Find the latest Freedom Credit Union CD Rates, Offers, and Promotions here.
Best CD Rates: 60-month (4.86% APY), 48-month (4.60% APY, $500 min/$250k max deposit, new money required.
Availability: DE, MD, NJ, PA, VA, WV, and DC; residents of five SE Pennsylvania counties; more than 290 SEGs. If you are resident of any of those States, simply join American Consumer Council (ACC) to be eligible for membership.
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About Freedom Credit Union
Community-based Freedom Credit Union located in the Greater Philadelphia area, chartered in 1934, is a full-service financial institution that offers a banking alternative to consumers. Freedom Credit Union has over $1.1 Billion in assets and in excess of 70,000 members, operating locations in Abington, Fairmount, Lansdale, Morrell Plaza, and Warminster Pennsylvania.
Eligibility: Headquartered in Warminster, Pennsylvania, Freedom Credit Union’s field of membership (FOM) for residents of Delaware, Maryland, New Jersey, Pennsylvania, Virginia, West Virginia, and the District of Columbia now qualifying through ACC membership. To join using ACC membership, you must either email (memberservices@freedomcu.org) or fax (215.612.5939) your ACC eligibility certificate. See current membership details |
Freedom Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
Term | APY Rate | Minimum Deposit |
6-Month | 4.08% | $500 |
12-Month | 4.08% | $500 |
18-Month | 4.08% | $500 |
24-Month | 4.08% | $500 |
30-Month | 4.08% | $500 |
36-Month | 4.34% | $500 |
48-Month | 4.60% | $500 |
60-Month | 4.86% | $500 |
*The above rates are accurate as of 12/15/2022*
Freedom Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $500, you can invest in a Freedom Credit Union CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $500
- Maximum deposit: None
- Early withdrawal penalty: Terms of 48 to 60 months – 360 days of dividends
(NCUA Insured)
Alliant Credit Union 12-Month Certificate (4.15% APY) | Quontic Bank CD (Up to 4.25% APY) |
Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
Ponce Bank 3-Month CD (4.20% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
Rising Bank 6-Month CD (4.70% APY) | Rising Bank 12-Month CD (4.40% APY) |
Sun Canyon Bank 11-Month CD (3.98% APY) |
Freedom Credit Union Save to Win CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
- Chance to enter in prize raffle
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $500.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Freedom Credit Union does have competitive rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
This is a great opportunity to invest in a high-interest CD from Freedom Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Freedom Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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