Citizens State Bank & Trust Company Reward Checking Account: Earn up to 2.50% APY (KS)

For residents of Kansas, Citizens State Bank & Trust Company is offering up to 2.50% APY with a maximum balance of $10,000 with their free Rewards Checking Account. You’ll enjoy the FREE checking account with NO minimum balance required and nationwide ATM fee refunds! If you live in the state of Kansas, then this bank might just be the right fit for you! Sign up for a Rewards Checking Account with Citizens State Bank & Trust Company today!

Citizens State Bank & Trust Co. Account Info:

• Sign up Offer
• Account Type: Rewards Checking Account
• Interest Rate: 2.50% APY
• Maximum Balance: $10,000
• Availability: Kansas (Bank Locator)
• Expiration Date: None
• Credit Inquiry: Hard pull or soft pull? Let us know
• Opening Deposit: $50
  
• Credit Card Funding: Unknown
• Direct Deposit Requirement: Optional
• Monthly Fee: A $2.00 service fee will be charged if the average daily balance falls below $100.00 per statement cycle
• Additional Requirements: receive an e-statement, at least 12 Debit Card purchases, and have at least 1 ACH payment
• Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.

Rewards Checking Account Features:

• FREE checking account
• No minimum balance requirements
• Earns extremely high dividends
• Qualifying accounts get reimbursed on ATM fees nationwide
• To qualify you must have per month: receive an e-statement, at least 12 Debit Card purchases, and have at least 1 ACH payment

How To Earn Up to 2.50% APY Rate:

1. Sign up to Citizens State Bank & Trust Company Rewards Checking Account to earn 2.50% APY for up to $10,000.
2. 12 Debit Card point of sale purchases post and clear per monthly qualification cycle
3. Have one ACH payment post and clear per monthly qualification cycle
4. Receive E-Statement with images per monthly qualification cycle-third Wed. of each month

Note: Balances over $10,000 will earn between 2.50% to 0.46% APY. Balances that fail to meet all requirements earn 0.05% APY

Bottom Line:

Citizens State Bank & Trust Company is offering a great rewards checking account program for those that are residents of Kansas. There is no monthly fee and the account has a great interest rate! Remember that if your balance is over $10,000, then you will not receive the full benefit of the rewards checking account. If you have had any experiences with this bank, please let us know in the comment section below. For more deals, you can check out our entire list of Best Rewards Checking Accounts.

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