Find the latest Mutual Security Credit Union promotions, bonuses, and offers here.
They are currently offering a $250 bonus when you open a new checking account and a $25 referral bonus.
About Mutual Security Credit Union Promotions
Since 1954, they’ve taken great pride in helping their members along every step of their journey. The benefits of a MSCU membership extend far beyond great bank bonuses, CD rates, bank rates, and sound financial advice from knowledgeable professionals. When you bank with MSCU you’re part of a movement to influence positive change.
- Availability: CT (Bank Locator)
- Routing Number: 221174508
- Customer Service: 1-800-761-2400
Eligibility: To be eligible for membership in Mutual Security Credit Union you must be an individual or entity qualifying within Mutual Security Credit Union’s field of membership and must satisfy the membership qualifications as set forth in our Bylaws. For more information on the qualifications, please see the Full Membership Requirements. |
We will review the current Mutual Security Credit Union promotions below.
Mutual Security Credit Union $100 Checking Bonus

Earn a $100 bonus at Mutual Security Credit Union!
Mutual Security Credit Union is offering new members a $100 bonus when you open a new checking account and meet the requirements.
- Account Type: Enhanced or Elevated Checking Account
- Availability: CT
- Direct Deposit Requirement: Yes
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: Varies
- Early account termination fee: Unknown
- Household limit: Unknown
(Expires October 1, 2021)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn $100 Checking Bonus
- Open an Elevated or Enhanced Checking account and establish direct deposit and activate a MSCU debit card within 90 days of opening.
- Fully Managed Identity Theft Recovery
- Access to credit monitoring, reports, and scores
- Access to travel, dining, and shopping discounts
- Mobile Phone Coverage
- VISA Debit Card
- eStatements
- And more!
- Enhanced Checking: There is a $8 monthly maintenance fee
- Elevated Checking: There is a $6 monthly maintenance fee
- Offer only eligible on new Enhanced or Elevated Checking accounts opened between 04/01/2021 and 10/01/2021. Not valid for existing account holders. $100 will be deposited into the checking account after ninety (90) days of establishing direct deposit and activating MSCU Debit Card. Offer may be withdrawn at any time without notice. **For more information and additional account perks, visit our website at www.mscu.net/checking, contact us at 800.761.2400, or visit any of our convenient locations. Elevated Checking requires no minimum balance and there is a $8 monthly maintenance fee. Enhanced Checking requires no minimum balance and there is a $6 monthly maintenance fee. Other terms and conditions apply. Some features require activation.
(Expired) Mutual Security Credit Union $250 Checking Bonus

Earn a $250 bonus when you open a checking account.
When you open a checking account and meet the requirements, you can receive a $250 bonus.
- Account Type: Checking Account
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown, Let us know
- Opening Deposit: None listed
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: $4, see below how to waive
- Closing Account Fee: None listed
(Expires November 17, 2019)
BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) |
How To Earn $250 Checking Bonus
- Open a MSCU checking account with direct deposit at the new Norwalk branch
- Maintain an average monthly balance of $5,000 for 3 months
- 24/7 Access — withdraw cash at any one of over 60,000 Surcharge-Free ATMs
- Mobile Deposit — deposit checks quickly with the snap of a photo
- Secure Banking at Home or On-the-Go —manage your account online or on your mobile device
- Advantage Checking: $4, Fee waived for those 65 or older, or for anyone with a minimum daily balance of $5,000 or more.
- Classic Checking: $4, Fee may be reduced or eliminated based upon qualification of account terms.
- Offer only applicable to new memberships opened at MSCU Norwalk with checking accounts.
- Not valid for existing account holders.
- $250 will be deposited into the checking account after ninety (90) days of establishing direct deposit and maintaining an average monthly balance of $5,000.
(Expired) Mutual Security Credit Union $25 Referral Bonus

Refer a friend to MSCU and earn a $25 bonus.
When you refer a friend to open a checking account, both of you can receive a $25 bonus.
- Account Type: Checking Account
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown, Let us know
- Opening Deposit: None listed
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: $4, see below how to waive
- Closing Account Fee: None listed
(Expires November 17, 2019)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn $25 Referral Bonus
- Refer a friend to Mutual Security Credit Union
- Get $25 for you and $25 for your friends when they open a checking account at our Norwalk location.
- Referred members must inform staff who referred them upon account opening for referring friend
- 24/7 Access — withdraw cash at any one of over 60,000 Surcharge-Free ATMs
- Mobile Deposit — deposit checks quickly with the snap of a photo
- Secure Banking at Home or On-the-Go —manage your account online or on your mobile device
- Advantage Checking: $4, Fee waived for those 65 or older, or for anyone with a minimum daily balance of $5,000 or more.
- Classic Checking: $4, Fee may be reduced or eliminated based upon qualification of account terms.
- Bonus of $25 will be credited to the accounts of you and the friend who referred you approximately sixty (60) days after new account is opened at MSCU Norwalk.
- Accounts must be open and in good standing at time of payout to receive bonus.
- There is no limit to the number of people an existing member can refer.
- There is a maximum limit of 10 “qualified” referrals which result in a Referral Bonus Deposit (“RBD”) and there is a maximum Referral Bonus Deposit amount of $250 per existing member household.
- Employees and board members of Mutual Security Credit Union are ineligible to participate and will not earn Bonus Deposits for referrals.
- Offer may be withdrawn at any time and is void where prohibited.
- Member can only be referred by one other member.
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Bottom Line
Be sure to take advantage of these generous promotions at Mutual Security Credit Union while they last. However, before you open an account, be sure to check with a CSR to see if it triggers a hard or soft pull.
Additionally, feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Furthermore, check back on this page for updated Mutual Security Credit Union promotions, bonuses, and offers.
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