Available nationwide, Capital One is offering a rate of 1.65% APY for up to 12 months when you open an Business Advantage Savings account with an opening deposit of $250. To earn this generous rate, just maintain the opening deposit to meet the monthly balance requirement and you can earn the high rate that apply to all balances.
Capital One offers easily waive-able monthly service fee, mobile check deposit, easily manageable account access with their mobile app, and more! If you would like to learn more about other bank promotions offered by Capital One, check out our extensive master post of Capital One Promotions! Also if you’re in the market for a business card make sure to read and see our list of Best Capital One Credit Cards to complete your small business needs!
If you’d like to participate in our Rewards Program, simply contact us when you find a new bank promotion and get paid up to $15!
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Capital One Info
- Direct Link to Offer
- Account Type: Business Advantage Savings
- Interest Rate: 1.65% APY
- Availability: Nationwide (Bank Locator)
- Minimum Balance: $250
- Maximum Balance: $1,000,000
- Expiration Date: None
- Credit Inquiry: Soft pull
- Opening Deposit: $250
- Credit Card Funding: Unknown, Let us know
- Direct Deposit Requirement: None
- Monthly Fee: $3 monthly fee waived with $300 balance
- Additional Requirements: See below
- Early Termination Fee: None
- Insured: FDIC
ACH Capabilities & Limits
ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
Push | ? | ? | ? | |
Pull | ? | ? | ? | 6 free withdrawals per month |
Editor’s Note: Help us with the table above in the comment section if you have experience with ACH capabilities.
How to Receive Capital One Rate
- Open a Business Advantage Savings account from Capital One with minimum deposit of $250.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 1.65% APY for balances of $250-$1,000,000.
- Lower APY for balances over $1,000,000.
Why You Should Sign Up For This Account
- Maintain the opening deposit to start off earning 1.65% APY
- Receive high earnings without paying back in monthly fees
- Funding accounts is made easy via bank transfers, mobile deposit, wire transfer or check
- Manage your accounts at your leisure from your computer, tablet or mobile device
- All deposits are FDIC insured to the maximum amount allowed by the law
Bottom Line
For those of you looking for a savings account with a high APY rate, look no further as Capital One’s Savings Account offers a 1.65% APY Rate. All you need is a minimum of $250 and you’ll start accruing interest at a high rate as soon as they post to your account.
If you’re known to save and want high earnings with a experienced company, check out Capital One’s Saving Account and sign up with them today. Feel free to share your experiences with this bank by commenting below. For more bank offers, see the complete list of Business Bank Rates!
PROMOTIONAL LINK | OFFER | REVIEW |
U.S. Bank Silver Business Checking Package | $900 Cash | Review |
U.S. Bank Gold Business Checking Package | $900 Cash | Review |
U.S. Bank Platinum Business Checking Package | $900 Cash | Review |
Chase Business Complete Checking® | $300 or $500 Cash | Review |
Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
Huntington Bank Unlimited Business Checking | $400 Cash | Review |
Huntington Bank Business Checking 100 | $100 Cash | Review |
Axos Bank Basic Business Checking | $400 Cash | Review |
Axos Bank Business Interest Checking | $400 Cash | Review |
Regions Bank Business Checking | $150 Cash | Review |
NorthOne Business Checking | $20 Credit | Review |
Novo Business Checking | $75 Cash | Review |
BlueVine Business Checking | 2.00% APY | Review |
![]() The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
I just call to make sure, but this is only Blanch deal. It still 1.75% on line.