Discover Bank is the online banking subsidiary of Discover Financial Services, who are known for their line of credit cards.
In order to transfer money from one account to another, a routing number is needed to settle the transaction. If you’re not sure on what your Discover Bank routing number is or where to find yours, continue reading below to see what it is and where you can find it.
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Table of Contents
Discover Bank Routing Number
What is a Routing Number?
A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.
Can banks have multiple routing numbers?
Yes, certain banks can have multiple routing numbers for geographic reasons. For example, banks like Wells Fargo and Citibank have different routing numbers for different states and for functionality.
But for Discover Bank, it only has one routing number. You’ll use this routing number when setting up money wires or financial transactions to and from your Discover Bank account.
How to find a Routing Number on a check?
The routing number will be printed along with the account and check numbers, these number indicated where a check’s funds are coming from. The routing number is the first nine numbers, starting from the left. The second number is the account number and lastly the check number.
What is the Routing Number for International Transfers?
If you are needing to receive a transfer from overseas, you’ll need to provide the sender with a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code. SWIFT codes are routing numbers for international transactions between banks. They have eight to eleven digits with letters and numbers, unlike the routing number.
|Discover Bank SWIFT Code|
For example, if you work overseas and want to send money from your international account to a US, you’ll need a SWIFT code. Just call your bank or visit its website to find the SWIFT code for an international wire transfer.
If you must use Discover Bank’s intermediary bank, then you must use their SWIFT code. Discover Bank’s intermediary bank is the Bank of New York Mellon.
Routing numbers are nine-digit codes that enables banks to identify the location of your bank account. It’s important to know what your Discover Bank routing number is for certain transactions.