking ($1,000 Bonus)

Fine Print

How do you earn the cash bonus? Apply for a new Basic or Enhanced checking account online by 11:59 p.m. ET on October 31, 2025, with the promo code BIZBONUS1000. Promo code MUST be used when completing the online application.
To become eligible for the offer bonus, you must complete the following qualifying activities on the newly opened Basic or Enhanced checking account:
To earn $500 bonus—1) Within 30 days of account opening, deposit between $5,000-$29,999.99 from an external source (cash deposits and funds sourced from an account with another financial institution that was not affiliated with Capital One prior to January 1, 2025, qualify; transfers between Capital One accounts do not qualify); 2) maintain a minimum end-of-day balance between $5,000-$29,999.99 for at least 60 days within 90 days of account opening; 3) make 10 qualifying electronic transactions within 90 days of account opening. Qualifying transactions include electronic wire (credits or debits), electronic ACH (credits or debits) and electronic remote check deposit.
To earn $1,000 bonus—1) Within 30 days of account opening, deposit at least $30,000 from an external source (cash deposits and funds sourced from an account with another financial institution that was not affiliated with Capital One prior to January 1, 2025, qualify; transfers between Capital One accounts do not qualify); 2) maintain at least $30,000 as minimum end-of-day balance for at least 60 days within 90 days of account opening; 3) make 10 qualifying electronic transactions within 90 days of account opening. Qualifying transactions include electronic wire (credits or debits), electronic ACH (credits or debits) and electronic remote check deposit.
When will you get your bonus? Capital One will deposit the bonus into your new business checking account within 60-90 days of meeting all the offer requirements. The bonus will be reflected on your monthly statement. The amount of the bonus will be reported to the IRS (and state revenue authorities, where required) on IRS Form 1099?INT for tax year in which you receive the bonus. If at any time during the offer period your account is in default, closed, suspended, or otherwise not in good standing, you will not receive the bonus.
Offer restrictions: 1) Capital One reserves the right to stop taking applications for this offer at any time without notice. 2) Applicants who are users on Capital One Business checking accounts open in the last 365 days are ineligible for the bonus. 5) All applications are subject to approval. 6) Only one account per business will be eligible for the bonus offer. 7) Each account will be eligible for either $500 or $1,000 bonus, depending on the requirements met. Qualifying accounts will only be eligible to earn one bonus.