Find out more about Quontic Bank High-Interest Checking account here.
Available nationwide, Quontic Bank is offering up to 1.10% APY with their High-Interest Checking account.
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About Quontic Bank High-Interest Checking
In 2009, Steven Schnall purchased Golden First Bank with the vision to create a financial institution built upon a solid foundation of excellence and service. Upon acquisition, Schnall gathered a new team of experts, invested fresh capital, and renamed the institution Quontic Bank, meaning “real” quality.
Continue on to learn more about the Quontic Bank High-Interest Checking Account below.
Quontic Bank Rewards Checking Rate
Residents nationwide can earn the industry leading rate on their funds. With no minimum deposit, you will be able to enjoy the rate to its full potential!
- Eligible Accounts: High-Interest Checking Account
- Credit Inquiry: Soft Pull
- Where it’s available: Nationwide
- Opening Deposit: $100
- Credit Card Funding: None
- Monthly fee: None
(NCUA Insured)
How To Earn Rate
- Open a High-Interest Checking account at Quontic Bank
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
| Balance Requirement | APY Rate |
| $0 – $150,000 | 1.10% APY |
| $150,000.01 – $1,000,000 | 1.10% APY |
| $1,000,000.01 – and above | 1.10% APY |
Account Features
- Earn up to 1.10% APY on all balances
- Open an account online in just 3 minutes
- No monthly maintenance fees or minimums
- $100 minimum deposit required to open an account
10 debit card point of sale transactions of $10 or more per statement cycle required to earn the maximum APY per account balance tier. If the qualifying activity requirement is NOT fulfilled, the interest rate paid on the entire balance will be 0.01% APY. Please visit our website for list of non-qualifying activities. APY means Annual Percentage Yield.
Alternative Rewards Accounts To Consider
 Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
Bottom Line
This is a great account to take advantage of with a fantastic rate. Enjoy a competitive APY with no monthly fees and no minimum deposit. However, if you are interested, check out other bank rates that you can find on our site Hustler Money Blog.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on Quontic Bank’s High-Interest Checking Account.
No hard credit pull, just opened an account today. Very smooth process, no hiccups.
A plus is Quicken download and the nice rate up to large balances
Still waiting to find out how easy and faster ACH transfers are.
Slight negative is the minimum $10 for debit card transactions that count toward the 10 transaction per month requirement.