It’s easy to pick the travel credit card that best benefits your needs. If you use Expedia often, check out the Citi Expedia® Rewards Card because you can earn easy miles while traveling around the world. You have the opportunity to earn 20,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening.
This card has no annual fee but has a 3% foreign transaction fee. Furthermore, this card has potential for good reward rates. Consequently, start saving money and getting great bonuses by signing up for the Citi Expedia® Rewards Card today!
As a Black Friday promotion, Citi Expedia Rewards have two promotions going on. Earn 70,000 bonus points after a $2,000 on purchases within 3 months of opening an Expedia Rewards Voyager Card.
Additionally, if you sign up for an Expedia Rewards Card from Citi, you can earn 30,000 bonus points after a $1,000 spend within the first 3 months of your account opening. These offers are only going to be available through December 2, 2019.
(Click the link above to view the promotion)
*Citi also provides Checking and Savings accounts that often have sign-up bonuses as well.
Table of Contents
Citi Expedia® Rewards Card Summary
|Bonus Available||Get 20,000 bonus points after you make at least $1,000 in purchases within your first 3 months.|
3 points for every $1 spent on eligible Expedia purchases and 1 point for every $1 spent on all other purchases.
|Foreign Transaction Fees||3% of each purchase transaction in US dollars.|
|Airport Lounge Access||N/A|
- No annual fee
- Bonus points
- Complimentary silver status
- Complicated rewards structure
- Foreign transaction fees
Editor’s Alternate Pick
20,000 Bonus Points
Earn 20,000 Expedia Rewards bonus points after $1,000 in purchases within your first 3 months. That’s redeemable for $400 towards your stay at a VIP Access hotel (more on that later).
*Compare this bonus to the top credit card bonuses currently.
Here are some ideas on meeting the spending requirement:
|• Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well.|
|• Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank.|
|• Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't.|
|As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance.
Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes.
What Are Expedia Rewards Points Worth?
As with many travel rewards cards, the value of your points can vary greatly. It all depends on how you use your rewards. I value each Expedia Rewards point at around $0.01. This number is the average value of one point when redeemed for various rewards.
You can redeem your points towards Expedia bookings. This includes flights, hotel stays, car rentals and vacation packages. You also have the option to shop discounted tours and attractions.
Feeling philanthropic? Donate your Expedia Rewards points to St. Jude’s Children’s Research Hospital. The non-profit organization helps to treat and defeat childhood cancer and other deadly diseases.
The best way to use your points is to use them towards VIP Access hotel stays. Why? Because your Expedia Rewards points are worth double in value ($0.02) when you use them this way. Plus, as an Expedia Rewards silver member, you’ll get 250 bonus points for booking your stay at a VIP Access hotel.
Travel hackers will find joy in maximizing their Expedia Rewards points. If that doesn’t sound like you, you might be much better off with a general travel rewards credit card (I’ve got suggestions below).
Citi Expedia® Rewards Card Benefits
As a Citi Expedia Rewards cardholder, you get complimentary silver status. This elite membership provides an extended hotel price guarantee, spa discounts, dedicated concierge service in select areas and more. With silver status, you’ll also earn more Expedia Rewards points:
- 10% bonus points on eligible bookings
- 250 bonus points for VIP Access hotel bookings
- Redeem for 2x value on VIP Access hotels
To illustrate the earning power of silver status membership, let’s say you purchased a $1,000 vacation package on Expedia:
|Category||Citi Expedia Rewards Card||Without Card|
|2x base points (loyalty program)||2,000||2,000|
|3x bonus points (card)||3,000||0|
|10% bonus points (silver status)||200||0|
And that’s not including the 250 bonus points you’d get if you redeem for a VIP Access hotel stay. As you can see, it pays to have Expedia Rewards silver status.
The Citi Expedia Rewards Card comes with no annual fees. If you use your points well, this card can yield a rewards rate that tops all other no-annual-fee cards.
|Best Credit Card Categories|
|0% APR||Airline Rewards||Balance Transfer|
|Cash Back||Hotel Rewards||Military|
|No Annual Fee||No Foreign Transaction Fee||Premium|
|Small Business||Student||Travel Rewards|
The Citi Expedia® Rewards Card provides you with additional benefits such as no annual fees, Citi Private Pass, Expedia+ silver status and much more. Use this card to book your next flight, hotel, rental, or more with Expedia!
Although this card has a lot of potential for great rewards, keep in mind it suffers from some pitfalls such as a:
- Complicated rewards structure. Booking hotel stays will be a little complicated because Expedia categorizes its hotels in different ways. Make sure to pick the ones that will get you the most value – both for earning and redeeming points.
- Foreign transaction fee. If you’re travelling abroad, bring another card that doesn’t come with any foreign transaction fees. With this card, you’ll get hit with a 3% charge.
As an additonal bonus, you can get 20,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening and 3x Expedia+ bonus points per dollar spent on select items. If you are interested in more deals from CitiBank, check out our list of Citibank Promotions and the full list of more Credit Card Promotion to find the card that best fits you!
(Click here to apply now at Citibank)
What’s The Competition?
Looking For More Flexibility And Value?
The Barclaycard Arrival Plus® World Elite Mastercard® offers a top sign-up bonus and rewards that don’t restrict you to any airline or hotel. You’ll effectively earn 2.1% on all your purchases, regardless of merchant category. Unlike the Citi Expedia Rewards card, this one does come with an annual fee.
Additionally, the Chase Sapphire Preferred Card is another excellent travel card that offers a huge sign up bonus to use towards hotel or airfare. While the Citi Expedia Rewards Card can be your domestic travel card, this can be your overseas travel card due to its no foreign transaction fees.
The Chase Sapphire Preferred Card offers 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®!
You'll earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value!
This card carries a $95 annual fee.
Looking For General Rewards & No Annual Fee?
The Chase Freedom Unlimited® Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases.
In addition, you can earn:
• 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year.
• 5% on travel purchased through Chase,
• 3% on dining at restaurants and drugstores, and
• Unlimited 1.5% cash back on all other purchases.
There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open.
This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM.
The Capital One® Quicksilver® Cash Rewards Card offers a one-time $200 cash bonus after spending $500 on purchases within 3 months from account opening.
You'll be able to earn an unlimited 1.5% cash back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.