Check out the M&T Visa Credit Card with Rewards because they have an offer for 10,000 bonus points when you spend a minimum of $500 within the first 90 days of your account opening. M&T Bank states that this welcome offer is worth $100 when you redeem it for cash. Due to the card’s $0 annual fee, this card’s welcome offer is fair.
The M&T Visa with Rewards card is a basic, simple card for people who want easy rewards. This card will earn you an unlimited rate of one point for every dollar spent on all purchases made.
|Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months.||Citi Premier® Card 60K Points after $4,000 spend within 3 months
|The Platinum Card® from American Express 80K Points after $6,000 spend within 6 months||Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months|
|American Express® Gold Card 60K Points after $4,000 spend within 6 months||Citi CustomSM Cash Card $200 Bonus after $750 spend within 3 months|
|Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months||Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy (on up to $20K spent in the first year) - worth up to $300 cash back!|
|Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 spend within 6 months||Blue Cash Everyday® Card from American Express $250 Welcome Offer up to $150 back when you shop with PayPal & $100 back as a statement credit after $2,000 spend.|
|Ink Business Preferred® Card 100K Points after $15,000 spend within first 3 months||Ink Business Unlimited® Credit Card $900 Bonus after $6,000 spend within 3 months|
|U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus after $1,000 spend within 90 days||Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months|
*Check out M&T Bank bonuses for Checking & Savings accounts.
Table of Contents
M&T Visa Card with Rewards Summary
|Bonus Available||Get 10,000 bonus points after making $500 in purchases during the first 90 days from account opening.|
|Ongoing Rewards/Benefits||Earn an unlimited 1 point per $1 spent on every purchase.|
|Foreign Transaction Fees||3%|
(Visit M&T Bank for more details)
M&T Visa Card 10,000 Bonus Points Offer
Get the M&T Visa with Rewards card’s 10,000 bonus points offer worth $100 when you redeem it for cash. To qualify for this offer, you must charge at least $500 to your card within the first 90 days from opening your account.
Here are some ideas of meeting the minimum spending requirement:
Earning M&T Visa with Rewards Points
With the M&T Visa Card with Rewards, the rewards earned are very simple to use and earn. With this card you will earn a flat rate of one point for every dollar you spend on all card purchases. A nice perk is that there is no cap to how much you can earn.
Redeeming M&T Visa with Rewards Points
Similar to other rewards cards, the value of your points depends on how you decide to use them. You have a wide range of options to choose from when you decide to redeem your M&T Visa with Rewards points such as:
- Direct deposits into an M&T Bank account
- Statement credits
- Gift cards
- Airline travel
To get the most out of your M&T Visa with Rewards points, you should use them towards cash back, gift cards or airfare. Each point is valued at around $0.01 each, which is the industry average. Merchandise purchases might devalue your points, but it will depend.
M&T Visa Card with Rewards Availability
To apply for the M&T Visa Card with Rewards, you must go to an M&T Bank branch in person. This card is limited within the issuer’s network and is only available in:
- New Jersey
- New York
- Washington, D.C.
- West Virginia
The M&T Visa Card with Rewards is a great credit card for people who want easy to use and simple rewards. For a no annual fee card, the welcome bonus is pretty decent. Additionally, you can earn 1% cash back on all of your card purchase, so no matter the category, you will get something back.