Available in qualifying states, M&T Bank is offering up to a 1.25% APY guaranteed for 3 months with a minimum opening deposit of $10,000. To earn at this competitive rate, just maintain the opening deposit for a balance of $10,000 which will also waive the monthly maintenance fee. With a MyChoice Money Market account earn a great tiered rate with overdraft protection, check writing capabilities, and much more. Open your account today to enjoy this great introductory offer by visiting a local branch, phone call, or online!
Table of Contents
M&T Bank Account Info:
- Sign up Offer
- Account Type: MyChoice Money Market account
- Interest Rate: 1.25% APY
- Minimum Balance: $10,000
- Maximum Balance: $100,000
- Availability: CT, DE, FL, MD, NJ, NY, PA, VA, WV (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Soft pull
- Opening Deposit: $10,000
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: None
- Monthly Fee: $15 maintenance fee that will be waived if either a $2.5k minimum daily balance is maintained or an eligible M&T checking account exists
- Additional Requirements: See below for details
- Closing Account Fee: None
- Insured: FDIC
How to Receive M&T Bank Rates:
- Open a MyChoice Money Market account from M&T Bank with an opening deposit of $10,000.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account in new money – Transfer funds electronically from an internal account here or an external account at another bank.
| Balance to Earn | Introductory Rate | Regular APY |
| $1 – $9,999 | 0.15% | 0.06% |
| $10,000 – $999,999 | 1.25% | 0.34% – 0.35% |
| $1,000,000+ | 0.45% | 0.15% |
Why You Should Sing Up For This Account:
- Interest is compounded daily and paid monthly
- Automatically waive monthly fees by maintain the qualifying rate balance
- Conveniently manage accounts in branch, online and on your phone
- Online alert tools that may help keep you informed and in charge of your accounts
- Save more with direct deposit and M&T’s Easy Save for automatic transfers
- FDIC insures your funds up to $250,000
Bottom Line:
Check out this offer from M&T Bank. When you open a MyChoice Money Market account you can earn up to 1.25% APY that’s guaranteed for the first 3 months! This rate is great for balances over $10,000 and for those wanting to avoid monthly fees. With online access through your phone or computer, you can get updated account information and have security in federally insured funds. It takes just minutes, so open an account online today! For more bank offers, see the complete list of Best Bank Rates!
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