If you purchases a new car recently, chances are it may have came with a free trial of Sirius XM. Sounds great, huh? Especially since it typically 6 months of free service.
Pretty good way to get you hooked and soon after, you will have to pay for the service for it to continue!
Not a bad thing, but there’s definitely a way to reduce what you pay. Because is $10.99 – $20.99 a month worth the service? That’s up to $250+ per year spent using the service.
Even if you cut down but a fourth or even half, think about what more you could do with those savings!
Note: I recommend using the Wells Fargo Propel card to pay for your Sirius XM subscription as you can earn points back for this popular streaming service.
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Table of Contents
What is Sirius XM?
Sirius XM is a satellite radio service that is used in car – in addition, you’re able to stream using your tablet, computer, or phone with a select subscription.
Sirius XM offers commercial-free music, comedy, live sport, news, and talk entertainment via satellite for your tablet, car, and phone all at the convenience of your fingertips!
You’ll get access to numerous channels that consists of music, news, comedy, sports talk, and more!
Three Subscription Tiers for SiriusXM:
- Premier Streaming: You get the basic subscription will give you 80+ channels of great music, but doesn’t give you sports, comedy channels, or online streaming.
- Select: You get over 140 channels of music, sports and comedy but no internet streaming to stream in the car. Get commercial-free music channels, exclusive artist-dedicated music channels, 24/7 comedy channels, & a selection of play-by-play channels.
- All Access: You get their top of the line option with every one of their 140+ channels in-car & 200+ channels to online stream from your phone, tablet, or computer.
Helpful note: You’re able to manage your Sirius XM account 24/7 online. You’re able to get in touch with SiriusXM customer service at 1-866-635-2349 from 8AM – 10PM ET Monday-Friday (8AM – 8 PM ET on Saturday & Sunday).
How To Negotiate The Best Sirius XM Deal
Below are steps you can take to help lower your service bill.
To start off, research the current Sirius XM promotions going on and decide which plan best suits your needs and wants. Then you’ll be able to use this as a negotiating factor. Now, simply call and ask for the retention department.
Once you’re on the phone with the retention department rep, start mentioning how much you enjoy and love the service and want to continue the service, but you feel like you’re not okay with the price you’re paying.
This is when the rep may throw a few offers out to you. Keep an open ear for the offers, but definitely do not accept the first offer. Deny the first few offers.
Be sure you have a calculator so you can divide the offered price with the number of months to find out how much you’ll be paying monthly.
In summary, the offer you should get is 5 months of service for $25. This is the lowest offer possible that you can get. Once you receive this offer and accept, the rep will go over some terms & conditions along with some disclosures. Now you can enjoy your service without having to pay full price!
Now, if you come across a rep that does not offer that deal, stand your ground. Do not give up and simply try again a few minutes after hanging up.
Thank the rep for their time and call back and follow the same procedure again until you get the offer. If you end up not receiving the offer, simply cancel the service and you should receive offers via email/mail to become a member again.
Those offers may even be lower than what the reps offered you – once you get offered a deal that you are happy with, sign up again! Hope you the best of luck in receiving the best deal possible!
Helpful note: It’s a good idea to take note of your expiration date. If you do not, your subscription plan will renew at current price (probably more than you are willing to pay). Set an alert & mark it on your calendar. That way, you can contact Sirius XM to negotiate to get the best deal again. If you do not receive the offer you desire, simply cancel the service. Then, wait for new offers to be presented to you via email or email. Contact the billing department and ask them to remove your card from their file (you have the right to do so), so you will not be charged automatically after your promotional offer has ended.
Bottom Line
Sirius XM is definitely entertaining – whether you use the service to listen to music, catch up on the news, listen to a podcast, etc, Sirius XM is surely a fantastic service. However, before you pay full price for satellite radio, definitely give these tips a try to help you save money!
Sometimes, all it takes is a phone call and a few minutes of your time to get the best deal possible! If you’re looking to maximize your savings, be sure to check out the best credit cards or more ways to save money online!
(Visit SiriusXM to view deals)
Best Credit Cards for Streaming Services
 The Blue Cash Preferred® Card from American Express offers a $250 statement credit after spending $1,000 in purchases on your new Card within the first 3 months. You'll earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. In addition, you'll earn 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses & more. The card does come with a $95 annual fee. (See Rates & Fees) |
 The Wells Fargo Propel American Express® Card offers 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value. You'll earn 3X points for: • eating out and ordering in • gas stations, rideshares and transit • travel including flights, hotels, homestays and car rentals • on popular streaming services • 1X points on other purchases This card comes with no annual fee. |
 The U.S. Bank Cash+TM Visa Signature® Card offers new cardmembers a $150 bonus after spending $500 in eligible net purchases in the first 90 days of account opening. You'll be able to earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. In addition, 2% cash back on your choice of one everyday category, like gas stations or grocery stores; 1% cash back on all other eligible net purchases. All with no limit on total cash back you can earn. This card comes with no annual fee. |
I got All Access for $4.99/month + tax for 12 months plus an Echo Dot. I had to turn down a couple of other offers first. I hate this dog and pony show.
Thats the sort of deal I’m looking for…I was offered $8.25 + fees and taxes per month. Waiting for an email with better offer, or I’ll just go without for a while.
I was able to get Sirius XM Select for $5 per month plus taxes for 12 months by selecting the cancel subscription option within my SiriusXM account from SiriusXM’s website.
Is it the the full select for $60 or the select lite? I thought I was getting select with streaming, turns out it was just for the car. When I checked my account online I noticed it said select lite.
07/25/2020 Text messaging dept.
All access 1 year
$136.00 total
Account since 2006
I’ll try to do better next year.
Hi I just renewed my Select account for $60 per year including fees. I had the stand firm on cancelling a couple of back and forts with the agent but only took about 5 minutes.
Had the all access plan. They wanted $320 to renew. Called, got the Select plan for $60 a year plus the Echo Dot. I’m a long time customer and I would have cancelled had they not given me the deal. Also got the $2 for 3 months all access for my husband whose first 3 free months is expiring in the next few days. Will probably call in May to cancel or get him the select deal too. $5 a month is okay – more than that is just outrageous.
was on the last day of 1 year for $60 on 3 cars. The best they would go is $60/yr + fees -> $77.81. Could not get them to budge, so cancelled. Have been a customer since 2007.
$62.XX for 6 months of All-Access. Had the deal before and they just extended. It was the first offer they gave me.
FYI – I just called the retention dept. (if there really is one…), and got the 60 a year including royalty, taxes, tips…whatever else they throw on. Took less than five minutes. I do note that their standard fee has dropped from over 200 to around 150, according to their most recent email to me. Makes you wonder how many are paying that amount. Now if I could only figure out a way to do this with Comcast….
Haven’t seen any postings for awhile. Anyone have a recent experience? My Sirius expires in a few weeks, so I wonder what the bargaining point is. Last I saw, it was around $60 for a year.
I just renewed All Access for $120/year, which includes all fees and taxes. They first made several other offers, and I kept saying no. I never give a credit card number, so they cannot automatically charge my card at a higher rate if I forget to renew when the 12 months expire. They are snail mailing me a paper bill.
Thank you guys so much! Just from reading this article and the comments, I was able to get my renewal at the $60/year for the XM Select Lite plan when I mentioned “my friend” got this deal. They weren’t able to waive the royalty fees, but I am ok with it. I only listen to a handful of channels anyways and don’t need the All Access plan.
A couple of other comments:
-When you call to renew or establish, ask for the Retention Department. You’ll get someone in North America. I’ve gotten CSRs in Canada and Nebraska in the past
-NEVER, EVER, give your credit card. Go to Best Buy (or bestbuy.com), and buy gift cards and put them in your online account. When you call to negotiate, the funds are already there. Anything left is used for the next renewal.
-Remember to call about a month before the AUTOMATIC renewal date, and you won’t pay the $2.00 invoice fee for non-credit card billing.
I’ve been doing this for at least five years and it always works. By the way, in case anyone is wondering, the car dealer where I bought my car told me this procedure.
Thanks for your information!
Just to further clarify. Buy Sirius XM gift cards at Best Buy, these cards have no “fee” like the Visa pre-paid cards, and never expire. They come in amounts of $15, $30, and $50. So for All-Access, get three $50.00 cards, and use to get the discounted price. Leftover can be used next time. The advantage to this is you don’t have a credit card on their system.
Another thing the author stated was to cancel the account, and then call back. I guarantee you, as soon as you say that you’re cancelling the account, the offers will start. I’ve never had to cancel and call back, they always come back with an offer.
Wish that worked for me. The last 2 renewals they refused to deal and I had to cancel. Within a month you get a renewal offer in the mail but I’ve never gotten one over the phone.
Me too so I cancelled. Within a month, I received several offers. The last one is for 12 months at $4.99. Why don’t they deal with you right then and there instead of jumping through the hoops.
Did you ask for the “Retention Department”? It may take couple of “holds”, but insist on someone in North America.
Called today, told them I saw they were offering 3 month free promotion extension, it’s actually $2 for the 3 months, but nothing better than that. Made reminder on my phone to call the day before the renewal date, and will go thru the 90 second process with them again.