Find an updated list of Credit Union West promotions, bonuses and offers here.
Update 2/19/25: The $150 checking bonus has been extended through 12/31/25.
About Credit Union West Promotions
Established in 1951, Credit Union West is a not-for profit institution that was built upon the values of helping their members grow together in the community.
Credit Union West $150 Checking Bonus
- What you’ll get: $150 bonus
- Account Type: Checking
- Availability: AZ (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: There are no monthly service fees
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 12/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Receive a $150 bonus when you open a Heritage High-Yield or Loyalty Rewards checking account online or in a branch using CODE: JOIN150
- Promotional offer is only valid for one new membership per person; offer is not valid for existing members.
- $5 minimum balance required for membership account.
- One ACH credit/Direct Deposit must be established.
- Must have at least 15 point-of-sale or purchase transactions post and settle to your account within 30 days of account opening.
- The new account must be open and in good standing for at least 90 days before the $150 is available for use.
- Any taxes are the responsibility of the recipient and are reported on a 1099-INT.
- Annual Percentage Yield 0.01%. Rate may change after account is opened and fees could reduce earnings.
- Offer valid only upon receipt of original coupon.
- Coupon is non-transferable and non-negotiable for cash.
- Program subject to change without notice.
- Bonuses are considered interest and will be reported on IRS Form 1099-INT.
Credit Union West $150 Checking Bonus
- What you’ll get: $150 bonus
- Account Type: Checking
- Availability: AZ
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: There are no monthly service fees
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Plus, for a limited time, get a $150 bonus when you open a new Heritage High-Yield Checking account. Just use promo code HERITAGE150 at your local branch or when you open your account online.
- Promotional offer is only valid for one new Heritage High-Yield Checking account per person and not available to those whose account has been closed within 90 days or closed with a negative balance within the last 3 years.
- Limit one Heritage High-Yield Checking account per Social Security Number.
- $5 minimum balance required for membership account. One ACH credit/Direct Deposit must be established.
- Must swipe Credit Union West debit card a minimum of 15 times within 30 days of account opening.
- Annual Percentage Yield on balances over $10,000 and non-qualifying accounts is 0.01%.
- The new account must be open and in good standing for at least 90 days before the $150 is available for use.
- Any taxes are the responsibility of the recipient and are reported on a 1099-INT.
- Rate may change after account is opened and fees could reduce earnings.
- Offer valid only upon receipt of this original coupon.
- Coupon is non-transferable and non-negotiable for cash.
- Program subject to change without notice.
- Bonuses are considered interest and will be reported on IRS Form 1099-INT.
Credit Union West $300 Checking Bonus (Expired)
- What you’ll get: $300 bonus
- Account Type: Heritage High-Yield Checking
- Availability: AZ (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: There are no monthly service fees
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn $300 Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Heritage High-Yield Checking and deposit a total of $10,000 or more in new money into the new checking account within 10 days of account opening
- Maintain an average daily balance of at least $10,000 for 90 days after account opening
- Swipe Credit Union West debit card a minimum of 15 times within 30 days of account opening
- Establish a direct deposit and have it post and settle to this account within 90 days of account opening
- Bonus/Account Information: Promotional offer is only valid for one new Heritage High-Yield Checking account per person and not available to those whose account has been closed within 90 days or closed with a negative balance within the last 3 years.
- Limit one Heritage High-Yield Checking account per Social Security Number. $5 minimum balance required for membership account.
- Offer not valid with any other promotion.
- To receive the checking bonus: 1) Open a new Heritage High-Yield Checking account, which is subject to approval;
- 2) Deposit a total of $10,000 or more in new money into the new checking account within 10 days of account opening; 3) Maintain an average daily balance of at least $10,000 for 90 days after account opening; 4) Swipe Credit Union West debit card a minimum of 15 times within 30 days of account opening; and 5) Establish a direct deposit and have it post and settle to this account within 90 days of account opening. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. After you have completed all the above checking requirements, we’ll deposit the bonus in your new account within 30 days.
- The new money cannot be funds held by you at Credit Union West.
- To receive any of the above bonuses, the enrolled account must not be closed or restricted at the time of payout.
- Eligibility may be limited based on account ownership.
Credit Union West $70 Referral Bonus (Expired)
- What you’ll get: $70 bonus
- Account Type: Heritage High-Yield Checking
- Availability: AZ
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: There are no monthly service fees
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get $70 for you and $70 for your friend when you refer them to become a new member!
- Use promo code REFER70 at account opening.
- Friend must 1) present the referring member’s name and email address the same day the account is opened or 2) provide the promo code REFER70 during the online account opening application and provide the referring member’s name and email address within seven (7) calendar days of account opening. Referral cards are available at all Credit Union West branch locations.
- New members cannot have any existing accounts with Credit Union West
- Primary account holder must be 18 years or older and meet Credit Union West membership eligibility
- New membership must be opened with a new checking and debit card
- Must establish one ACH credit/Direct Deposit, utilize debit card a minimum of 30 times within 70 days
- Maintain minimum $5 in membership savings
- $70 for referring member and $70 for new member will be deposited into members Credit Union West accounts after account has been established for 70 days and all requirements have been met
How To Avoid Monthly Fees
- Heritage High-Yield Checking: No monthly service fee
- Loyalty Rewards Checking: No monthly service fee
- Traditional Checking: No monthly service fee
- Business Checking: All you need is a $500 balance to maintain a fee-free account.
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Bottom Line
Credit Union West offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at anytime!
If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
While they have a generous $300 bonus, Credit Union West doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Check back at this page for updated Credit Union West promotions, bonuses and offers.
Would love to take advantage of this promo as I am signing up for an account now anyway. If there’s anyone out there with a referral number please let me know…
Thanks!