Find the latest CommunityWide Federal Credit Union CD Rates, Offers, and Promotions here.
Update 7/24/24: The 18 month through 48 month term rates have increased.
Best CD Rates: 5.30% APY 6-Month, 5.15% APY 12-Month, 5.00% APY 18-Month, $1000 minimum deposit
Availability: Nationwide
Credit Inquiry: Unknown
About CommunityWide Federal Credit Union
Communitywide Federal Credit Union is headquartered in South Bend, Indiana. It was established in 1967 and has grown to 11 locations. This credit union offers higher dividend rates and charge lower fees compared to competing banks. They also strive to provide more personalized service relationships with their members.
Communitywide Federal Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you. Although this is not a nationwide online bank, you can still be eligible if you meet the below requirements.
| Eligibility: To be eligible for this account, you must be a member of one of their affiliated organizations. If you do not qualify, you may be eligible when you donate and become a member of any of them. For more information, be sure to check out our CommunityWide Federal Credit Union Eligibility Review. |
| Term | APY Rate | Minimum Deposit |
| 6-Month | 5.30% | $1,000 |
| 12-Month | 5.15% | $1,000 |
| 18-Month | 5.00% | $1,000 |
| 24-Month | 4.70% | $1,000 |
| 36-Month | 4.40% | $1,000 |
| 48-Month | 4.15% | $1,000 |
| 60-Month | 4.00% | $1,000 |
*The above rates are accurate as of 7/24/2024
CommunityWide Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the length of a term, the higher APY rate you make.
They currently offer standard CD rates from 6-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out CommunityWide Federal Credit Union’s CDs and their rates listed below.
- Minimum deposit: $1,000
- Maximum deposit: —
- Early withdrawal penalty: Any amount withdrawn prior to the maturity date of this Certificate will be assessed a penalty equal to the amount of the withdrawal times the remaining term (days) of this certificate at the rate of 2 times the current APR (divided by 365) paid on this certificate.
(NCUA Insured)
Alliant Credit Union 12-Month Certificate (4.55% APY) Quontic Bank CD (Up to 4.60% APY)
Western Alliance Bank 3-Month CD (4.05% APY) Western Alliance Bank 5-Month CD (3.85% APY)
Ponce Bank 3-Month CD (4.65% APY) Blue Federal Credit Union 9-Month No Penalty CD (4.25% APY)
SkyOne Federal Credit Union 5-Month CD (4.25% APY) Sun Canyon Bank 11-Month CD (4.29% APY)
Nelnet Bank 12-Month CD (4.76% APY) Nelnet Bank 24-Month CD (3.25% APY)
Nelnet Bank 36-Month CD (3.15% APY) Rising Bank 12-Month CD (3.70% APY)
Rising Bank 6-Month CD (4.00% APY)
CommunityWide Federal Credit Union CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $1,000.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While CommunityWide does have decent rates with their launch, their product line is limited. I recommend taking a look at Discover Bank Promotions here
This is a great opportunity to invest in a high-interest CD from CommunityWide Credit Union. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest CommunityWide CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions, and thrifts. Bank, thrift, and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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