For residents of Florida, Citizens State Bank is offering a 0.75% APY when you open Personal Money Market account with an opening deposit of $1,000 and no monthly fees. In addition to the competitive rate, the Personal Money Market Account offers you flexibility with free virtual banking and billpay. Your account will also be FDIC insured up to $250,000. As long as your account balance remains at $50,000 or higher, your account will always earn the high interest rate waiving the fee. You also have the option of other APY tiers for this account depending on your balance. Stop in today to start your savings with Citizens State Bank.
Citizens State Bank Online Savings Account:
- Sign up Offer
- Interest Rate: 0.75% APY
- Account Type: Personal Money Market
- Minimum Balance: $50,000
- Maximum Balance: None
- Availability: FL (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $1,000
- Credit Card Funding: Unknown, Let us know
- Direct Deposit Requirement: None
- Monthly Fee: Waived if account balance stays above $1,000
- Additional Requirements: See below for details
- Early Termination Fee: Yes, accounts closed within 90 days of opening will be charged $25
- Insured: FDIC
How To Earn Citizens State Bank Rate:
- Open a Personal Money Market account from Citizens State Bank with an opening deposit of $1,000.
- Input your info – Provide your name, address, phone, email and social security number or Tax ID.
- Fund the account – Transfer funds electronically from an internal account here or an external account at another bank.
- Earn 0.25% APY for balances between $1,000 – $9,999
- Earn 0.50% APY for balances $10,000- $49,999
- Earn 0.75% APY for balances over $50,000
Why You Should Sign Up For This Account:
- $1,000.00 minimum opening deposit that will waive the balance fee
- Access ATMs nationwide and incur no fees
- Free virtual banking and bill pay
- Deposit checks remotely with CSBdirect mobile application
- Receive eAlerts, eStatements, mobile and online check images
- Quicken and Quickbooks compatible account history downloads
- Free automated telephone banking
- Insured deposits by the FDIC up to the maximum amount
Bottom Line:
This is a great chance to open a high interest online savings account with Citizens State Bank. Enjoy great features like free eStatements and no ATM fees nationwide while earning a competitive interest rate of 0.75% APY! You’ll still earn a great rate with balances below $50,000! There are no fees when you maintain the opening deposit in your account. Make sure to keep your balance above the requirement for at least 45 days or it will automatically earn at the minimum tier rate. Find all the Best Interest Rates from our exclusive list nationwide!
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