Find out more about Quontic Bank High-Interest Checking account here.
Available nationwide, Quontic Bank is offering up to 1.01% APY with their High-Interest Checking account.
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About Quontic Bank High-Interest Checking
In 2009, Steven Schnall purchased Golden First Bank with the vision to create a financial institution built upon a solid foundation of excellence and service. Upon acquisition, Schnall gathered a new team of experts, invested fresh capital, and renamed the institution Quontic Bank, meaning “real” quality.
Continue on to learn more about the Quontic Bank High-Interest Checking Account below.
Quontic Bank Rewards Checking Rate
Residents nationwide can earn the industry leading rate on their funds. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- What you’ll get: Up to 1.01% APY
- Eligible Accounts: High-Interest Checking Account
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Where it’s available: Nationwide
- Opening Deposit: $100
- Credit Card Funding: None
- Monthly fee: None
(NCUA Insured)
How To Earn Up to 1.01% APY Rate
- Open a High-Interest Checking account at Quontic Bank
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
| Balance Requirement | APY Rate |
| $0 – $100,000 | 1.01% APY |
| $100,000.01 – $250,000 | 0.65% APY |
| $250,000.01+ | 0.35% APY |
Account Features
- Digital Banking
- Unlimited debit transactions
- Competitive dividends
- No monthly fees
- Surcharge-Free ATMs
Alternative Rewards Accounts To Consider
 Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use Promo Code “Lucky” for a $100 bonus! • Up to 1.25% APY • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Zero Minimum Balance Requirement • Only $50 to open an account |
 With the Discover Checking Account: • Cashback – Earn 1% cash back on up to $3,000 in debit card purchases each month • No. Fees. Period. That means you won’t be charged an account fee on our Cashback Debit account. • Early Pay – Get your paycheck up to two days early with no charge • No credit impact - You can apply without affecting your credit score. • Fraud Protection - You’re never responsible for unauthorized debit card purchases. If you suspect someone else has used your debit card without your permission, let us know. • Apply in minutes - Applying for a Cashback Debit account is simple and fast. • Fee free overdraft protection |
Bottom Line
This is a great account to take advantage of with a fantastic rate. Enjoy a competitive APY with no monthly fees and no minimum deposit. However, if you are interested, check out other promotions that you can find on our site Hustler Money Blog.
Lastly, let us know about your experience with this bank and comment below.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Quontic Bank’s High-Interest Checking Account.
No hard credit pull, just opened an account today. Very smooth process, no hiccups.
A plus is Quicken download and the nice rate up to large balances
Still waiting to find out how easy and faster ACH transfers are.
Slight negative is the minimum $10 for debit card transactions that count toward the 10 transaction per month requirement.