Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
To earn the cash bonus:
- Deposit New-to-Citi Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Citi Citigold® Checking Account Up to $2,000 Bonus
Citi is offering up to $2,000 cash bonus when you open an eligible checking account with required activities.
- Account Type: Citigold® Checking Account
- Monthly Fee:
- NO MONTHLY SERVICE FEE but to remain a Citigold® client, maintain a combined average monthly balance of $200,000+ in eligible linked deposit, retirement and investment accounts.
- Certain “Checking Accounts” are eligible for the Welcome Checking Cash Bonus Offer. Your new Checking Account can be an Access, Basic, Citibank® Account, Citi Priority, Citigold® from the time you open your account until you receive your Bonus.
- Checking Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit-sharing plans), and other trust accounts will not qualify for this offer.
- International Personal Bank customers are not eligible for this offer.
- NO MONTHLY SERVICE FEE but to remain a Citigold® client, maintain a combined average monthly balance of $200,000+ in eligible linked deposit, retirement and investment accounts.
- Expiration Date: 4/4/2023
Fine Print
- Your Balance must be held in your eligible Checking Account. You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
- Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
- If you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold® Account Package will be converted to the Citi Priority Account Package and your accounts will be subject to the terms and conditions then in effect for that package
Bottom Line
For more, see our list of the latest Citi promotions & our extensive bank bonuses list.
Does anyone know how long they wait before automatically converting the Citigold account to Citi Priority package due to insufficient funds (less than $200k)?
About 2 months but too late to qualify for the offer at lower tiers. They told me I was still expected to deposit 2 million to get a 2k bonus despite holding the 15k required for lowest tier offer. Apparently for offers under 2k you must click the link hidden in the fine print. I don’t see that link in the current offer. I tried this offer 2 years ago so maybe it’s changed since then.
I wish CitiGold offer would be clear. Do they need $1000 in debit card use within 60 days of account opening/ Or once each month of the 60 days?
AND
what about the Bill Pay..once in 60 days or each month of the 60 days.
I am still waiting for my debit card and it is past 15 days of account opening. Helloooo? Thier online chat is restricted to sometimes working and often not, so only way to get help is via phone call and each time you get a different rep!
Just so people have a success story here, I just got my $400, about 95 days into the process. What a relief!
Lucky you! It’s been a nightmare for me. Never in my life have I dealt with such an unprofessional and incompetent bank. They never completed a single one of their tasks within the promised time period: making “trial deposits” to my other bank account so I could transfer my initial deposit (10 days!), sending me my checks (6 weeks!), establishing online access (4 months, because I could not get them to send me the debit card and PIN, without which I could do nothing). Once I finally got access I was relieved to see that my initial deposit was there, but no sign of the $400 bonus. When I inquired about that, I was told that they had lost track of my “Promo Code” and I would have to provide it to them. Fortunately I had written down what I believe to be the Promo Code back when I applied, but I am still waiting. I am sorry I ever started down this path and will be surprised if I ever get the bonus.