The M&T Business Rewards Credit Card has an offer of 10,000 bonus points when you spend $500 within the first 90 days. According to M&T Bank, this welcome offer is worth $100 when redeemed for cash. With the M&T Business Rewards Card, you’ll earn 1.5% unlimited cash back on all purchases.
Consequently, this is a good fit for business owners who are looking for simple and easy rewards for their company spending. Furthermore, if you’re looking for a credit card that earns you great rewards and bonuses, be sure to check out our compiled list of best credit card bonuses & promotions!
|Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months.||Citi Premier® Card 80K Points after $4,000 spend within 3 months
|The Platinum Card® from American Express 80K Points after $6,000 spend within 6 months||Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months|
|American Express® Gold Card 60K Points after $4,000 spend within 6 months||Citi CustomSM Cash Card $200 Bonus after $750 spend within 3 months|
|Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months||Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy (on up to $20K spent in the first year) - worth up to $300 cash back!|
|Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 spend within 6 months||Blue Cash Everyday® Card from American Express $250 Welcome Offer up to $150 back when you shop with PayPal & $100 back as a statement credit after $2,000 spend.|
|Ink Business Preferred® Card 100K Points after $15,000 spend within first 3 months||Ink Business Unlimited® Credit Card $900 Bonus after $6,000 spend within 3 months|
|U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus after $1,000 spend within 90 days||Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months|
Table of Contents
M&T Business Rewards Credit Card
|Bonus Available||Get 10,000 bonus points after making $500 in purchases during the first 90 days from account opening.|
|Ongoing Rewards/Benefits||Earn unlimited 1.5% cash back on every purchase.|
|Foreign Transaction Fees?||No|
|Annual Fee||$0 + free employee cards|
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M&T Business Rewards Card Bonus Points Offer
Be sure to take advantage of the M&T Business Rewards card’s bonus points offer of 10,000 bonus points. These bonus points are valued to be at around $100. Furthermore, you must charge at least $500 to your card within the first 90 days from account opening.
Consequently, here are some tips & ideas on how to reach the spending limit:
Earning M&T Business Rewards Points
Although advertised as a cash back card, you’ll be earning points with the M&T Business Rewards card. Consequently, you can use for cash back and other redemption options (more on that later).
The M&T Business Rewards card keeps things super simple. In addition, it earns a flat rate of 1.5 points for every $1 you spend on all card purchases. Furthermore, there is no cap to how many points you can earn.
Redeeming M&T Business Rewards Points
Similar to many other rewards cards, the value of your points depends on how you spend them. Consequently, when it comes time to redeeming your Rewards points, you have a variety of options, which include:
- Direct deposits into an M&T Bank account
- Statement credits
- Gift cards
- Airline travel
M&T Business Rewards points have a consistent value of $0.01 each when you use them towards cash back, gift cards, or airfare. Merchandise redemption vary greatly and consequently could be worth more or less than $0.01 per point.
M&T Business Rewards Card Availability
Unfortunately, you must apply for the M&T Business Rewards card in person at an M&T Bank branch. In other words, this card is limited to within the issuer’s network. That includes:
- New Jersey
- New York
- Washington D.C.
- West Virginia
If you aren’t located in one of the following states, you may want to consider other business credit card options.
The M&T Business Rewards credit card is a good fit for companies that operate within M&T Bank’s reach and don’t mind sacrificing a little bit of value for simplicity.
But if you’re looking for a better return, you’ll want to consider other business rewards cards. Furthermore, be sure to also check out our compiled list of credit card bonuses for all your credit card needs! To sum up, check out our compiled list of M&T bank promotions!