Find an updated list of Frontwave Credit Union promotions, bonuses, and offers here.
Update 5/2/25: The prior $200 checking offer has been reduced to $100 available for a limited time. There is also a $100 referral bonus available.
About Frontwave Credit Union Promotions
Frontwave Credit Union is headquartered in Oceanside, California, and was established in 1952. Since then they have opened 14 new locations, offer CD rates that are 3X the national average, and have an A+ health rating. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
| Eligibility: Frontwave Credit Union is open to those who live, work, or worship in the California counties of Riverside, San Bernadino, or San Diego. Immediate family members of current Frontwave Credit Union members also qualify. See current membership details |
I’ll review the Frontwave Credit Union Promotions below.
Frontwave Credit Union $100 Checking & Savings Bonus
Frontwave Credit Union is offering a $100 bonus when you open a new Checking account and savings account.
- What you’ll get: $100 bonus
- Account Type: Checking and Savings Account
- Availability: CA
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None, cash advance in branch
- Monthly Fees: None
- Early Account Termination Fee: Six months, bonus forfeit.
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open Primary Checking and Savings (approval required), enroll in e-statements and
- Set up a recurring direct deposit or ACH of $1,000+ within 90 days of account opening (internal transfers excluded).
- Ensure that this $1,000 direct deposit or ACH occurs within a single 30-day period during the first 90 days after account opening.
- Promotion Terms & Eligibility. Available to qualifying new members 18+ who open a Frontwave Checking and Savings account. Excludes Frontwave employees and volunteers. Other restrictions may apply. Incentive limited to one per new member. Frontwave may modify or cancel this offer without notice at any time. Incentives will be credited to a dividend-bearing savings account within 120 days, provided accounts remain in good standing. A 1099-INT will be issued for tax reporting purposes.
- Qualifications & Payment. To earn $100: Open Primary Checking and Savings (approval required), enroll in e-statements and set up a recurring direct deposit or ACH of $1,000+ within 90 days of account opening (internal transfers excluded). Ensure that this $1,000 direct deposit or ACH occurs within a single 30-day period during the first 90 days after account opening.
- To earn $125: Fund or refinance a new or used auto loan ($15,000+) or take out a personal loan ($3,000+) within 90 days. Personal lines of credit and existing Frontwave loans are excluded. Subject to credit approval.
- Referral Process & Account Requirements. If you were referred to Frontwave by a friend, make sure to include the referrer’s full name and account number on your new member application. If added later, the incentive will not be awarded. Both the referrer and the new member must have a Frontwave savings account to receive the incentive. If either party does not meet this requirement, the incentive is forfeited.
Frontwave Credit Union $100 Referral Bonus
Earn a $100 bonus at Frontwave Credit Union!
Frontwave Credit Union is offering a $100 bonus when you refer a friend or family member for a new Checking account.
- What you’ll get: $100 bonus
- Account Type: Checking and Savings Account
- Availability: CA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None, cash advance in branch
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Get $100 when you refer a friend or family member to open a free Checking and Savings Account.
- To receive the $100 referral reward, the referring member must have an existing Frontwave account in good standing.
- The referral reward will be deposited into the referrer’s account once the new member opens a Checking and Savings account on the same day.
- Promotion Terms & Eligibility. Available to qualifying new members 18+ who open a Frontwave Checking and Savings account. Excludes Frontwave employees and volunteers. Other restrictions may apply. Incentive limited to one per new member. Frontwave may modify or cancel this offer without notice at any time. Incentives will be credited to a dividend-bearing savings account within 120 days, provided accounts remain in good standing. A 1099-INT will be issued for tax reporting purposes.
- Qualifications & Payment. To earn $100: Open Primary Checking and Savings (approval required), enroll in e-statements and set up a recurring direct deposit or ACH of $1,000+ within 90 days of account opening (internal transfers excluded). Ensure that this $1,000 direct deposit or ACH occurs within a single 30-day period during the first 90 days after account opening.
- To earn $125: Fund or refinance a new or used auto loan ($15,000+) or take out a personal loan ($3,000+) within 90 days. Personal lines of credit and existing Frontwave loans are excluded. Subject to credit approval.
- Referral Process & Account Requirements. To qualify, the referrer’s full name and account number must be included on the new member’s application at the time of submission. If added later, the incentive will not be awarded. Both the referrer and the new member must have a Frontwave savings account to receive the incentive. If either party does not meet this requirement, the incentive is forfeited.
Frontwave Credit Union $100 Checking & Savings Bonus (Expired)
Frontwave Credit Union is offering a $100 bonus when you open a new Checking account and savings account.
- What you’ll get: $100 bonus
- Account Type: Checking and Savings Account
- Availability: CA
- Direct Deposit Requirement: Yes, $250+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None, cash advance in branch
- Monthly Fees: None
- Early Account Termination Fee: Six months, bonus forfeit.
- Household Limit: None
(Expires 12/31/2023)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To receive $100 checking bonus, members must meet the following requirements:
- Open a new Frontwave Primary Checking account with a VISA debit card and Savings account;
- Deposit a minimum of $100 into Checking and deposit a minimum of $5 into Savings at account opening;
- Sign up for eStatements; and
- Have one or more direct deposit(s) with a minimum of $250 made into new Savings or Checking account within 60 days of account opening.
- After receipt of the direct deposit into the account, the $100 bonus will be deposited into the Savings account as a dividend adjustment within 120 days of account opening.
- Simply enter promo code NEW100 to get started today!
- To receive $100 checking bonus, members must meet the following requirements: 1) Open a new Frontwave Primary Checking account with a VISA debit card and Savings account; 2) Deposit a minimum of $100 into Checking and deposit a minimum of $5 into Savings at account opening; 3) Sign up for eStatements; and 4) Have one or more direct deposit(s) with a minimum of $250 made into new Savings or Checking account within 60 days of account opening. Direct deposit(s) must be an electronic deposit of a paycheck, pension or government benefits (i.e. Social Security) from your employer or government.
- After receipt of the direct deposit into the account, the $100 bonus will be deposited into the Savings account as a dividend adjustment within 120 days of account opening.
- Bonus subject to tax reporting.
- Offer valid for accounts opened between 1/1/23 and 12/31/23.
- Limit one $100 bonus per unique Social Security Number per 12-month period.
- Bonus is not available to existing members with a Frontwave Checking and/or Savings account, nor to Frontwave employees.
- Offer not available to those with fiduciary accounts or those whose accounts have been closed within 90 days with a negative balance.
- Limited time offer; program subject to change without notice.
- Membership and credit subject to approval.
- Serving everyone in San Bernardino, San Diego, or Riverside counties.
- Cannot be combined with any other offer.
- Restrictions may apply.
How to Waive Monthly Fees
- Primary Checking: No monthly fees
- Teen Checking: No monthly fees
- Dividend Checking: $5.00 monthly, can be waived if:
- 55+ years old OR
- A $1,500 daily balance is maintained
- Savings Account: No monthly fees listed
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Bottom Line
Frontwave Credit Union is offering great promotions with easy requirements. With services such as online banking, you can sure your money is secure. Be sure to apply for these while you still can today!
Additionally, your feedback is highly appreciated and makes our site even better!
*Finally, remember to check back at this page for updated Frontwave Credit Union promotions, bonuses, and offers.
While they have generous bonuses, Frontwave Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare Frontwave Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
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