Citibank operates only on 700 branches across the U.S. They offer affordable access banking for different types of account holders as well as credit cards. However, their service fees and balance requirements are more on the higher side.
Compared to Bank of America that has more than 5,000 locations and 16,000 ATMs nationwide. They offer different accounts from checking to investment accounts.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too.
|Chase Business Complete BankingSM $300 Bonus||Chase Total Checking® $200 Bonus|
|HSBC Premier Checking $450 Bonus||HSBC Premier Checking Up To $600|
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|TD Bank Beyond Checking $300 Bonus||TD Bank Convenience Checking $150 Bonus|
|Huntington 25 Checking $500 Bonus||Huntington Business Checking 100 $200 Bonus|
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|Citibank||Bank of America|
|Locations||700 Citibank branches across 13 states(Mostly in California and New York)||Over 5,000 locations (Locator)|
|ATMs||2400 ATMs across the country.Also works at all MoneyPass ATMs||Over 1,800 ATMs|
|Pros||-Perks for high balance customers
-Many fee-free ATMs
-Extended customer service hours
-Full service bank
|Cons||-No free checking option
-Higher balance requirements
-Low savings APY
|-No free checking option
– Low interest rate
-Many miscellaneous banking fees
|Bottom Line||Citibank is offers credit cards and banking services, but it’s more geared towards people who have high balances in their deposit account.||Bank of America operates nationwide offering many account options like checking, savings, and more!|
Which Bank is Better: Citibank or Bank of America?
- Citibank is different compared to other banks because they only offer a package of both checking and savings account when opening an account. Citi can be especially beneficial for those who travel or need access to a large ATM network.
- Bank of America has many account options and their user friendly interface and mobile app is noteworthy. They offer lower interest rates!
Enhance your banking experience with a Citi credit card!
|Chase Business Complete BankingSM||$300 Cash||Review|
|Chase Total Checking®||$200 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|HSBC Advance Checking Member FDIC||$200 Cash||Review|
|HSBC Advance Checking Member FDIC||Up To $240||Review|
|Huntington 25 Checking||$500 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|Wise Business Banking||$100 Cash||Review|
|Axos Bank Basic Business Checking||$100 Cash||Review|
|Aspiration Spend & Save Account||$100 Cash||Review|
|American Express High Yield Savings||0.50% APY||Review|
|CIT Bank Money Market||0.50% APY||Review|
|Ally Invest||Up to $3,500 Cash||Review|