Take traveling to the next level by applying for this sweet credit card today! Check out the Scotiabank Gold American Express® Card for a solid return on your everyday purchases! It offers 15,000 Scotia Rewards bonus points with your first $1,000 in everyday purchases in the first 3 months.
On top of this kind sign up bonus, you can earn 4X Scotia Rewards points per $1 spent at eligible gas stations, grocery stores, dining and entertainment, including access to exclusive travel privileges. However, there is a minimum spending of $1,000 in the first three months.
Unfortunately, this is only available in Canada only so if you qualify, take advantage of this as soon as possible. If you are traveling frequently, then definitely consider the Scotiabank Gold American Express® Card.
*Compare this credit card offer with other welcome bonuses.
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Scotiabank Gold American Express® Card Summary
| Bonus Available | Earn 15,000 Scotia Rewards bonus points with your first $1,000 in everyday purchases in the first 3 months |
| Travel Credit | No travel credit |
| Ongoing Rewards/Benefits | Earn 4X Scotia Rewards points per $1 spent at eligible gas stations, grocery stores, dining and entertainment. Earn 1X Scotia Rewards point per dollar spent on all other purchases |
| Foreign Transaction Fees | Yes |
| Airport Lounge Access | Priority Pass and access to over 600+ VIP lounges around the world |
| Annual Fee | $99 |
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PROS
- Bonus points
- Priority Pass VIP Lounge Access
- Rewards points
CONS
- Annual fee
- Foreign transaction fees
- High minimum spend requirement
Editor’s Alternate Pick
 The Capital One Savor Cash Rewards Credit Card offers a one-time $300 cash bonus after spending $3000 on purchases within the first 3 months from account opening. You'll earn an unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Capital One cardholders get access to premium experiences in dining, entertainment and more. This card does carry a $95 annual fee, however, there is a $0 intro annual fee for the first year. |
Scotiabank Gold American Express Card 15,000 Bonus Offer
Take advantage of the Scotiabank Gold American Express Card’s 15,000 Scotia Rewards bonus points offer. In order to qualify for this offer, you must spend at least $1,000 on everyday purchases (gas, groceries, etc.) in the first 3 months of your account opening.
Here are some ideas on how to meet the minimum spending requirement:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
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Why You Should Apply For This Card
- High return on points. Get 4x the reward points when you pay a $99 annual fee.
- Best Price Guarantee on airfare. Earn a points credit when you find an airfare that is at least $10 less than the airfare you’ve booked. Flights must have the exact same itinerary and be sent within 24 hours of your initial purchase.
- Promotional offers. Take advantage of a number of hot-ticket discounts along with special access offers for a wealth of experiences unique to American Express card holders.
- Complimentary concierge service. Call the 24/7 concierge for help booking dinner reservations, tickets for in-demand shows or any other up-and-coming events or entertainment on your itinerary.
- Save on car rentals. Book with AVIS and Budget car rentals and save up to 25% at most North American locations when you pay with your Scotiabank Gold American Express Card.
- World class service. Contact customer service 24/7 to report issues with your account and troubleshoot problems by speaking directly to an agent.
Bottom Line
If you are on the market for a solid travel rewards card, we found a great choice for you! The Scotiabank Gold American Express® Card is currently offering 4X Scotia Rewards points per $1 spent at eligible gas stations, grocery stores, dining and entertainment as well as 1X Scotia Rewards point per $1 spent on all other purchases.
New cardholders will also earn 15,000 Scotia Rewards bonus points with your first $1,000 in everyday purchases in the first 3 months. Remember to apply for the card as soon as possible! If you’re not a frequent traveler or would rather not pay an annual fee, check out our full list of credit card bonuses for all your credit card needs!
(Visit Scotiabank to apply for this card)
What’s the Competition?
 The Blue Cash Preferred® Card from American Express offers 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Plus, earn $150 back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership. You will receive cash back in the form of statement credits. You'll earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. In addition, you'll earn 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses & more. The card does come with a $0 introductory annual fee for one year, then $95. (See Rates & Fees) Terms Apply. |
 The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms apply. You'll have the opportunity to earn: • 4X Membership Rewards Points on Restaurants, including takeout and delivery, plus, earn 4X points for Uber Eats purchases too. • 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). Terms Apply. |
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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