The Reflex Mastercard is designed for people with less than perfect credit or are looking for a chance to start building their credit. The Reflex Mastercard is one of few credit cards that offer both secured and unsecured lines of credit.
While it may help you build credit, its many fees might make it an expensive option for some, you can check out the table below for the list of fees and see whether or not this is worth for you.
If you’re wondering whether Reflex Mastercard is the right card for you, continue reading below to learn about its fees and features.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too.
|Chase Business Checking $300 Bonus||Chase Private Client $2,000 Bonus|
|Chase Total Checking® $200 Bonus||Chase SavingsSM $150 Bonus|
|HSBC Premier Checking $450 Bonus||HSBC Premier Checking Up To $600|
|HSBC Advance Checking $200 Bonus||HSBC Advance Checking Up To $240|
|TD Bank Premier Checking $300 Bonus||TD Bank Convenience Checking $150 Bonus|
|Huntington 25 Checking $500 Bonus||Huntington 5 Checking $200 Bonus|
|Huntington Asterisk-Free Checking $150 Bonus||Huntington Unlimited Plus Business Checking $750 Bonus|
|Huntington Unlimited Business Checking $400 Bonus||Huntington Business Checking 100 $200 Bonus|
|Axos Basic Business Checking $100 Bonus||Aspiration Spend & Save Account $100 Bonus|
Table of Contents
Reflex Mastercard Summary
|Bonus Available||No sign-up bonus available for this card|
|Balance Transfers APR: Intro||N/A|
|Purchases: Intro APR||N/A|
|Monthly Servicing Fee||See Terms*|
|Cash Advance APR||See Terms*|
|Regular APR||See Terms*|
|Processing Fee||See Terms*|
|Annual Fee||See Terms*|
- Reports to all three credit bureaus
- Does not require a security deposit
- High annual fee
- Monthly fee after the first year
- High interest rates
- Few cardholder benefits
Reflex Mastercard Features
- Monthly reporting to the three major credit bureaus.
- Credit Limit Increase: Free automatic account reviews for credit limit increases.
- Free Credit Score: Access to your monthly Vantage 3.0 credit score.
- Account Notifications: Customize your notifications to better manage your spending and payments.
- $0 Fraud Liability: You won’t be held responsible for unauthorized charges.
Who should apply for this card?
The Reflex Mastercard is good for those who are wanting to rebuild their credit, but don’t have the money for a deposit on a secured credit card. This card regularly reports to all three credit bureaus and with responsible credit usage and on-time payments, you could help your credit score the number you want.
The high fees and the high APR might make the Reflex Mastercard a poor choice for some people who are wanting to build credit, so apply for this card when you really want it. You might find a better credit-building card elsewhere. For more credit cards options, see our latest list of other best credit card bonuses!
(Apply for this card at ReflexCardNow.com)
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.