Available to those who live, work, attend school, or worship in the lower peninsula of Michigan, Vibe Credit Union is offering competitive rates of 0.50% to 1.80% APY on CD terms from 12 to 60-months. That’s maximum savings with a fixed rate! To qualify for the APY rate, Vibe Credit Union has a simple deposit minimum of $500. Grow your money faster with interest compounded daily and get the best rate Vibe Credit Union can offer for your CD. Headquartered in Novi, Vibe Credit Union is the 22nd largest credit union in the state of Michigan and is the 499th largest credit union in the nation.
With Vibe Credit Union, it’s good to be different. As of December of 2016, it had grown to 127 employees and 32,536 members at 10 locations. Vibe Credit Union boasts a A+ health rating, and they offer rates higher than their local competition. You get everything you expect from a traditional bank and more!
Vibe Credit Union CD Information:
- Apply Now
- Account Type: Certificates of Deposit
- APY Rate: 0.50% to 1.80%
- Availability: Membership is open to those who live, work, attend school or worship in the lower peninsula of Michigan and to retirees of SBC, Ameritech, Western Electric, AT&T or Michigan Bell.
- Locations: OH (locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Minimum Balance Requirement: $500
- Additional Requirements: None
- Early Withdrawal Fee: Early withdrawal penalty will apply, but partial withdrawals are allowed.
- Auto-Renewal: Optional automatically renewal at maturity.
CD Length: 12 – 60 months
Vibe Credit Union CD Terms:
- 0.50% APY for a 12 Month CD
- 0.65% APY for a 18 Month CD
- 0.80% APY for a 24 Month CD
- 1.00% APY for a 30 Month CD
- 1.25% APY for a 36 Month CD
- 1.50% APY for a 48 Month CD
- 1.80% APY for a 60 Month CD
Why You Should Apply for This Account:
Peace of Mind. No hidden fees. No maintenance fees.
Flexible and Cheap: You can choose a term anywhere between 12 to 60 months with a simple $500 deposit and still be guaranteed a great APY rate. Partial withdrawals allowed.
Interest Compounded Daily. Vibe Credit Union grows your money faster with interest compounded daily. Many others compound monthly, quarterly, or even annually. You can even choose your own payment options.
Never Lose Track of Your Funds: Access your account anytime, anywhere with online and mobile banking. With Vibe Credit Union, you can manage your finances with ease various services.
Bottom Line:
Vibe Credit Union CD’s maximize your earnings. With just a simple $500 deposit, you can enjoy many great APY rates. You can benefit from competitive rates for the term of the certificate and from allowed partial withdrawals. Don’t forget that interest is calculated daily, and you can choose from three interest payment options! If you’re looking to invest with a different bank, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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