Find an updated list of Central Minnesota Credit Union promotions, bonuses, and offers here.
Currently, they have a $210 bonus when you open a Checking Account and meet all the requirements.
About Central Minnesota Credit Union Promotions
Central Minnesota Credit Union was built from the ground up by its members since 1939. The credit union was chartered in Melrose under the philosophy of ‘people helping people’. Every member is an owner and dividends are returned through better rates on savings and loans and lower fees.
- Availability: MN (Bank Locator)
- Routing Number: 291974204
- Customer Service: 888-330-8482
| Eligibility Central Minnesota Credit Union membership is open to persons who live, work, worship, volunteer, attend a school or conduct business in and businesses and other legal entities in: Anoka, Becker, Benton, Carver, Chisago, Clay, Dakota, Douglas, Grant, Hennepin, Kandiyohi, McLeod, Meeker, Morrison, Otter Tail, Pope, Ramsey, Scott, Sherburne, Stearns, Todd, Wadena, Washington, Wilkin, Wright counties. See current membership details |
However, while they have a generous $210 bonus, Central Minnesota Credit Union doesn’t have great rates for CDs and Savings. Additionally, you may want to check out our full list of Bank Rates and CD Rates.
I’ll review the Central Minnesota Credit Union Promotions below.
Central Minnesota Credit Union $225 Checking Bonus
Central Minnesota Credit Union $225 Checking Bonus
Central Minnesota Credit Union is offering a $225 bonus when you open a new personal checking account using promo code CHECKING225.
- Account Type: Personal Checking Account
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Opening Deposit: $50
- Credit Card Funding: Unknown
- Direct Deposit Requirement: None
- Monthly Fee: $5, see below on how to waive
- Household Limit: 1
- Closing Account Fee: Bonus deducted if requirements are not met.
(Expires December 31, 2021)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn $225 Bonus
- To get the $225 bonus:
- Open a checking account with the promo code CHECKING225
- $100 bonus will deposit in account at account opening.
- To earn the $25 monthly deposit bonuses, member must meet the following criteria:
- Monthly ACH or direct deposit OR make eight qualifying debit card purchase transactions monthly to maintain “active checking” status (does not include ATM transactions), debit card on checking account, and member must be in good standing (no negative balance on any share account or loan throughout the month).
- Member can earn up to 5 monthly deposit bonuses totaling $125.
- $25 monthly bonus deposits begin the month after account opening and are deposited on the last day of the month after requirements are met.
- Online and Mobile Banking
- Free eStatements
- Contactless debit card
- ID Theft Resolution
- Free Cashiers check
- For all checking accounts, there is a $5 fee if not enrolled in eStatements or if account does not have a debit card.
- Does not apply to existing accounts.
- New checking account members only; cannot have had a checking account with CMCU in the past 24 months of account opening.
- Must be 18 years or older.
- Personal accounts only.
- One offer per social security number.
- Debit card required to receive bonus.
- Limited time offer.
- If requirements of offer are not met, CMCU reserves the right to reclaim the $100.00 account opening bonus.
Central Minnesota Credit Union $210 Bonus (Expired)
Earn a $210 bonus when you open a new checking account!
Central Minnesota Credit Union is offering a $210 bonus when you open a new personal checking account.
- Account Type: Personal Checking Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: $50
- Credit Card Funding: Up to $5,000
- Direct Deposit Requirement: None
- Monthly Fee: $5, see below on how to waive
- Household Limit: None listed
- Closing Account Fee: None Listed
(Expires May 31, 2020)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn $210 Bonus
- Open a new personal checking account from Central Minnesota Credit Union.
- Account must be opened between May 4, 2020, and May 31, 2020. You’ll get your first $35 monthly bonus on May 31, 2020.
- Make 8 qualifying transactions for the following 5 months and you’ll receive a $35 monthly bonus at the end of each qualifying month – total of up to $210
- Online and Mobile Banking
- Free eStatements
- Contactless debit card
- ID Theft Resolution
- Free Cashiers check
- For all checking accounts, there is a $5 fee if not enrolled in eStatements or if account does not have a debit card.
- Qualifying transactions include: check withdrawal and/or deposit, cash withdrawal and/or deposit, direct deposit (payroll, Social Security, etc.), debit card transactions, online transactions, mobile deposit, transfer to a loan or savings account (except Save The Change account transfers), ACH transactions, Bill Pay or Biller Direct, ATM Transactions, auto-transfers.
- Additionally, transactions that DO NOT qualify towards the 8 per month: Dividend deposit, fee withdrawal, Save The Change transfer.
- Limit one per social security number within the promotion time period.
- Lastly, only qualifying transactions count towards the 8 total transactions for the month.
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Bottom Line
Lastly, this bonus from the Central Minnesota Credit Union is great because of the easy requirements and the easy to waive monthly fees. Furthermore, you can be sure that money is secure through NCUA.
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*Also, check back at this page for updated Central Minnesota Credit Union promotions, bonuses, and offers.
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