American Express is know for their prepaid, charge, and credit cards. American Express cards are available to individuals, small businesses, and corporate consumers in the U.S. and around the world.
Not only that they also own American Express National Bank, Member FDIC, their online bank that offers open high-yield savings accounts or certificates of deposits to their consumers.
Continue reading this post to learn more about their banking hours.
 With the American Express® High Yield Savings Account: • Earn 3.80% APY as of 12/17/24 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access |
American Express National Bank Regular Day Hours
Since American Express is an online bank with no branch locations, it doesn’t have “normal” hours the way that traditional banks do. However, you can still access your account online at anytime, regardless of the day.
American Express National Bank Weekend Hours
| American Express National Bank, Member FDIC Hours | |
| Day | Hours |
| Sunday – Saturday | 24/7 online |
American Express National Bank Holiday Hours
American Express National Bank doesn’t close on federal holidays like other banks since it’s an online bank. If you still want to know which federal holidays that the U.S. Office of Personnel Management observes, this is the schedule for 2020:
- New Year’s Day: Jan. 1
- Martin Luther King, Jr. Day: Jan. 20
- Presidents’ Day: Feb. 17
- Memorial Day: May 25
- Independence Day: July 4 (observed on July 3)
- Labor Day: Sept. 7
- Columbus Day: Oct. 12
- Veterans Day: Nov. 11
- Thanksgiving Day: Nov. 26
- Christmas Day: Dec. 25
How To Bank With American Express National Bank After Business Hours
You can bank with American Express online or through its mobile app. Because it’s an online bank, you don’t have to worry about doing your banking during normal “business hours” since everything is accessible 24/7 online.
However, please keep in mind is that for transferring funds, business days are considered to be Monday through Friday and any transfers done after 7 p.m. ET will be process the next business day, excluding holidays.
American Express National Bank Customer Service
You can reach American Express National Bank via:
- Fax: 1-800-542-0779
- Mail: For general inquiries, write to:
- American Express
P.O. Box 981535
El Paso, TX 79998-1535
- American Express
- Social media: American Express maintains Twitter and Facebook accounts that can be used to ask questions or seek help.
For American Express’ personal savings, you can call their customer service department 24/7 by: 1-800-446-6307.
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Bottom Line
Banking online with American Express National Bank gives you the ability to manage your bank account online or through your mobile! You can do all your banking needs when it’s the most convenient for you, even outside of normal banking hours.
If you’re interested on what American Express has to offer, you can check out the latest America Express credit card promotions here or learn more about their personal savings account!
Not your bank or are banking with another institution? You can check out our bank guide master list to help you with your banking questions or browse through our archives.
