Find an updated list of Citizens First Bank promotions, bonuses and offers here.
Currently, they have two $100 bonuses when you open a new account and meet all the requirements.
About Citizens First Bank Promotions
- Availability: IA (Bank Locator)
- Routing Number: 083908255
- Customer Service: 888-232-9901
While they have a generous $100 bonus, Citizens First Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the $100 offer below.
Citizens First Bank $100 Checking Bonus

Earn a $100 bonus when you open a qualifying checking account.
When you open a qualifying checking account and meet the requirements, you can earn a $100 bonus.
- Account Type: Ba$ic, Ca$h Rewards, Plu$ Rewards, Intere$t Rewards checking account
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Direct Deposit Requirement: None
- Monthly Fee: None listed
- Household Limit: None listed
- Closing Account Fee: None listed
(No Expiration Date)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn $100 Bonus
- Open a Ba$ic, Ca$h Rewards, Plu$ Rewards, or Intere$t Rewards checking account
- Have a minimum opening deposit of $100
- Bonus qualifications include a deposit of your primary source of income (disability, retirement, social security, payroll)
- Have 2 debits posted and cleared within the first 60 days of account opening.
- Online Banking
- Mobile Banking
- Bill Pay
- Text Alerts
- Electronic/ eStatements
- CFB Debit Card
- Pays Interest
- Personal Basic Checks one free box per year
- Checking: There are no monthly service fees
- You will receive $100.00 Bonus credited to your account within 30 days after meeting the Bonus qualifications.
- You may not have had a checking account at Citizens First Bank in the last 12 months.
- Citizens First Bank reserves the right to end this promotion at any time at our discretion.
- Fees may reduce earnings.
- Interest Rates and APY may change after the account is opened.
- Limit one Bonus per customer.
- $100.00 Bonus is reportable as interest on 1099- INT for tax reporting year which Bonus is received.
Citizens First Bank $100 Checking Bonus

Earn a $100 bonus when you open a new account!
Citizens First Bank is offering a $100 bonus when you open a new qualifying checking account.
- Account Type: Ba$ic, Ca$h Rewards, Plu$ Rewards, Intere$t Rewards checking account
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Direct Deposit Requirement: None
- Monthly Fee: None listed
- Household Limit: None listed
- Closing Account Fee: None listed
(No Expiration Date)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn $100 Bonus
- Bonus qualifications include a deposit of your primary source of income (disability, retirement, social security, payroll)
- Have 2 debits posted and cleared within the first 60 days of account opening.
- Online
- Mobile Banking
- Bill Pay
- Text Alerts
- Electronic/ eStatements
- CFB Debit Card
- Free Debit Card Transactions At Merchants and CFB ATMs
- Pays Interest
- Free Cashier’s Checks & Money Orders
- Personal Basic Checks one free box per year
- Checking: There are no monthly service fees
- You may not have had a checking account at Citizens First Bank in the last 12 months.
- Citizens First Bank reserves the right to end this promotion at any time at our discretion.
- Fees may reduce earnings. Limit one Bonus per customer.
- $100.00 Bonus is reportable as interest on 1099- INT for tax reporting year which Bonus is received.
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Bottom Line
Citizens First bank offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at anytime! You can have peace of mind knowing your money is insured by the FDIC.
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*Check back at this page for updated Citizens First Bank promotions, bonuses and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
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