In order to be able to transfer money from one account to another, a routing number is needed to settle the transaction. If you’re not sure on what your Ocean First Bank routing number is or where to find yours, continue reading below to see what it is and where you can find it.
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Ocean First Bank Routing Number
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What is a Routing Number?
A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.
Routing numbers are used for many different ways, such as check ordering, online bill pay and, of course, wire transfers.
Can banks have multiple routing numbers?
Yes, certain banks can have multiple routing numbers for geographic reasons. For example, banks like Wells Fargo and Citibank have different routing numbers for different states and for functionality.
But for Ocean First Bank, you’ll only be using one routing number for setting up a domestic wire transfer or paying a bill online.
How to find a Routing Number on a check?
The routing number will be printed along with the account and check numbers. You can find it at the bottom-left corner of the check.
What is the Routing Number for International Transfers?
If you are needing to receive a transfer from overseas, you’ll need to provide the sender with a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code. SWIFT codes are routing numbers for international transactions between banks. They have eight to eleven digits with letters and numbers, unlike the routing number.
For example, if you work overseas and want to send money from your international account to a US, you’ll need a SWIFT code. Just call your bank or visit its website to find the SWIFT code for an international wire transfer.
However, not all banks participate in the SWIFT system and Ocean First is one of them. To receive an international wire from a foreign bank, you’ll have to go through an intermediary bank.
Routing numbers are nine-digit codes that enables banks to identify the location of your bank account. It’s important to know what your Ocean First Bank routing number is for certain transactions.
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