Capital One Business Savings Promotion: 1.65% APY

Available nationwide, Capital One is offering a rate of 1.65% APY for up to 12 months when you open an Business Advantage Savings account with an opening deposit of $250. To earn this generous rate, just maintain the opening deposit to meet the monthly balance requirement and you can earn the high rate that apply to all balances.

Capital One offers easily waive-able monthly service fee, mobile check deposit, easily manageable account access with their mobile app, and more! If you would like to learn more about other bank promotions offered by Capital One, check out our extensive master post of Capital One Promotions! Also if you’re in the market for a business card make sure to read and see our list of Best Capital One Credit Cards to complete your small business needs!

If you’d like to participate in our Rewards Program, simply contact us when you find a new bank promotion and get paid up to $15!

	Chase Business Complete Checking®: Earn $300 or $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. Chase offers financial products and services that let you bank when and how you want. Get Coupon---Chase Business Checking Review
	Huntington Unlimited Business Checking: Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. The $400 bonus will be deposited into your account after all requirements are met. This account is for businesses with higher checking activity and greater cash flow needs. Apply Now---Huntington Unlimited Business Checking Review
	U.S. Bank Business Checking: Earn a $500 bonus when you open a Silver Business Checking Account or $900 when you open a Platinum Business Checking Account online with promo code Q1AFL25 and complete qualifying activities, subject to certain terms and limitations. Offer valid through March 31, 2025. Member FDIC. Apply Now---U.S. Bank Business Checking Review
	Bank of America Business Advantage Checking Bonus Offer Open a new Bank of America Business Advantage checking account and complete the eligible requirements to earn a $200 cash bonus offer. See offer page for more details. Additional terms and conditions apply. See offer page for more details. Learn More---Bank of America Business Checking Review

Capital One Info

• Direct Link to Offer
• Account Type: Business Advantage Savings
• Interest Rate: 1.65% APY
• Availability: Nationwide (Bank Locator)
• Minimum Balance: $250
• Maximum Balance: $1,000,000
• Expiration Date: None
• Credit Inquiry: Soft pull
• Opening Deposit: $250
• Credit Card Funding: Unknown, Let us know
• Direct Deposit Requirement: None
• Monthly Fee: $3 monthly fee waived with $300 balance
• Additional Requirements: See below
• Early Termination Fee: None
• Insured: FDIC

ACH Capabilities & Limits

Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.

How to Receive Capital One Rate

1. Open a Business Advantage Savings account from Capital One with minimum deposit of $250.
2. Input your info – Provide your name, address, phone, email and social security number or Tax ID.
3. Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
4. Earn 1.65% APY for balances of $250-$1,000,000.
5. Lower APY for balances over $1,000,000.

Why You Should Sign Up For This Account

• Maintain the opening deposit to start off earning 1.65% APY
• Receive high earnings without paying back in monthly fees
• Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
• Manage your accounts at your leisure from your computer, tablet or mobile device
• All deposits are FDIC insured to the maximum amount allowed by the law

Bottom Line

For those of you looking for a savings account with a high APY rate, look no further as Capital One’s Savings Account offers a 1.65% APY Rate. All you need is a minimum of $250 and you’ll start accruing interest at a high rate as soon as they post to your account.

If you’re known to save and want high earnings with a experienced company, check out Capital One’s Saving Account and sign up with them today. Feel free to share your experiences with this bank by commenting below. For more bank offers, see the complete list of Business Bank Rates!

CIT Bank Promotions May 2025: $225, $300 Bonus + Up to 4.10% Platinum Savings, Savings Connect, CD Rates

Chase Bank Business Checking Bonus: $300 or $500 Offer Coupon – Ends 7/17/25

Rakuten Promotions: $30 Sign-Up Bonus & Referrals

• 1
• 2
• 3
• …
• 9
• ›

The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. Click here to learn how to apply