For residents of Kentucky, Citizens First Bank is offering up to 2.27% APY with a maximum balance of $25,000 with their free Rewards Checking Account. You’ll enjoy the Rewards checking account with NO minimum balance required. If you live in the state of Kentucky, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with Citizens First Bank today!
Citizens First Bank Rewards Checking:
- Sign Up Offer
- Account Type: Rewards Checking Account
- Interest Rate: 2.27% APY
- Minimum Balance: $1
- Maximum Balance: $25,000
- Availability: Kentucky (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $100
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Optional
- Monthly Fee: $5 (waived with eStatement)
- Additional Requirements: 12 VISA Check Card transactions, 1 direct deposit or ACH debit transaction, enroll and receive eStatements, monthly login to online banking required, must be a full-time resident of Kentucky or Tennessee
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
Citizens First Bank Checking Features:
- FREE checking account
- Earns extremely high dividends
- No minimum balance required
- Qualifying accounts get reimbursed up to $25 per month on ATM fees
- To qualify you must have per month: 12 VISA Check Card transactions, 1 direct deposit or ACH debit transaction, enroll and receive eStatements, monthly login to online banking required, must be a full-time resident of Kentucky or Tennessee
How To Earn Up to 2.27% APY Rate:
- Sign up to Citizens First Bank Rewards Checking Account to earn 2.27% APY for up to $25,000.
- Twelve (12) VISA Check Card transactions post and settle to the account each statement cycle. ATM transactions are excluded.
- One (1) direct deposit or ACH debit transaction.
- Enroll and receive eStatements.
- Monthly login to Online Banking required.
- Must be a full-time resident of Kentucky or Tennessee.
Note: $0.01 & over daily collected balance. Rates based on meeting qualifications and balance.
Bottom Line:
Citizens First Bank is offering a great rewards checking account program for those that are residents of Kentucky. There is no monthly fee, and the account has a great interest rate! Remember that if your balance is over $25,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.
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