First Progress offers three secured credit cards:
- First Progress Platinum Elite Mastercard® Secured
- First Progress Platinum Select Mastercard® Secured
- the First Progress Platinum Prestige Mastercard® Secured Credit Card
All three are designed to help people who have bad or no credit to build or rebuild their credit score through a positive credit history. Keep in mind that if you’re qualified for one card, you’ll also qualify for the other two.
These cards regularly reports to all three credit bureaus; with responsible credit usage and on-time payments this card could either make or break your credit, so responsible usage is emphasized.
If you’re wondering whether First Progress Mastercard Secured Credit Cards are the right cards for you, continue reading below to learn about its fees and features.
|Chase Sapphire Preferred Card 60K Points*||Citi Premier® Card 60K Points*
|The Platinum Card® from American Express 100K Points*||Capital One Venture Rewards Credit Card 60K Points*|
|American Express® Gold Card 60K Points*||Citi CustomSM Cash Card $200 Bonus*|
|Chase Freedom Flex $200 Bonus*||Chase Freedom Unlimited Card $300 Bonus*|
|Blue Cash Preferred® Card from American Express $300 Welcome Offer*||Blue Cash Everyday® Card from American Express $200 Welcome Offer*|
|Chase Ink Business PreferredSM Card 100K Points*||Chase Ink Business UnlimitedSM Credit Card $750 Bonus*|
|U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus*||Capital One Quicksilver Cash Rewards Card $200 Bonus*|
|Aspiration Zero credit card $300 Bonus*||*Must make minimum spending requirement to earn bonus|
Table of Contents
First Progress Mastercard Secured Cards Summary
|Bonus Available||No sign-up bonus available for this card||No sign-up bonus available for this card||No sign-up bonus available for this card|
|Balance Transfers Intro APR||N/A||N/A||N/A|
|Purchases Intro APR||N/A||N/A||N/A|
|Regular APR||13.99% (V)||9.99% (V)||19.99% (V)|
|Cash Advance APR||19.99% (V)||18.99% (V)||24.99% (V)|
|Credit Needed||Poor/Limited/No Credit||Poor/Limited/No Credit||Poor/Limited/No Credit|
|Monthly Servicing Fee||N/A||N/A||N/A|
First Progress Mastercard Secured Cards Fees
The fees for each card is different depending on the purpose you are using it for, see table above for full list. First Progress’ secured cards doesn’t have a minimum credit score or credit history needed in order to get these cards.
Keep in mind that for each card, an initial refundable security deposit must be made, which can be between $200 and $2,000.
Pay off those small purchases on time and in full each month, and your credit score should start to rise. Make sure that you pay your balance in full each month, which will also help to improve your credit score.
First Progress Mastercard Secured Cards’ Features
- No negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
- No credit history or minimum credit score required for approval**
- Receive your card faster with optional Expedited Processing
- Monthly reporting to all 3 major credit bureaus to establish credit history
- Full-featured Platinum Mastercard, accepted for car rentals, hotels, and millions of other locations worldwide.
- Credit Line Secured by Your Fully-Refundable Deposit of $200 – $2,000 Submitted with Application
First Progress Mastercard Secured Credit Cards are full featured credit cards that reports to all three major credit bureaus every month to help you establish or re-establish your credit history.
For more credit cards options, see our latest list of other best credit card bonuses!
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.