The RCI Elite Rewards Mastercard currently has an offer where you can get 2,500 bonus rewards when making your first purchase. These bonus reward points are valued to be at around $25.
RCI is a vacation exchange network that affords timeshare owners the opportunity to exchange, rent and otherwise optimize their timeshare vacations. Get started with RCI Elite Rewards Mastercard and earn 5x rewards for RCI spending, 2x points on eligible travel purchases, 1x points on everything else. In addition, you will also earn a 5% rewards rebate every time you redeem.
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| The Platinum Card® from American Express 100K Points* | Capital One Venture Rewards Credit Card 60K Points* |
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| U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus* | Capital One Quicksilver Cash Rewards Card $200 Bonus* |
| Wells Fargo Platinum card 18 Months of 0% BT & Purchases | *Must make minimum spending requirement to earn bonus |
Table of Contents
RCI Elite Rewards Mastercard Summary
| Bonus Available | Get 2,500 Bonus Points after making your first purchase. |
| Bonus Value | $25 |
| Travel Credit | Receive a $250 vacation credit towards one RCI vacation when you spend $10,000 in purchases each calendar year. |
| Ongoing Rewards/Benefits | 5x rewards for every $1 spent on eligible RCI purchases
2x rewards for every $1 spent on eligible travel purchases 1x rewards for every $1 spent on all other purchases Get 5% rewards back every time you redeem |
| Foreign Transaction Fees? | No |
| Annual Fee | $0 |
(Click here to learn more about the RCI Elite Rewards Mastercard)
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RCI Elite Rewards Mastercard 2,500 Bonus Rewards
Take advantage of RCI Elite Rewards Mastercard offer of 2,500 bonus rewards. These rewards are valued to be at around $25. All you will need to do is make your first purchase with this card. Additionally, there is no spending limit or expiration for these points.
What are RCI Elite Rewards Worth?
Depending on the value of your rewards will depend on how you use them. These points are valued roughly at $.01 apiece, which is on par with the industry average.
When you are ready to redeem your points, you will be given a few options on how you would like to redeem them. These options include:
- RCI Member Rewards credits
- Cash back direct deposits and statement credits
- Travel booked through BarclaysUS.com, including flights, hotel stays and car rentals.
- Gift cards
- Merchandise
- Experiences
- Charitable donations
Every once in awhile, RCI will run redemption discounts, which consequently will boost the value of the points. It is encouraged to wait for these if you are in no rush to redeem your points.
RCI Elite Rewards Mastercard Top Features
You will be eligible for $250 vacation credit towards an RCI vacation when you charge at least $10,000 to your RCI Elite Mastercard in one calendar year. Here are some ideas on how to hit the spending requirement:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
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Receive a 5% rewards rebate every time you redeem to use towards your next redemption.
Make purchases abroad without having to worry about foreign transaction fees.
Bottom Line
The RCI Elite Rewards Mastercard is a good option for those who are timeshare owners and members of RCI, those who rent vacation space through RCI, and RCI property guests. You will also earn bonus rewards for RCI and travel spending as well as multiple options for redeeming them.
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