Find the latest Empower.me Bank promotions, bonus and referral offers here.
Empower Bank can help you save and bank better with a help of a financial expert. Their budgeting tools, human coaches and expert tips will help you handle your money like a pro.
Easily track your money, discover savings, and improve your financial standing, Empowers helps people with their financial lives by making money management as convenient and least intimidating as possible.
See our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, Bank of America, BBVA, HSBC, Huntington Bank, Citibank, Ally, and many more.
Empower benefits:
- Automated savings: Stockpile excess cash every week, without lifting a finger.
- Effortless budgeting: Track your spending and cut unnecessary expenses.
- Human coach: Get personalized coaching for any financial challenge you’re going through.
- Smart recommendations: Enjoy proactive tips on how to earn more and uncover extra savings.
- Interest checking: Enjoy 0.25% APY* with no account minimums and no overdraft fees.
- Cash advance: Get up to $150 direct to your bank account. Pay us back later with zero interest.
Continue reading below if you’re interested on learning how to earn a bonus! View more referral promotions here.
(Click here to learn more at Empower)
Current Empower Promotions
Give $10, Get $10 Referral Program

Referral program
As of right now, you can participate in the Empower referral program where you can give, $10 and get $10 just for referring your friends! In order to participate, the referrer must be an active Empower user and the referee must be a new and active Empower user.
- Offer expiration: Limited time offer; while supplies last
- What you’ll get: $10 bonus for both referrer and referees
- Who is eligible: Active Empower subscribers only
- Where it’s available: Empower referral program, See link below
- How to earn it:
- Send your unique referral link to your friends or family
- Your referrals will need to:
- Download the Empower app from the App or Play store using your referral link
- Deposits $10 into an Empower AutoSave account or Empower Checking account within 30 days of signing up
- You both earn the $10 referral/sign-up bonus.
- Offer terms: Referees and referrers who close their Empower accounts before the scheduled reward payout, make a deposit that results in a reversal from their bank, or have Empower accounts that are inactive for non-payment will not qualify for the reward. See full terms here.
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
(Visit the link above to learn more about referral program)
How to Waive the Monthly Fee?
For the first 30 days, you can experience Empower for free. After that, you would pay $6 each month to access all of the beneficial Empower money management features in the app. These features include automated savings, easy budgeting and spend tracking, smart recommendations, a human coach, and so much more!
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Bottom Line
Managing your money can be the easiest thing you can do through Empower. You can earn, save, and spend more wisely with a personalized financial expert in your pocket.
If you are a frequent mobile banking user and are looking to save money then you should consider Empower. However, if you’re interested in physical bank branches and want more account choices then you should look elsewhere.
If you would like to see more, check out our full list of Bank Referrals for all your banking needs.
(Click here to learn more at Empower)
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