If you love earning cash back and hate paying annual and transaction fees, then get the best of both worlds with the Santander Ultimate Cash Back Credit Card. With this card, you have an opportunity to earn 3% cash back for first 12 months.
Additionally this card allows you to receive 1.5% cash back on all qualified purchases with annual fee or foreign transaction fee! If you feel like this may be the one for you, continue reading on below for more for a full review the card!
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Table of Contents
Santander Ultimate Cash Back Credit Card Summary
|Ongoing Rewards/Benefits||Earn 3% cash back for the first year on qualified purchases, up to $20,000.
Earn 1.5% on cash back on qualified purchases, with no limits on how much you can earn.
|Foreign Transaction Fees||None|
(Visit Santander Bank to apply now)
- No annual fee
- No foreign transaction fee
- No limits on what you can earn
- No welcome bonus available
- Limited cardholder perks
Santander Ultimate Cash Back Credit Card Bonus
Currently, Santander Ultimate Cash Back cardholders can earn 3% cash back on qualified purchases for the first 12 months and unlimited 1.5% cash back thereafter. This is an easy way to rack up cash that can be redeemed for statement credit, gift cards, electronic certificates, or merchandise.
Santander Ultimate Cash Back Credit Card Benefits
- Manage cards: Create/change PIN, activate debit and credit cards, put a misplaced card on hold, report a card lost or stolen, and request replacements. Do all this and take control with the highly rated Mobile Banking App.
- Manage alerts: Select and customize the alerts you want to receive, with customizable alerts on Account Deposit(s), Debit(s), Low Balance, Available Credit, and more; plus, refine alert settings, and choose whether to receive them via text, email, or both.
- Security: Bank online with the confidence of Santander PROTECHTION, using digital controls for cards, alerts, and more. Put misplaced cards on hold, until you find them, with Santander® Instant Card Hold. Rest easier with our Online Banking Guarantee. Rely on FDIC Insurance coverage up to applicable limits.
- Go paperless: Cut the clutter and forget the fees by choosing paperless statements, which are electronic replacements for the statements you receive in the mail.
|Best Credit Card Categories|
|0% APR||Airline Rewards||Balance Transfer|
|Cash Back||Hotel Rewards||Military|
|No Annual Fee||No Foreign Transaction Fee||Premium|
|Small Business||Student||Travel Rewards|
The Ultimate Cash Back Credit Card from Santander Bank is perfect for those who want to earn cash back on their everyday purchases. Additionally, there are a lot of perks and benefits that you do not want to miss out on.
If you’re interested, be sure to check out on what more Santander Bank has to offer you by checking out our post on Best Santander Bank Promotions. For more credit cards, see our latest list of the best credit card bonuses!