Take a look at the latest Credit Human promotions, bonuses, and offers here.

Update 4/14/25: There’s currently a $300 checking bonus valid through 12/31/25. Offer limited to residents of San Antonio TX, Houston TX, and New Orleans LA.

Table of Contents

About Credit Human Promotions

At Credit Human, it’s their purpose to improve the lives of their members. They understand that people want—and deserve—sensible conversations about their financial health, as well as simple tools to help them plan, save and borrow responsibly. So they help their members make smart financial decisions that allow them to feel secure today while planning for tomorrow.

Eligibility: Since Credit Human is a collective, you can join by choosing one of hundreds of affiliations. Join online or visit any Credit Human location. Learn if you are eligible to join here.

Credit Human $300 Checking Bonus

What you’ll get: $300 bonus
Account Type: Checking Account
Availability: TX, LA. You can join by becoming a member of the Texas Consumer Council. (Branch Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Soft Pull
ChexSystems: Unknown, sensitive
Credit Card Funding: Yes, $500+
Monthly Fee: None
Early Account Termination Fee: None
Household Limit: 1

$300 Bonus at Credit Human

(Expires 12/31/2025)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($350 cash bonus)	BMO Smart Advantage Checking ($350 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
First Tech Rewards Checking ($300 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Offer limited to residents of San Antonio TX, Houston TX, and New Orleans LA.
Open a checking account with as little as $25.
Set up direct deposit (two recurring direct-deposits of a minimum of $250 each) and
Use your debit card 10 times (with a minimum purchase of $10 per transaction) within 90 days of opening your account.
Enroll in digital banking and electronic statements.
Your $300 reward will be deposited directly into your account.

Only one new checking account per primary member by household mailing address is eligible for the incentive offer and cannot be combined with any other Credit Human offers. You may not qualify for an incentive offer if you have previously received an incentive on any current or closed Credit Human checking account. Offer valid with online account opening or at any Credit Human location. Membership eligibility required and subject to Credit Human Membership Agreement. Offer is available to non-members and members without a checking account. Offer limited to residents of San Antonio, TX, Houston, TX and New Orleans, LA. Minors, business entities, and Credit Human employees are not eligible.
To receive the incentive 1.) Minimum deposit of $5 required to establish membership. 2.) Credit Human checking account required to be open before December 31, 2025. Most checking accounts require a minimum $25 deposit to open and 3.) to receive the $300 incentive, the checking account must remain open at least 90 days from account opening, a minimum of 10 point-of-sale debit card transactions (ATM excluded) with a minimum purchase of $10 per transaction, two recurring direct-deposits of a minimum of $250 each, digital banking and online statements enrollment must occur. Incentive to be deposited into your checking account within 90 days of account opening during promotion period of January 15, 2025, through December 31, 2025, is contingent upon meeting offer requirements and account must be in good standing.
Incentives are considered interest and will be reported on IRS Form 1099-INT. The Annual Percentage Yield (APY), for the Credit Human savings accounts effective as of January 15, 2025, is 0.75% for balances $100 and greater. Dividend rates are variable. All Mastercard consumer debit cardholders in the US are eligible for Mastercard ID Theft Protection coverage and there is no charge for these services. You must enroll in order to receive Mastercard ID Theft Protection. Refer to the Mastercard Guide to Benefits at https://www.credithuman.com/privacy for more details.

How To Avoid Monthly Fees

Sensible Spend Account: Waive monthly fee by setting up a $3 monthly auto-transfer to your savings
Free Checking: No monthly fees
Dividend Checking: No monthly fees when enrolled in direct deposit and online statements

Bottom Line

Be sure to check out this promotion from Credit Human if you want an easy way to earn some extra money. Additionally, if you have any information about whether or not this triggers a hard or soft pull, please let us know in the comments.

However, if you aren’t a resident of Texas, you can check out other great bank bonuses, b ank rates, and also CD rates found nationwide!

Compare Credit Human with other bank bonuses from institutions like Chase, HSBC, Huntington Bank, TD Bank, Bank of America, Citi, Wells Fargo, Discover, & CIT Bank.

Furthermore, you will gain instant access to a wide range of account features and services catered towards your financial needs!

*Check back at this page for updated Credit Human promotions, bonuses and offers.