Find the latest Financial Partners Credit Union CD Rates, Offers, and Promotions here.
Update 10/29/24: The 4, 7, 8 month specials have slightly decreased in rate but still offering competitive rates.
Best CD Rates: 6.00% APY 8-Month Special, 4.75% APY 4 or 7-Month CD, $1000 Minimum
Availability: Nationwide. Join FPCU through membership in the American Consumer Council.
Credit Inquiry: Soft Pull
About Financial Partners Credit Union
Financial Partners Credit Union is headquartered in Downey, California and was founded in 1937. Since then they have grown to 14 locations, offer CD rates that are 2X the national average, and they have an A health rating.
Financial Partners Credit Union offers a vast array of products including CD options for all of your specific financial needs. If you sign up with them you can be sure to find an account just right for you. You can fund your account via ACH, wire, check, or shared branch transfer.
| Eligibility: Membership in Financial Partners Credit Union is open to anyone through membership in the American Consumer Council, regardless of residency or employment status. Individuals who live, work, attend school, or worship in the California counties of San Diego, Orange, or Los Angeles counties, or the California cities of Alameda or South San Francisco also qualify for membership. Eligibility also extends to members of AARP, as well as employees/retirees/members of nearly 700 Select Employees Groups, including Boeing Aircraft and Missiles Division and Rockwell International. (A full list of SEGs can be found on the credit union’s website.) See current membership details |
Share Certificate Special Offers
| Term | APY Rate | Minimum Deposit |
| 8-Month Special | 6.00% | $5,000 Maximum |
| 4 or 7-Month | 4.75% | $1,000 |
| Minimum Deposit | $1,000 | $100,000 |
|---|---|---|
| Term | APY Rate | APY Rate |
| 3-5 Months | 3.00% | 3.15% |
| 6-11 Months | 3.85% | 4.00% |
| 12-23 Months | 3.50% | 3.65% |
| 24-35 Months | 3.25% | 3.40% |
| 36-47 Months | 3.00% | 3.15% |
| 48-59 Months | 3.00% | 3.15% |
| 60 Months | 3.25% | 3.40% |
*The above rates are accurate as of 10/29/2024*
Financial Partners Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make. The interest is compounded and credited monthly.
With an opening deposit of $1,000, you can invest in a Financial Partners Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $1,000
- Maximum deposit: No Limit
- Early withdrawal penalty: 90 days of dividends
(NCUA Insured)
| Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
| Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
| Quontic Bank CD (Up to 4.25% APY) | |
Financial Partners Credit Union CD Features
- Low minimum balance requirement
- Unlimited number of beneficiaries
- Guaranteed return
- Free online and mobile banking
- High Yield Rate
- Insured by the NCUA up to $250,000
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Bottom Line
Financial Partners Credit Union offers you competitive rates. All you need to do is to pick your CD term, and have a minimum opening deposit of $1,000. You can withdraw your maturing funds via ACH, wire, cashier’s check, or internal transfer. They will give you 10 calendar days grace period before automatic renewal.
While the rates are definitely worth a look, be sure to compare them with the nation’s best using our guides: CD Rates | Savings Rates.
This is a great opportunity to invest in a high-interest CD from Financial Partners Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Financial Partners Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Uh oh, there might be a typo on your end? The 6.5% CD promo is a $5K maximum deposit amount, not a minimum.
And on 9/29/24 the rate has dropped to 6%, which is still great but you still can’t put in more than $5K.
However they are offering 5% on CD’s over $5K which is a good rate right now.
Quote from Hustler blog is:
“Update 9/6/24: There is currently a 6.50% APY 8 month special with just $5k minimum for new members!”
https://fpcu.org/money-saving-rates/certificate-ira-rates