Find the latest DCU CD Rates, Offers, and Promotions here.
They currently offer a 48-59 month CD with a 2.28% APY Rate when you qualify.
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About DCU
Digital Credit Union provides savings accounts, checking accounts, money market accounts, and Certificate accounts. Checking accounts come with a Visa debit card, ATM access, non-DCU ATM reimbursement, free checks, and direct deposit. They were founded in 1979 they have since expanded its membership base while keeping “Digital” in its name to honor its heritage from DEC.
DCU offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
| Eligibility: Membership in DCU is open to anyone through membership in Reach Out for Schools ($10 fee), Merrimack River Watershed Council, Inc. ($35 fee) and other select organizations. Membership is also open to those who live, work, attend school or worship in Lowell and Worcester, Massachusetts, in Cumming, Norcross, or Gainesville, Georgia and select areas of Chelmsford and Tewksbury, Massachusetts; to employees of CET Technology, Insulet Corporation, and over 500 Select Employer Groups. See current membership details |
*While DCU does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
| Sallie Mae | 5.00% APY 27-Month CD | Review |
| Sallie Mae | 4.85% APY 23-Month CD | Review |
| Blue Federal Credit Union | 4.80% APY 15-Month CD | Review |
| Bellco Credit Union | 4.75% APY 13-Month CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Quontic Bank | 4.45% APY 60-Month CD | Review |
| Ponce Bank | 4.41% APY 4-Month No-Penalty CD | Review |
| Sallie Mae | 4.40% APY 14-Month No-Penalty CD | Review |
| Idabel National Bank | 4.35% APY 24-Month CD | Review |
| Discover Bank | 4.30% APY 60-Month CD | Review |
| Sallie Mae | 4.25% APY 10-Month No-Penalty CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
| CIT Bank | 4.15% APY 6-Month CD | Review |
| CIT Bank | 4.10% APY 11-Month No-Penalty CD | Review |
| State Exchange Bank | 3.75% APY 13-Month CD | Review |
DCU CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With an opening deposit of $25,000, you can invest in a DCU CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $25,000
- Maximum deposit: None
- Early withdrawal penalty: Withdrawal of dividends prior to maturity will reduce earnings
(NCUA Insured)
| Term | APY Rate | Minimum Deposit |
| 48-59 Months | 2.28% | $25,000 |
DCU CD Features
- Online Banking
- Earns Interest at a Competitive Rate
- NCUA Insured
Bottom Line
DCU offers you a CD rate up to a 48-59 month 2.28% APY rate. All you need to do is to pick your CD term, and have a minimum opening deposit of $25,000 to qualify for this fantastic bonus.
This is a great opportunity to invest in a high-interest CD with a low balance from DCU. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest DCU CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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