Welcome back to school, everyone! Now is the best time to apply for a Discover It® For Students card to earn the extra double Cashback your first year as well as the many benefits that is provided! You may want to use the referral link below in order to get $50 bonus after your first purchase.
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Important: Although it shows a $50 bonus when using the referral link, Discover will double the amount listed because of their policy to Cashback Match. This entails that you will get an automatic match of all the Cashback you’ve earned towards the end of your first year. Which means at the end of the year, you will receive the total bonus amount of $50 just for making a purchase within three months of creating an account.
In addition to the signup bonus, Discover offers $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years. This means you can earn up to a $90 Bonus for the first year when you complete the requirements above and by earning a GPA of 3.0 or higher!
The amount of bank bonuses, credit cards, and college account offers in the world are outstanding, but the Discover It® For Students, is by far the top Cashback college credit card which offers 5% Cashback Bonus in rotational categories, 1% Cashback bonus on all purchases, and $20 Cashback Bonus for an outstanding GPA.
Getting accustomed to campus life is tough, however with constant trips to events and study groups, students have an opportunity to meet up with friends and relieve their stress! Why not earn some money back while doing normal things a student does…driving! Also, earn 1% Cashback on all other purchases and get a $20 Cashback bonus for maintaining a great GPA.
For more details on the other features read on and find out! Discover it® For Students card aims to be the most student-friendly card on the market with absolutely no annual fee. Click “Apply” to see rates, rewards, free FICO® Credit Score terms and other information. Refer to our following review to find all the best Discover Bank Bonuses!
APR For Purchases
Although there are no special offers on the Discover It® For Students, the APR they have on purchases is 14.24% to 23.24% based on your creditworthiness. This account is highly recommended for those who have kids who are students and students in general because of the initial credit limit of $500. This will allow them to watch their spending until they can increase there limit. Keep in mind students, make sure you pay the minimum amount on your monthly statement in order to avoid paying interest.
APR on Balance Transfers
The Discover It® For Students, has an initial APR of 10.99% for 6 months from the date of the first transfer on Balance Transfers. After that, the APR for Balance Transfers is 14.24% to 23.24%. In order to avoid interest on balance transferring, be sure to plan out to pay off your balances before you miss the payment cycle.
5% CashBack Rewards Categories
Another attractive benefit is the 5% Cashback in select categories such as gas, travel, restaurants, etc, which change throughout the year. You’ll get 5% Cashback on up to $1,500 in purchases for each quarter. Anything over the set amount will automatically earn 1%. However, you must sign up either online or through the phone. Here are the Cashback quarterly categories for this 2018 calendar year.
5%-20% ShopDiscover CashBack
Discover is the undisputed winner of online shopping portals for all major issuers. With the Discover It® For Students Card, you have access to ShopDiscover with over 200 online retailers and earn 5% to 20% Cashback. They have the highest Cashback from major retailers such as Sears, Walmart, Target, Groupon, and many more!
Discover It For Students Card Features
- 1% Cashback on all purchases.
- $20 Cashback each school year your GPA is 3.0 or higher for the next 5 years.
- 5% Cashback in categories that change each quarter like gas, restaurants and more-up to the quarterly maximum.
- No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won’t raise your APR.
- Free FICO® Credit Score on statements, online & by mobile app. And 100% U.S.-based service any time.
- New Freeze It(SM) on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.
- Each Discover purchase is monitored. If it’s unusual, you’re alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
- See rates, rewards, free FICO® Credit Score terms & other info by clicking “Apply.”
- Exclusive offer: Double all the Cashback you’ve earned at the end of your 1st year-automatically.
Discover It® For Students is offering all these features and benefits because as a student, we have a lot on our mind and building our credit score is surely not on it. They are hoping those who are student cardholders to be better off throughout college as well as when they grow up because of this great opportunity they are giving young adults to build their credit score.
They are responding to what suites our needs with popular features such as no late fee for the first late payment, no interest rate increased due to a late payment, $20 Cashback for good grades, 1% Cashback for all purchases, and 5% Cashback for rotating categories. With their 100% US-based support staff, you will no longer experience the frustration of calling customer service that you can barely understand.
With all of these features, a generous Cashback rewards program, and the fact that I am a student with this card as well, I personally give the Discover It® For Students Card a 5 Star rating and highly recommend for all my readers who either are students or know one to apply now!
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You'll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year, 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, & % cash back on all other card purchases with no limit to the amount you can earn.
This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost & the 0% introductory APR for 12 months on purchases.