Available for residents of New York, NEFCU has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. NEFCU is now offering a wide variety of great rates! Right now, they are offering a 2.75% APY 18-Month Penalty Free CD.
By joining NEFCU and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account. All you need is $1,000 to open the account. If you are interested, make sure to read on to learn more about NEFCU’s wide array of CDs or visit any branch now and open your CD today!
Eligibility: Membership extend to those who live, work, or attend school in Nassau and/or Suffolk Counties. Check out their Eligibility Requirements to see all of the possible ways to join!
| Service Credit Union | 4.25% APY 9-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Live Oak Bank | 4.10% APY 12-Month CD | Review |
| Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Discover Bank | Up to 4.00% APY CD | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
NEFCU CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! NEFCU ’s Best CD Offer pays the highest APY rate of 2.75% on their 18-Month Penalty Free CD. NEFCU wants to make you feel supported and helps gain control of your hard earned funds. If you’re interested in earning a higher rate than a traditional savings account than make sure to check out the CD rates below.
CD Rates Specials:
| Term | APY Rate | Minimum Deposit | How They Compare |
| 18-Month | 2.75% | $1,000 | Best 18-Month CD Rates |
Certificates of Deposits Rates:
| Term | APY Rate | Minimum Deposit |
| 3-Month | 0.30% | $1,000 |
| 6-Month | 1.25% | $1,000 |
| 12-Month | 2.00% | $1,000 |
| 18-Month | 2.75% | $1,000 |
| 24-Month | 2.15% | $1,000 |
| 36-Month | 3.00% | $1,000 |
| 48-Month | 2.30% | $1,000 |
| 60 Month | 2.75% | $1,000 |
CD Features:
- Automatically renews
- No monthly maintenance fee
- A low $1,000 minimum
- NCUA Insured up to $250,000
Bottom Line:
Whether you are interested in a short term or long term CD, look no further than NEFCU. Currently, they are offering you standard and special CD rates like their 18-Month Penalty Free CD with 2.75% APY. All you need to do is to pick your CD term and watch your money grow.
Also, you can have peace of mind knowing that NEFCU is insured up to $250,000 by the NCUA. So sign up for a CD and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
 The Chase Sapphire Preferred® Card offers 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
Are you aware that NEFCU is currently offering an 18-Month Penalty-Free CD at 2.75% APY?
I’m told this is a limited time offer so you may wish to hurry (that is, if you want to do it at all).
Thank you