Citi® Promotions for August 2022: $200, $500, $1,000, $1,500, or $2,000 Cash Bonus

Learn about new Citi promotions, bonuses, and offers here. Member FDIC.

The Citi Priority and Citigold® Checking Account include $200, $500, $1,000, $1,500, or $2,000 cash bonus.

About Citi Promotions 

Headquartered in New York, Citi has around 2,600 locations worldwide(about 1,000 of those are here in the U.S.) with many products such as credit cards, banking, lending, investing, and wealth management. Access to your cash is very convenient since they have over 72,000 fee-free ATMs.

Citi has some of the best bank promotions, usually available nationwide for personal checking, savings, and business checking. Citi promotions are often tiered which is good for most people with low requirements.

Citi Priority Account Up To $2,000 Cash Bonus

Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.

• Account Type: Citi Priority Account
• Expiration: 01/09/2023

How To Earn The Bonus

• Within 20 days of opening, deposit the minimum amount of new-to-Citi® funds.
• Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
• If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
• Bonus will be paid within 30 days after you successfully complete all required activities.

How To Waive The Monthly Fee

• MONTHLY SERVICE FEE – $30 or $0 when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts. 
  • Certain “Checking Accounts” are eligible for the Welcome Checking Cash Bonus Offer. Your new Checking Account can be a Access, Basic, Citibank® Account, Citi Priority, Citigold from the time you open your account until you receive your Bonus. 
  • Checking Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit-sharing plans), and other trust accounts will not qualify for this offer.
  • International Personal Bank customers are not eligible for this offer.

Fine Print

• Your Balance must be held in your eligible Checking Account
• Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
• You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
• So long as you have not owned a Citi checking account in the last 180 days, are at least 18 years old, and furnish or have a valid Form W-9 or Form W-8BEN on file with Citi® and are not subject to backup withholding, you can participate in the New to Citi Checking Cash Bonus Offer in select markets. Customers who open via phone or apply online with a residential/home (not mailing) address in an Eligible Location can qualify.
• A monthly service fee of $30 is applied to the Citi Priority Account Package if a combined average monthly balance of $30,000 or more is not maintained.

Citigold® Checking Account Up To $2,000 Cash Bonus

Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.

• Account Type: Citigold® Checking Account
• Expiration: 01/09/2023

How To Earn The Bonus

• Within 20 days of opening, deposit the minimum amount of new-to-Citi® funds.
• Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
• If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
• Bonus will be paid within 30 days after you successfully complete all required activities.

How To Waive The Monthly Fee

• NO MONTHLY SERVICE FEE but to remain a Citigold client, maintain a combined average monthly balance of $200,000+ in eligible linked deposit, retirement and investment accounts.
  • Certain “Checking Accounts” are eligible for the Welcome Checking Cash Bonus Offer. Your new Checking Account can be a Access, Basic, Citibank® Account, Citi Priority, Citigold from the time you open your account until you receive your Bonus. 
  • Checking Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit-sharing plans), and other trust accounts will not qualify for this offer.
  • International Personal Bank customers are not eligible for this offer.

Fine Print

• Your Balance must be held in your eligible Checking Account. You cannot use a Citi Accelerate Savings Account or a Citi Savings Account to maintain your Balance as part of this offer and still be eligible to earn the Bonus
• Please understand if your Balance falls into a lower Balance Tier for even one day during the Maintenance Period, your Maximum Bonus will change (see Chart above).
• If you do not maintain a minimum combined average monthly balance of $200,000 in eligible linked deposit, retirement and investment accounts, your Citigold Account Package will be converted to the Citi Priority Account Package and your accounts will be subject to the terms and conditions then in effect for that package

Citi Up to $2,000 Business Checking Bonus

• Account Type: Business Checking Account
• Direct Deposit Requirement: No
• Credit Inquiry: Soft Pull
• ChexSystems: Unknown
• Credit Card Funding: No
• Monthly Fee: $15; avoidable
• Closing Account Fee: None
• Household Limit: None listed
• Expiration Date: 01/04/2023

In order to qualify:

• Open a new CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account between July 6, 2022 and January 4, 2023
• Within 30 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citi® funds to qualifying accounts
• Maintain that balance for 60 consecutive calendar days

The information for the Citi Business Checking Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.

Fine Print

• This New Small Business Checking Account Offer (the “Offer”) refers to the limited-time offer (described below) made only to New-to-Citi® Customers.
• Only “New-to-Citi® Customers” are eligible to participate in the Offer. New-to-Citi® customers do not have, and at any time during the 180 days immediately preceding the date on which they open a new CitiBusiness® (Analyzed), Streamlined or Flexible Checking Account did not have, a Citi® business checking account.
• The Cash Bonus for which you qualify will be credited to your Citi® business checking account within 90 days from the end of the month in which you complete all Offer requirements.
• To qualify for the Cash Bonus that corresponds to one of the Qualifying Balance Levels set forth in the table below, (1) from July 6, 2022 and January 4, 2023, open a CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account; (2) within the 30 calendar day period immediately following account opening, make one or more deposits in New-to-Citi® Funds1 that in the aggregate meet one of the Qualifying Balance Levels to your new business checking account, or your new business checking account and a CitiBusiness Insured Money Market Account (“IMMA”)2; and (3) maintain one of the Qualifying Balance Levels in such account(s) for 60 consecutive calendar days after the Qualifying Balance Level is met during the initial 30 calendar day funding period. Your Cash Bonus will be based upon the highest Qualifying Balance Level in the new business checking account, or the new business checking account and an IMMA, that meets the foregoing requirements.

Citi Up to $3,500 Savings Bonus

• Account Type: Citi Savings Account
• Availability: NY, CT, MD, VA, DC, CA, NV, NJ, FL or IL
• Credit Inquiry: Soft Pull
• Credit Card Funding: None
• Opening Deposit: Varies
• Direct Deposit Requirement: No
• Monthly Fee: Varies.
• Household Limit: None listed
• Closing Account Fee: None listed
• Expiration Date: October 3, 2022

To earn the bonus:

• Enroll and open a new Citi Savings Account by 10/03/2022.
• With the required minimum deposit in New-to-Citi® Funds within 20 days of account opening.
• Keep the required minimum balance for 60 consecutive calendar days.
• Earn the corresponding cash bonus associated with your balance tier within 90 calendar days after you complete all required activities.

The information for the Citi Savings Account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.

Fine Print

• Must be at least 18 years old and a new or existing Citi customer.
• Only customers who open in a branch or use a residential address in California, Connecticut, Nevada, New Jersey, New York, District Of Columbia, Virginia, Maryland or select markets in Illinois and Florida can qualify.
• Citi® Accelerate Savings Accounts do not qualify for this offer.
• Savings Accounts that are living trust accounts and custodial accounts are eligible, but fiduciary, estate, business, retirement (IRAs, SEPs, CESAs, money purchase pension plans and profit sharing plans), and other trust accounts will not qualify for this offer.
• You can enroll online by clicking “enroll now” and following the instructions for online account opening or by contacting a Citi representative by phone or in a branch and asking the representative to enroll you in the Get Rewarded for Saving More Offer. However, if you open your account on citi.com by any other means you will be not be eligible to earn the Get Rewarded for Saving More Offer.
• Must maintain your balance for an additional 60 days from the 21st day. Should you fall to a lower tier (even for 1 day) within that window, your maximum bonus will drop to that tier.
• Funds must be new to Citi®: funds deposited from external accounts or payees other than Citi®, N.A. and must be deposited using domestic ACH transfer, direct deposit, checks drawn on banks other than Citi®, N.A. or wire transfer.
• Cash deposits, Citi Global Transfers, international ACH transfers, Zelle® transactions and person-to-person transfer services such as Apple Pay, PayPal®, and Venmo, and Zelle®, do not qualify as New-to-Citi Funds.
• To remain eligible, your savings account must remain open and in good standing from the time it’s opened until you receive your bonus.

Citi Invest Up To $500 Bonus

• What you’ll get: Up to $500 bonus
• Where it’s available: Nationwide
• How to earn it:
  • Open a new Citi^® Self Invest account or add new-to-Citi funds to an existing account.
  • Opt-in to eDelivery of statements and confirmations.
  • Bonus will be tiered based on the total amount added: $10,000 to earn $100; $50,000 to earn $200; $200,000 to earn the full $500.
  • Maintain the New-To-Citi funds in your account through the “maintain funds” deadline as outlined in the chart.
  • Bonus will be credited on the last day of the 3rd month following the “maintain funds” period.
• When it expires: 10/31/2022

Citi^® Self Invest Bonus Offer

The information for the Citi^® Self Invest has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.

Citi Personal Wealth Management Up To $5000 Bonus

• What you’ll get: Up to $5,000 bonus
• Where it’s available: Nationwide
• How to earn it:
  • Contact Citi and enroll in a new or existing eligible Personal Wealth Management account.
  • Fund the account with New-to-Citi Funds within 2 months of account opening or funding of your existing account (except existing IRAs).
  • Enroll the new or existing Citi Personal Wealth Management Account into the e-delivery of statements within 2 months of account opening or funding of your existing account (except existing IRAs).
  • Maintain the new funding through the end of the next month (or 3 months after the month of account enrollment).
  • The cash bonus tiers are as follows:
    • $50,000 – $199,999 New-to-Citi funds: $500 bonus
    • $200,000 – $499,999 New-to-Citi funds: $1,000 bonus
    • $500,000 – $999,999 New-to-Citi funds: $2,000 bonus
    • $1,000,000 – $1,999,999 New-to-Citi funds: $3,000 bonus
    • $2,000,000+: $5,000 bonus
• When it expires: 9/30/2022

Citi Personal Wealth Bonus Offer

The information for the Citi Personal Wealth Management has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.

Bottom Line

Compare Citi Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Wells Fargo, and more!

The main advantage about Citi promotions, however, is that they’re often structured to reward you with more cash if you can meet higher balance requirements. Citi will reward you big if you can meet the highest terms. However, the “New to Citi Checking” welcome bonuses start with a $300 tier.

Make sure to read the fine print and understand the account’s fee structure. I recommend to sign up to Citi if you’re a non-Citi customer.

Finally, check back often for the latest Citi promotions, bonuses, and offers!